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Last Updated: 04/18/2025

Sierra Central Credit Union Visa Platinum Plus

from Sierra Central Credit Union

Last Updated: 04/18/2025

Created by:

SuperMoney

Fact Checked by:

Andrew Latham

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Highlights

Purchase APR (Variable APR)

Starting at 14.99%(Verified 06/21/2024)

Balance Transfer APR (Variable APR)

Starting at 14.99%(Verified 06/21/2024)

Credit Score Range

N/A

Annual Fee

$0 - $25

Sierra Central Credit Union Visa Platinum Plus Review

This is a card issued by Sierra Central Credit Union. If you're wondering whether Sierra Central Credit Union Visa Platinum Plus is the right card for you, read on.

Key Takeaways

Rewards program. This credit card offers rewards on your purchases, but you will have to pay an annual fee of up to $25 for the privilege.

Pros & Cons of sierra central credit union

The Good

The Bad

Potentially lower than average purchase APRs.
Has an introductory APR rate on balance transfers of 10.99%.

Charges an annual fee as low as $0 up to $25
Does not offer a signup bonus.
Does not offer rewards or cash back.
You don't earn rewards on every purchase.
Does not report to credit bureaus.

sierra central credit union FAQ

Does sierra central credit union have a cash back or rewards program?

No, it does not offer a rewards program.

sierra central credit union Rewards Breakdown

Description

How do people rate the customer service and user experience of sierra central credit union?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Sierra Central Credit Union perform a hard credit pull?

Yes, sierra central credit union performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for sierra central credit union

Visit the website of sierra central credit union.
Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1351 Harter Pkwy

Yuba City, CA 95993

(800) 222-7228

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Hours of Operation

Sunday

Closed

Monday

7:00AM - 7:00PM

Tuesday

7:00AM - 7:00PM

Wednesday

7:00AM - 7:00PM

Thursday

7:00AM - 7:00PM

Friday

7:00AM - 7:00PM

Saturday

Closed

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Purchase APR

12.99%

Disclaimer popup with additional information

Balance Transfer APR

12.99%

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Credit Score Range

N/A

Annual Fee

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.