Last Updated: 07/28/2025
Greater Iowa CU Mastercard® Platinum
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
12.70% - 20.70%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
12.70% - 20.70%(Verified 06/21/2024)
Credit Score Range
N/A
Annual Fee
N/A
Greater Iowa CU Mastercard® Platinum Review
This is a secured credit card issued by Greater Iowa Credit Union. If you're wondering whether Greater Iowa CU Mastercard® Platinum is the right card for you, read on.
Key Takeaways
- APRs: Greater Iowa CU Mastercard® Platinum has a variable regular purchase APR that ranges from 12.70% up to 20.70%.
- Secured card. This card requires a refundable deposit before you can use the account. Deposits are returned upon account closure after settling outstanding balances. These cards can help people with poor credit or little credit history build their credit.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, identity theft protection, purchase security, and fraud protection.
Pros & Cons of greater iowa mastercard platinum
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greater iowa mastercard platinum FAQ
Does greater iowa mastercard platinum have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for greater iowa mastercard platinum?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Greater Iowa CU Mastercard® Platinum has a variable purchase APR that ranges from 12.70% up to 20.70%. The card has a variable balance transfer APR that ranges from 12.70% up to 20.70%.
Does greater iowa mastercard platinum have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 1.99% for a period of 12 months.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer APR | 12.70% - 20.70% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 1.99% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro APR Period | 12 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does greater iowa mastercard platinum have an intro APR offer on new purchases?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Introductory Rate | 1.99% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Purchase Intro APR Period | 12 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does offer an intro APR rate of 1.99% on qualified purchases for a period of 12 months.
What are the fees for greater iowa mastercard platinum?
N/A.
What is the customer service phone number for greater iowa mastercard platinum?
The customer service number for greater iowa mastercard platinum is (800) 296-9064.
What is the login page for greater iowa mastercard platinum?
You can access the login page of greater iowa mastercard platinum here.
How do people rate the customer service and user experience of greater iowa mastercard platinum?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Greater Iowa CU Mastercard® Platinum report your account activity to credit bureaus?
Yes, Greater Iowa CU Mastercard® Platinum reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Greater Iowa Credit Union perform a hard credit pull?
Yes, greater iowa mastercard platinum performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for greater iowa mastercard platinum
- Visit the website of greater iowa mastercard platinum.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:30PM
Saturday
9:00AM - 12:00PM