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  Sierra Central Credit Union Visa Platinum Plus
Sierra Central Credit Union Visa Platinum Plus
in Credit Cards from Sierra Central Credit Union
Unaffiliated

Sierra Central Credit Union Visa Platinum Plus

Unaffiliated
in Credit Cards from Sierra Central Credit Union
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Highlights
Purchase APR  (Variable APR) Starting at 14.99%
(Verified 08/04/2023)
Balance Transfer APR  (Variable APR) Starting at 14.99%
(Verified 08/04/2023)
Credit Score Range N/A
Annual Fee $0 - $25

Sierra Central Credit Union Visa Platinum Plus Review

This is a card issued by Sierra Central Credit Union. If you're wondering whether sierra central credit union is the right card for you, read on.

Key Takeaways

  • Rewards program. This credit card offers rewards on your purchases, but you will have to pay an annual fee of up to $25 for the privilege.

Pros & Cons of sierra central credit union

The Good The Bad
  • Potentially lower than average purchase APRs.
  • Has an introductory APR rate on balance transfers of 10.99%.
  • No balance transfer fee.
  • Charges an annual fee as low as $0. up to $25
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.

sierra central credit union FAQ

Does sierra central credit union have a cash back or rewards program?

No, it does not offer a rewards program.

What are the relevant APRs for sierra central credit union?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Sierra Central Credit Union Visa Platinum Plus has a variable purchase APR starting at 14.99% . The card has a variable balance transfer APR starting at 14.99% .

Does sierra central credit union have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 10.99% for a period of up to 6 months.

Sierra Central Credit Union Visa Platinum Plus Balance Transfers
Description
Balance Transfer Introductory APR 10.99%
Balance Transfer Intro APR Period 6 months
Balance Transfer APR Starting at 14.99%

Does sierra central credit union have an intro APR offer on new purchases?

Sierra Central Credit Union Visa Platinum Plus Purchase Intro Offer
Description
Introductory Rate 10.99%
Purchase Intro APR Period 6 months

This card does offer an intro APR rate of 10.99% on qualified purchases for a period of up to 6 months.

What are the fees for sierra central credit union?

The following fees apply:

sierra central credit union Fees
Fees Amount
Annual Fee Starting at $0 up to $25
Overlimit Fee $
Initial Program Fee $
Foreign Transaction Fee %
Returned Payment Fee Starting at $ up to $25
Late Payment Fee Starting at up to $10

What is the customer service phone number for sierra central credit union?

The sierra central credit union customer service number is (800) 222-7228.

What is the sierra central credit union login page?

You can access the sierra central credit union login page here.

How do people rate the customer service and user experience of sierra central credit union?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

How to apply for sierra central credit union

  • Visit the sierra central credit union website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 7:00am - 7:00pm
  • Tuesday 7:00am - 7:00pm
  • Wednesday 7:00am - 7:00pm
  • Thursday 7:00am - 7:00pm
  • Friday 7:00am - 7:00pm
  • Saturday Closed

Other Services by Sierra Central Credit Union

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Introductory Rate 10.99%
Purchase Intro APR Period (Variable APR) 6 months
Cash Advance Fee Minimum $10
Cash Advance Fee (%) 3%
Minimum Cash Advance Fee ($) $10
Annual Fee $0 - $25
No Interest Grace Period for Late Payment 25 days
Returned Payment Fee Up to $25
Late Fee Amount Up to $10
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
APR Type Variable APR
Credit Limit $10,000 - $25,000
Purchase APR (Variable APR) Starting at 14.99%
(Verified 08/04/2023)
Balance Transfer Introductory APR (Variable APR) 10.99%
Balance Transfer Intro APR Period (Variable APR) 6 months
Balance Transfer APR (Variable APR) Starting at 14.99%
(Verified 08/04/2023)

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