Last Updated: 07/28/2025
Teachers FCU Visa Cash Back Credit Card
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
Starting at 16.10%(Verified 08/25/2024)
Balance Transfer APR (Variable APR)
N/A
Credit Score Range
670 - 850
Annual Fee
$0
Teachers FCU Visa Cash Back Credit Card Review
This is a cashback credit card issued by Teachers Federal Credit Union. If you're wondering whether Teachers FCU Visa Cash Back Credit Card is the right card for you, read on.
Key Takeaways
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, purchase security, travel accident insurance, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Teachers FCU Visa Cash Back Credit Card
| The Good | The Bad |
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Teachers FCU Visa Cash Back Credit Card FAQ
Does Teachers FCU Visa Cash Back Credit Card have a cash back or rewards program?
No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Every Purchase | 1.5 % cash back | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Teachers FCU Visa Cash Back Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Teachers FCU Visa Cash Back Credit Card has a variable purchase APR starting at 16.10%. Teachers FCU Visa Cash Back Credit Card does not offer balance transfers. It also has a variable cash advance APR starting at 16.10% .
Does Teachers FCU Visa Cash Back Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. Teachers FCU Visa Cash Back Credit Card does not offer balance transfers.Does Teachers FCU Visa Cash Back Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Teachers FCU Visa Cash Back Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
What is the customer service phone number for Teachers FCU Visa Cash Back Credit Card?
The customer service number for Teachers FCU Visa Cash Back Credit Card is (800) 341-4333.
What is the support contact email for Teachers FCU Visa Cash Back Credit Card?
The support contact email for Teachers FCU Visa Cash Back Credit Card is webmail@teachersfcu.org.
What is the login page for Teachers FCU Visa Cash Back Credit Card?
You can access the login page of Teachers FCU Visa Cash Back Credit Card here.
How do people rate the customer service and user experience of Teachers FCU Visa Cash Back Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Teachers FCU Visa Cash Back Credit Card report your account activity to credit bureaus?
Yes, Teachers FCU Visa Cash Back Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Teachers Federal Credit Union perform a hard credit pull?
Yes, Teachers FCU Visa Cash Back Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Teachers FCU Visa Cash Back Credit Card
- Visit the website of Teachers FCU Visa Cash Back Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Contact
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 2:00PM