Last Updated: 07/28/2025
Collegedale CU MasterCard World Credit Card
Unaffiliated
in Credit Cards from Collegedale Credit Union
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
16.24%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
16.24%(Verified 06/21/2024)
Credit Score Range
670 - 850
Annual Fee
$0
Collegedale CU MasterCard World Credit Card Review
This is a rewards card issued by Collegedale Credit Union. If you're wondering whether Collegedale CU MasterCard World Credit Card is the right card for you, read on.
Key Takeaways
- APRs: Collegedale CU MasterCard World Credit Card has a variable regular purchase APR of 16.24%
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- A 5% balance transfer fee. Collegedale CU MasterCard World Credit Card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $10.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, emergency support, extended warranty protection on purchases, identity theft protection, purchase security, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Collegedale CU MasterCard World Credit Card
| The Good | The Bad |
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Collegedale CU MasterCard World Credit Card FAQ
Does Collegedale CU MasterCard World Credit Card have a cash back or rewards program?
Collegedale CU MasterCard World Credit Card is a rewards card.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Every Purchase | 1 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Collegedale CU MasterCard World Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Collegedale CU MasterCard World Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Collegedale CU MasterCard World Credit Card benefits?
Collegedale CU MasterCard World Credit Card provides the following benefits:
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Collegedale CU MasterCard World Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Collegedale CU MasterCard World Credit Card has a variable purchase APR of 16.24%. The card has a variable balance transfer APR of 16.24% . It also has a variable cash advance APR of 29.99% .
Does Collegedale CU MasterCard World Credit Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 11.24% for a period of 6 months.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer APR | 16.24% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 11.24% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro APR Period | 6 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee % | Starting at 5% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee Minimum | $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Collegedale CU MasterCard World Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Collegedale CU MasterCard World Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $40 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Collegedale CU MasterCard World Credit Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Collegedale CU MasterCard World Credit Card?
The customer service number for Collegedale CU MasterCard World Credit Card is (423) 396-2101.
What is the support contact email for Collegedale CU MasterCard World Credit Card?
The support contact email for Collegedale CU MasterCard World Credit Card is ccu@collegedale.org.
How do people rate the customer service and user experience of Collegedale CU MasterCard World Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Collegedale CU MasterCard World Credit Card report your account activity to credit bureaus?
Yes, Collegedale CU MasterCard World Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Collegedale Credit Union perform a hard credit pull?
Yes, Collegedale CU MasterCard World Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Collegedale CU MasterCard World Credit Card
- Visit the website of Collegedale CU MasterCard World Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:00AM - 4:00PM
Tuesday
8:00AM - 4:00PM
Wednesday
8:00AM - 4:00PM
Thursday
8:00AM - 6:00PM
Friday
8:00AM - 2:00PM
Saturday
Closed
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Other Credit Cards from Collegedale Credit Union
Rating not yet determined
Purchase APR
15.24% - 29.24%
Disclaimer popup with additional information
Balance Transfer APR
15.24% - 29.24%
Disclaimer popup with additional information
Credit Score Range
670 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
15.24% - 29.24%
Disclaimer popup with additional information
Balance Transfer APR
15.24% - 29.24%
Disclaimer popup with additional information
Credit Score Range
670 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
15.24%
Disclaimer popup with additional information
Balance Transfer APR
15.24%
Disclaimer popup with additional information
Credit Score Range
670 - 850
300
850
Annual Fee
N/A
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Learn MoreSuperMoney Net Recommendation Score
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