Last Updated: 07/28/2025
Bowater CU Classic VISA Credit Card
Unaffiliated
in Credit Cards from Bowater Credit Union
Last Updated: 07/28/2025
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Highlights
Purchase APR (Fixed APR)
9.9%(Verified 06/21/2024)
Balance Transfer APR (Fixed APR)
9.9%(Verified 06/21/2024)
Credit Score Range
700 - 850
Annual Fee
$0
Bowater CU Classic VISA Credit Card Review
This is a card issued by Bowater Credit Union. If you're wondering whether Bowater CU Classic VISA Credit Card is the right card for you, read on.
Key Takeaways
- APRs: Bowater CU Classic VISA Credit Card has a fixed purchase APR of 9.9%
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, identity theft protection, purchase security, and fraud protection.
- Good or excellent credit required. You will have low approval odds if your credit score is below good.
Pros & Cons of Bowater CU Classic VISA Credit Card
| The Good | The Bad |
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Bowater CU Classic VISA Credit Card FAQ
Does Bowater CU Classic VISA Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Bowater CU Classic VISA Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Bowater CU Classic VISA Credit Card has a fixed purchase APR of 9.9%. The card has a fixed balance transfer APR of 9.9% . It also has a fixed cash advance APR of 9.9% .
Does Bowater CU Classic VISA Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Bowater CU Classic VISA Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Bowater CU Classic VISA Credit Card?
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| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
What is the customer service phone number for Bowater CU Classic VISA Credit Card?
The customer service number for Bowater CU Classic VISA Credit Card is (866) 285-4215.
What is the support contact email for Bowater CU Classic VISA Credit Card?
The support contact email for Bowater CU Classic VISA Credit Card is info@bowaterecu.org.
How do people rate the customer service and user experience of Bowater CU Classic VISA Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Bowater CU Classic VISA Credit Card report your account activity to credit bureaus?
Yes, Bowater CU Classic VISA Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Bowater Credit Union perform a hard credit pull?
Yes, Bowater CU Classic VISA Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Bowater CU Classic VISA Credit Card
- Visit the website of Bowater CU Classic VISA Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
7:30AM - 4:00PM
Tuesday
7:30AM - 4:00PM
Wednesday
7:30AM - 4:00PM
Thursday
7:30AM - 4:00PM
Friday
7:30AM - 5:30PM
Saturday
Closed
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Other Credit Cards from Bowater Credit Union
Rating not yet determined
Purchase APR
Starting at 6%
Disclaimer popup with additional information
Balance Transfer APR
Starting at 6%
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Annual Fee
$0
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