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  Maine State CU VISA Classic Credit Card
Maine State CU VISA Classic Credit Card
in Credit Cards from Maine State Credit Union
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Maine State CU VISA Classic Credit Card

Unaffiliated
in Credit Cards from Maine State Credit Union
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Highlights
Purchase APR  (Variable APR) 11.9%
(Verified 08/04/2023)
Balance Transfer APR  (Variable APR) 11.9%
(Verified 08/04/2023)
Credit Score Range 620 - 850
Annual Fee $0

Maine State CU VISA Classic Credit Card Review

This is a rewards card issued by Maine State Credit Union. If you're wondering whether maine state visa classic credit card is the right card for you, read on.

Key Takeaways

  • Competitive APRs. Maine State CU VISA Classic Credit Card has a variable purchase APR of 11.9%
  • No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, identity theft protection, purchase security, travel assistance, and fraud protection.
  • Fair or better credit required. You will have good approval odds if your credit score is above 620.

Pros & Cons of maine state visa classic credit card

The Good The Bad
  • Potentially lower than average purchase APRs.
  • No annual fee.
  • Multiple credit card perks.
  • Extended warranty on purchases.
  • Identity Theft Protection.
  • Travel assistance insurance
  • Considers applicants with fair credit.
  • Cardholders can earn rewards on their purchases.
  • Maine State CU VISA Classic Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 1%.

maine state visa classic credit card FAQ

Does maine state visa classic credit card have a cash back or rewards program?

maine state visa classic credit card is a rewards card.

maine state visa classic credit card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does maine state visa classic credit card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does maine state visa classic credit card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the maine state visa classic credit card benefits?

It provides the following benefits:

  • Emergency Support
  • Extended Warranty Protection
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for maine state visa classic credit card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Maine State CU VISA Classic Credit Card has a variable purchase APR of 11.9%. The card has a variable balance transfer APR of 11.9% . It also has a variable cash advance APR of 11.9% .

Does maine state visa classic credit card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does maine state visa classic credit card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for maine state visa classic credit card?

The following fees apply:

Maine State CU VISA Classic Credit Card Fees
Description
Foreign Currency Transaction Fee 1%
No Annual Fee?
Annual Fee $0
No Interest Grace Period for Late Payment 25 days

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does maine state visa classic credit card have a foreign transaction fee?

maine state visa classic credit card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for maine state visa classic credit card?

The maine state visa classic credit card customer service number is (800) 540-8707.

What is the support contact email for maine state visa classic credit card?

The support contact email for maine state visa classic credit card is contactus@mainestatecu.org.

What is the maine state visa classic credit card login page?

You can access the maine state visa classic credit card login page here.

How do people rate the customer service and user experience of maine state visa classic credit card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Maine State CU VISA Classic Credit Card report your account activity to credit bureaus?

Yes, Maine State CU VISA Classic Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for maine state visa classic credit card

  • Visit the maine state visa classic credit card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 5:00pm
  • Tuesday 8:00am - 5:00pm
  • Wednesday 8:00am - 5:00pm
  • Thursday 8:00am - 5:00pm
  • Friday 8:00am - 4:30pm
  • Saturday Closed

Other Services by Maine State Credit Union

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Foreign Currency Transaction Fee 1%
No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
  • Other
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 620 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Extended Warranty Protection
  • Purchase Protection
  • Emergency Support
  • Travel Assistance
Rewards Categories
  • 1x Point on Every Purchase
Cash Advance APR (Variable APR) 11.9%
APR Type Variable APR
Purchase APR (Variable APR) 11.9%
(Verified 08/04/2023)
Balance Transfer APR (Variable APR) 11.9%
(Verified 08/04/2023)
Card Type
  • Rewards
Card Network Visa

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