Bowater CU ScoreCard Rewards Visa

Bowater CU ScoreCard Rewards Visa Review

This is a rewards card issued by Bowater Credit Union. If you're wondering whether Bowater CU ScoreCard Rewards Visa is the right card for you, read on.

Key Takeaways

• No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, purchase security, travel assistance, and fraud protection.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Bowater CU ScoreCard Rewards Visa

The Good	The Bad
Potentially lower than average purchase APRs. No annual fee. Multiple credit card perks. Offers Auto Rental Collision Damage Waiver. Extended warranty on purchases. Identity Theft Protection. Travel assistance insurance Cardholders can earn rewards on their purchases. Bowater CU ScoreCard Rewards Visa reports to multiple credit bureaus.	Does not offer a signup bonus.

Bowater CU ScoreCard Rewards Visa FAQ

Does Bowater CU ScoreCard Rewards Visa have a cash back or rewards program?

Bowater CU ScoreCard Rewards Visa is a rewards card.

Bowater CU ScoreCard Rewards Visa Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A

What are the Bowater CU ScoreCard Rewards Visa benefits?

It provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Zero fraud liability
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for Bowater CU ScoreCard Rewards Visa?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Bowater CU ScoreCard Rewards Visa has a variable purchase APR starting at 6% . The card has a variable balance transfer APR starting at 6% . It also has a variable cash advance APR starting at 6% .

What are the fees for Bowater CU ScoreCard Rewards Visa?

The following fees apply:

Bowater CU ScoreCard Rewards Visa Fees

Description
No Annual Fee?
Annual Fee	$0

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Bowater CU ScoreCard Rewards Visa report your account activity to credit bureaus?

Yes, Bowater CU ScoreCard Rewards Visa reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Bowater CU ScoreCard Rewards Visa

• Visit the Bowater CU ScoreCard Rewards Visa website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.