Last Updated: 07/28/2025
City & Police Federal Credit Union Visa Signature® Max Cash Preferred Card
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Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
19.49% - 29.74%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
19.49% - 29.74%(Verified 06/21/2024)
Credit Score Range
N/A
Annual Fee
$0
City & Police Federal Credit Union Visa Signature® Max Cash Preferred Card Review
This is a cashback credit card issued by City & Police Federal Credit Union. If you're wondering whether City & Police Federal Credit Union Visa Signature® Max Cash Preferred Card is the right card for you, read on.
Key Takeaways
- 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 12 months, which is the average period for 0% APR balance transfer cards.
- Signup bonus. Offers a signup bonus of up to $150.00.
- Welcome offer. Offers a signup bonus of 15000 points that can be redeemed for travel, gifts, or other perks.
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 19.49% up to 29.74%.
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- A 3.0% balance transfer fee. City & Police Federal Credit Union Visa Signature® Max Cash Preferred Card charges a 3.0% balance transfer during the intro period for the first 12 months and after that charges a fee of 3.0% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees after the intro period. The minimum fee is $5.00.
Pros & Cons of City & Police Federal Credit Union Visa Signature® Max Cash Preferred Card
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City & Police Federal Credit Union Visa Signature® Max Cash Preferred Card FAQ
Does City & Police Federal Credit Union Visa Signature® Max Cash Preferred Card have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Internet / Cable / Phone Services | 5 % cash back for a total of $2000.00 every quarter | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Gas | 2 % cash back every quarter | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Groceries | 2 % cash back every quarter | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Restaurants | 2 % cash back every quarter | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Utilities | 5 % cash back for a total of $2000.00 every quarter | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Every Purchase | 1 % cash back every quarter | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does City & Police Federal Credit Union Visa Signature® Max Cash Preferred Card have a signup bonus?
Yes, it offers card users a signup bonus worth up to $150.00 . However, it does include a 15000 points signup bonus that can be redeemed for travel, gifts, or other perks.
Does City & Police Federal Credit Union Visa Signature® Max Cash Preferred Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the relevant APRs for City & Police Federal Credit Union Visa Signature® Max Cash Preferred Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.City & Police Federal Credit Union Visa Signature® Max Cash Preferred Card has a variable purchase APR that ranges from 19.49% up to 29.74%. The card has a variable balance transfer APR that ranges from 19.49% up to 29.74%. It also has a variable cash advance APR of 29.99% .
Does City & Police Federal Credit Union Visa Signature® Max Cash Preferred Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of 12 months.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer APR | 19.49% - 29.74% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro APR Period | 12 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee % | Starting at 3.0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee Minimum | $5.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee % After Intro Period | 3.0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee Intro Period | 365 days | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro Fee Minimum | $5.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro Fee % | 3.0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro Fee Period | 12 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does City & Police Federal Credit Union Visa Signature® Max Cash Preferred Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for City & Police Federal Credit Union Visa Signature® Max Cash Preferred Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $41.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $41.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $10.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 5.0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
What is the customer service phone number for City & Police Federal Credit Union Visa Signature® Max Cash Preferred Card?
The customer service number for City & Police Federal Credit Union Visa Signature® Max Cash Preferred Card is (904) 353-2240.
What is the login page for City & Police Federal Credit Union Visa Signature® Max Cash Preferred Card?
You can access the login page of City & Police Federal Credit Union Visa Signature® Max Cash Preferred Card here.
How do people rate the customer service and user experience of City & Police Federal Credit Union Visa Signature® Max Cash Preferred Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does City & Police Federal Credit Union Visa Signature® Max Cash Preferred Card report your account activity to credit bureaus?
Yes, City & Police Federal Credit Union Visa Signature® Max Cash Preferred Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does City & Police Federal Credit Union perform a hard credit pull?
Yes, City & Police Federal Credit Union Visa Signature® Max Cash Preferred Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for City & Police Federal Credit Union Visa Signature® Max Cash Preferred Card
- Visit the website of City & Police Federal Credit Union Visa Signature® Max Cash Preferred Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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