Last Updated: 07/28/2025
CoastLife Credit Union World Mastercard® Max Cash Preferred Credit Card
Unaffiliated
in Credit Cards from CoastLife Credit Union
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
19.49% - 29.74%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
19.49% - 29.74%(Verified 06/21/2024)
Credit Score Range
N/A
Annual Fee
$0
CoastLife Credit Union World Mastercard® Max Cash Preferred Credit Card Review
This is a cashback credit card issued by CoastLife Credit Union. If you're wondering whether CoastLife Credit Union World Mastercard® Max Cash Preferred Credit Card is the right card for you, read on.
Key Takeaways
- 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 12 months, which is the average period for 0% APR balance transfer cards.
- $150 bonus (15,000 points) after $500 in eligible net purchases are made within the first 90 days of account opening
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 19.49% up to 29.74%.
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- A 3.00% balance transfer fee. CoastLife Credit Union World Mastercard® Max Cash Preferred Credit Card charges a fee of 3.00% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.00.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3.00% every time you make a transaction outside the U.S.
Pros & Cons of CoastLife Credit Union World Mastercard® Max Cash Preferred Credit Card
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CoastLife Credit Union World Mastercard® Max Cash Preferred Credit Card FAQ
Does CoastLife Credit Union World Mastercard® Max Cash Preferred Credit Card have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Internet / Cable / Phone Services | 5 % cash back for a total of $2000.00 every quarter | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Gas | 2 % cash back | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Groceries | 2 % cash back | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Restaurants | 2 % cash back | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Utilities | 5 % cash back for a total of $2000.00 every quarter | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Every Purchase | 1 % cash back | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does CoastLife Credit Union World Mastercard® Max Cash Preferred Credit Card have a signup bonus?
Yes. $150 bonus (15,000 points) after $500 in eligible net purchases are made within the first 90 days of account opening
Does CoastLife Credit Union World Mastercard® Max Cash Preferred Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the relevant APRs for CoastLife Credit Union World Mastercard® Max Cash Preferred Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.CoastLife Credit Union World Mastercard® Max Cash Preferred Credit Card has a variable purchase APR that ranges from 19.49% up to 29.74%. The card has a variable balance transfer APR that ranges from 19.49% up to 29.74%. It also has a variable cash advance APR of 29.99% .
Does CoastLife Credit Union World Mastercard® Max Cash Preferred Credit Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of 12 months.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer APR | 19.49% - 29.74% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro APR Period | 12 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee % | Starting at 3.00% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee Minimum | $5.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does CoastLife Credit Union World Mastercard® Max Cash Preferred Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for CoastLife Credit Union World Mastercard® Max Cash Preferred Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $41.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 3.00% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $41.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $10.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 5.00% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does CoastLife Credit Union World Mastercard® Max Cash Preferred Credit Card have a foreign transaction fee?
CoastLife Credit Union World Mastercard® Max Cash Preferred Credit Card charges a foreign transaction fee of up to 3.00%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for CoastLife Credit Union World Mastercard® Max Cash Preferred Credit Card?
The customer service number for CoastLife Credit Union World Mastercard® Max Cash Preferred Credit Card is (361) 985-6810.
What is the support contact email for CoastLife Credit Union World Mastercard® Max Cash Preferred Credit Card?
The support contact email for CoastLife Credit Union World Mastercard® Max Cash Preferred Credit Card is Marketing@MyCoastLifeCU.com.
What is the login page for CoastLife Credit Union World Mastercard® Max Cash Preferred Credit Card?
You can access the login page of CoastLife Credit Union World Mastercard® Max Cash Preferred Credit Card here.
How do people rate the customer service and user experience of CoastLife Credit Union World Mastercard® Max Cash Preferred Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does CoastLife Credit Union World Mastercard® Max Cash Preferred Credit Card report your account activity to credit bureaus?
Yes, CoastLife Credit Union World Mastercard® Max Cash Preferred Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does CoastLife Credit Union perform a hard credit pull?
Yes, CoastLife Credit Union World Mastercard® Max Cash Preferred Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for CoastLife Credit Union World Mastercard® Max Cash Preferred Credit Card
- Visit the website of CoastLife Credit Union World Mastercard® Max Cash Preferred Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:30PM
Tuesday
9:00AM - 5:30PM
Wednesday
10:00AM - 5:30PM
Thursday
9:00AM - 5:30PM
Friday
9:00AM - 5:30PM
Saturday
Closed