Last Updated: 07/28/2025
CoastLife Credit Union Mastercard® Max Cash Secured Credit Card
Unaffiliated
in Credit Cards from CoastLife Credit Union
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
29.99%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
29.99%(Verified 06/21/2024)
Credit Score Range
N/A
Annual Fee
$0
CoastLife Credit Union Mastercard® Max Cash Secured Credit Card Review
This is a secured credit cashback credit card issued by CoastLife Credit Union. If you're wondering whether CoastLife Credit Union Mastercard® Max Cash Secured Credit Card is the right card for you, read on.
Key Takeaways
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR of 29.99%
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- A 3.00% balance transfer fee. CoastLife Credit Union Mastercard® Max Cash Secured Credit Card charges a fee of 3.00% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.00.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3.00% every time you make a transaction outside the U.S.
- Secured card. This card requires a refundable deposit before you can use the account. Deposits are returned upon account closure after settling outstanding balances. These cards can help people with poor credit or little credit history build their credit.
Pros & Cons of CoastLife Credit Union Mastercard® Max Cash Secured Credit Card
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CoastLife Credit Union Mastercard® Max Cash Secured Credit Card FAQ
Does CoastLife Credit Union Mastercard® Max Cash Secured Credit Card have a cash back or rewards program?
No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Internet / Cable / Phone Services | 5 % cash back for a total of $2000.00 every quarter | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Gas | 2 % cash back | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Groceries | 2 % cash back | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Restaurants | 2 % cash back | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Utilities | 5 % cash back for a total of $2000.00 every quarter | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Every Purchase | 1 % cash back | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for CoastLife Credit Union Mastercard® Max Cash Secured Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has higher than average regular APRs.CoastLife Credit Union Mastercard® Max Cash Secured Credit Card has a variable purchase APR of 29.99%. The card has a variable balance transfer APR of 29.99% . It also has a variable cash advance APR of 29.99% .
Does CoastLife Credit Union Mastercard® Max Cash Secured Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does CoastLife Credit Union Mastercard® Max Cash Secured Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for CoastLife Credit Union Mastercard® Max Cash Secured Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $41.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 3.00% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $41.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $10.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 5.00% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does CoastLife Credit Union Mastercard® Max Cash Secured Credit Card have a foreign transaction fee?
CoastLife Credit Union Mastercard® Max Cash Secured Credit Card charges a foreign transaction fee of up to 3.00%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for CoastLife Credit Union Mastercard® Max Cash Secured Credit Card?
The customer service number for CoastLife Credit Union Mastercard® Max Cash Secured Credit Card is (361) 985-6810.
What is the support contact email for CoastLife Credit Union Mastercard® Max Cash Secured Credit Card?
The support contact email for CoastLife Credit Union Mastercard® Max Cash Secured Credit Card is Marketing@MyCoastLifeCU.com.
What is the login page for CoastLife Credit Union Mastercard® Max Cash Secured Credit Card?
You can access the login page of CoastLife Credit Union Mastercard® Max Cash Secured Credit Card here.
How do people rate the customer service and user experience of CoastLife Credit Union Mastercard® Max Cash Secured Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does CoastLife Credit Union Mastercard® Max Cash Secured Credit Card report your account activity to credit bureaus?
Yes, CoastLife Credit Union Mastercard® Max Cash Secured Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does CoastLife Credit Union perform a hard credit pull?
Yes, CoastLife Credit Union Mastercard® Max Cash Secured Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for CoastLife Credit Union Mastercard® Max Cash Secured Credit Card
- Visit the website of CoastLife Credit Union Mastercard® Max Cash Secured Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:30PM
Tuesday
9:00AM - 5:30PM
Wednesday
10:00AM - 5:30PM
Thursday
9:00AM - 5:30PM
Friday
9:00AM - 5:30PM
Saturday
Closed