Last Updated: 07/28/2025
CoastLife Credit Union World Elite Mastercard® Reserve Rewards+ Credit Card
Unaffiliated
in Credit Cards from CoastLife Credit Union
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
19.74% - 29.74%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
19.74% - 29.74%(Verified 06/21/2024)
Credit Score Range
N/A
Annual Fee
$390
CoastLife Credit Union World Elite Mastercard® Reserve Rewards+ Credit Card Review
This is a travel card issued by CoastLife Credit Union. If you're wondering whether CoastLife Credit Union World Elite Mastercard® Reserve Rewards+ Credit Card is the right card for you, read on.
Key Takeaways
- $500 bonus (50,000 points)after $4,500 in eligible net purchases are made within the first 90 days of account opening Airport lounge access with complimentary Priority PassTM Select membership $100 travel credit Up to $100 TSA PreCheck® or Global Entry® application credit $60 Priority Wine Pass credit
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 19.74% up to 29.74%.
- A 3.00% balance transfer fee. CoastLife Credit Union World Elite Mastercard® Reserve Rewards+ Credit Card charges a fee of 3.00% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.00.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
Pros & Cons of CoastLife Credit Union World Elite Mastercard® Reserve Rewards+ Credit Card
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CoastLife Credit Union World Elite Mastercard® Reserve Rewards+ Credit Card FAQ
Does CoastLife Credit Union World Elite Mastercard® Reserve Rewards+ Credit Card have a cash back or rewards program?
CoastLife Credit Union World Elite Mastercard® Reserve Rewards+ Credit Card is a travel rewards card.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Airfare | 6 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Car Rentals | 6 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Hotels | 6 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Every Purchase | 2 x points every month | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does CoastLife Credit Union World Elite Mastercard® Reserve Rewards+ Credit Card have a signup bonus?
Yes. $500 bonus (50,000 points)after $4,500 in eligible net purchases are made within the first 90 days of account opening Airport lounge access with complimentary Priority PassTM Select membership $100 travel credit Up to $100 TSA PreCheck® or Global Entry® application credit $60 Priority Wine Pass credit
Does CoastLife Credit Union World Elite Mastercard® Reserve Rewards+ Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the CoastLife Credit Union World Elite Mastercard® Reserve Rewards+ Credit Card benefits?
CoastLife Credit Union World Elite Mastercard® Reserve Rewards+ Credit Card provides the following benefits:
- Reports to major credit bureaus
What are the relevant APRs for CoastLife Credit Union World Elite Mastercard® Reserve Rewards+ Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.CoastLife Credit Union World Elite Mastercard® Reserve Rewards+ Credit Card has a variable purchase APR that ranges from 19.74% up to 29.74%. The card has a variable balance transfer APR that ranges from 19.74% up to 29.74%. It also has a variable cash advance APR of 29.99% .
Does CoastLife Credit Union World Elite Mastercard® Reserve Rewards+ Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does CoastLife Credit Union World Elite Mastercard® Reserve Rewards+ Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for CoastLife Credit Union World Elite Mastercard® Reserve Rewards+ Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $41.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $390.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $41.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $10.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 5.00% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card charges an annual fee of $390.00.
Does CoastLife Credit Union World Elite Mastercard® Reserve Rewards+ Credit Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for CoastLife Credit Union World Elite Mastercard® Reserve Rewards+ Credit Card?
The customer service number for CoastLife Credit Union World Elite Mastercard® Reserve Rewards+ Credit Card is (361) 985-6810.
What is the support contact email for CoastLife Credit Union World Elite Mastercard® Reserve Rewards+ Credit Card?
The support contact email for CoastLife Credit Union World Elite Mastercard® Reserve Rewards+ Credit Card is Marketing@MyCoastLifeCU.com.
What is the login page for CoastLife Credit Union World Elite Mastercard® Reserve Rewards+ Credit Card?
You can access the login page of CoastLife Credit Union World Elite Mastercard® Reserve Rewards+ Credit Card here.
How do people rate the customer service and user experience of CoastLife Credit Union World Elite Mastercard® Reserve Rewards+ Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does CoastLife Credit Union World Elite Mastercard® Reserve Rewards+ Credit Card report your account activity to credit bureaus?
Yes, CoastLife Credit Union World Elite Mastercard® Reserve Rewards+ Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does CoastLife Credit Union perform a hard credit pull?
Yes, CoastLife Credit Union World Elite Mastercard® Reserve Rewards+ Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for CoastLife Credit Union World Elite Mastercard® Reserve Rewards+ Credit Card
- Visit the website of CoastLife Credit Union World Elite Mastercard® Reserve Rewards+ Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:30PM
Tuesday
9:00AM - 5:30PM
Wednesday
10:00AM - 5:30PM
Thursday
9:00AM - 5:30PM
Friday
9:00AM - 5:30PM
Saturday
Closed