Is CoastLife Credit Union World Mastercard® Everyday Rewards+ Credit Card the right fit for you?
Last Updated: 07/28/2025
CoastLife Credit Union World Mastercard® Everyday Rewards+ Credit Card
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Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
19.49% - 29.74%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
19.49% - 29.74%(Verified 06/21/2024)
Credit Score Range
N/A
Annual Fee
N/A
CoastLife Credit Union World Mastercard® Everyday Rewards+ Credit Card Review
This is a rewards card issued by CoastLife Credit Union. If you're wondering whether CoastLife Credit Union World Mastercard® Everyday Rewards+ Credit Card is the right card for you, read on.
Key Takeaways
- 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 6 months, which is shorter than the average 0% APR period of 12 months.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for 6 months.
- $150 bonus (15,000 points) after $500 in eligible net purchases are made within the first 90 days of account opening2
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 19.49% up to 29.74%.
- A 3.00% balance transfer fee. CoastLife Credit Union World Mastercard® Everyday Rewards+ Credit Card charges a fee of 3.00% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.00.
Pros & Cons of CoastLife Credit Union World Mastercard® Everyday Rewards+ Credit Card
| The Good | The Bad |
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CoastLife Credit Union World Mastercard® Everyday Rewards+ Credit Card FAQ
Does CoastLife Credit Union World Mastercard® Everyday Rewards+ Credit Card have a cash back or rewards program?
CoastLife Credit Union World Mastercard® Everyday Rewards+ Credit Card is a rewards card.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Gas | 2 x points every month | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Groceries | 2 x points every month | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Restaurants | 4 x points every month | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Every Purchase | 1 x points every month | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does CoastLife Credit Union World Mastercard® Everyday Rewards+ Credit Card have a signup bonus?
Yes. $150 bonus (15,000 points) after $500 in eligible net purchases are made within the first 90 days of account opening2
Does CoastLife Credit Union World Mastercard® Everyday Rewards+ Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the relevant APRs for CoastLife Credit Union World Mastercard® Everyday Rewards+ Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of September 2026) is 22.15%. This card has lower than average regular APRs.CoastLife Credit Union World Mastercard® Everyday Rewards+ Credit Card has a variable purchase APR that ranges from 19.49% up to 29.74%. The card has a variable balance transfer APR that ranges from 19.49% up to 29.74%. It also has a variable cash advance APR of 29.99% .
Does CoastLife Credit Union World Mastercard® Everyday Rewards+ Credit Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of 6 months.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer APR | 19.49% - 29.74% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro APR Period | 6 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee % | Starting at 3.00% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee Minimum | $5.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does CoastLife Credit Union World Mastercard® Everyday Rewards+ Credit Card have an intro APR offer on new purchases?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Introductory Rate | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Purchase Intro APR Period | 6 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does offer an intro APR rate of 0% on qualified purchases for a period of 6 months.
What are the fees for CoastLife Credit Union World Mastercard® Everyday Rewards+ Credit Card?
N/A.
What is the customer service phone number for CoastLife Credit Union World Mastercard® Everyday Rewards+ Credit Card?
The customer service number for CoastLife Credit Union World Mastercard® Everyday Rewards+ Credit Card is (361) 985-6810.
What is the support contact email for CoastLife Credit Union World Mastercard® Everyday Rewards+ Credit Card?
The support contact email for CoastLife Credit Union World Mastercard® Everyday Rewards+ Credit Card is Marketing@MyCoastLifeCU.com.
How do people rate the customer service and user experience of CoastLife Credit Union World Mastercard® Everyday Rewards+ Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does CoastLife Credit Union World Mastercard® Everyday Rewards+ Credit Card report your account activity to credit bureaus?
Yes, CoastLife Credit Union World Mastercard® Everyday Rewards+ Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does CoastLife Credit Union perform a hard credit pull?
Yes, CoastLife Credit Union World Mastercard® Everyday Rewards+ Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for CoastLife Credit Union World Mastercard® Everyday Rewards+ Credit Card
- Visit the website of CoastLife Credit Union World Mastercard® Everyday Rewards+ Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Hours of Operation
SundayClosedMonday9:00AM - 5:30PMTuesday9:00AM - 5:30PMWednesday10:00AM - 5:30PMThursday9:00AM - 5:30PMFriday9:00AM - 5:30PMSaturdayClosed
Other Services by CoastLife Credit Union
Home Equity Loans
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Other Credit Cards from CoastLife Credit Union
Rating not yet determined
Purchase APR
29.99%
Disclaimer popup with additional information
Balance Transfer APR
29.99%
Disclaimer popup with additional information
Credit Score Range
N/A
Annual Fee
$0
Rating not yet determined
Purchase APR
18.24% - 29.24%
Disclaimer popup with additional information
Balance Transfer APR
18.24% - 29.24%
Disclaimer popup with additional information
Credit Score Range
N/A
Annual Fee
$0
Rating not yet determined
Purchase APR
29.24%
Disclaimer popup with additional information
Balance Transfer APR
29.24%
Disclaimer popup with additional information
Credit Score Range
N/A
Annual Fee
$0
Rating not yet determined
Purchase APR
19.74% - 29.74%
Disclaimer popup with additional information
Balance Transfer APR
19.74% - 29.74%
Disclaimer popup with additional information
Credit Score Range
N/A
Annual Fee
$390
Rating not yet determined
Purchase APR
19.74% - 29.74%
Disclaimer popup with additional information
Balance Transfer APR
19.74% - 29.74%
Disclaimer popup with additional information
Credit Score Range
N/A
Annual Fee
$99
Rating not yet determined
Purchase APR
19.49% - 29.74%
Disclaimer popup with additional information
Balance Transfer APR
19.49% - 29.74%
Disclaimer popup with additional information
Credit Score Range
N/A
Annual Fee
$0
Rating not yet determined
Purchase APR
19.49% - 29.74%
Disclaimer popup with additional information
Balance Transfer APR
19.49% - 29.74%
Disclaimer popup with additional information
Credit Score Range
N/A
Annual Fee
$0
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
SuperMoney Net Recommendation Score
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