Last Updated: 07/28/2025
Maine State CU VISA Classic Credit Card
Unaffiliated
in Credit Cards from Maine State Credit Union
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
11.9%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
11.9%(Verified 06/21/2024)
Credit Score Range
620 - 850
Annual Fee
$0
Maine State CU VISA Classic Credit Card Review
This is a rewards card issued by Maine State Credit Union. If you're wondering whether Maine State CU VISA Classic Credit Card is the right card for you, read on.
Key Takeaways
- APRs: Maine State CU VISA Classic Credit Card has a variable regular purchase APR of 11.9%
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, identity theft protection, purchase security, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of maine state visa classic credit card
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maine state visa classic credit card FAQ
Does maine state visa classic credit card have a cash back or rewards program?
maine state visa classic credit card is a rewards card.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Every Purchase | 1 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does maine state visa classic credit card have a signup bonus?
This card doesn't offer a cash signup bonus.Does maine state visa classic credit card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the maine state visa classic credit card benefits?
Maine State CU VISA Classic Credit Card provides the following benefits:
- Emergency Support
- Extended Warranty Protection
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for maine state visa classic credit card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Maine State CU VISA Classic Credit Card has a variable purchase APR of 11.9%. The card has a variable balance transfer APR of 11.9% . It also has a variable cash advance APR of 11.9% .
Does maine state visa classic credit card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does maine state visa classic credit card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for maine state visa classic credit card?
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| Foreign Currency Transaction Fee | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does maine state visa classic credit card have a foreign transaction fee?
maine state visa classic credit card charges a foreign transaction fee of up to 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for maine state visa classic credit card?
The customer service number for maine state visa classic credit card is (800) 540-8707.
What is the support contact email for maine state visa classic credit card?
The support contact email for maine state visa classic credit card is contactus@mainestatecu.org.
How do people rate the customer service and user experience of maine state visa classic credit card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Maine State CU VISA Classic Credit Card report your account activity to credit bureaus?
Yes, Maine State CU VISA Classic Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Maine State Credit Union perform a hard credit pull?
Yes, maine state visa classic credit card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for maine state visa classic credit card
- Visit the website of maine state visa classic credit card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:00AM - 5:00PM
Tuesday
8:00AM - 5:00PM
Wednesday
8:00AM - 5:00PM
Thursday
8:00AM - 5:00PM
Friday
8:00AM - 4:30PM
Saturday
Closed
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Purchase APR
Starting at 9.90%
Disclaimer popup with additional information
Balance Transfer APR
Starting at 9.90%
Disclaimer popup with additional information
Credit Score Range
620 - 850
300
850
Annual Fee
$0
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Learn MoreSuperMoney Net Recommendation Score
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