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  Sierra Central Credit Union My First VISA
Sierra Central Credit Union My First VISA
in Credit Cards from Sierra Central Credit Union
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Sierra Central Credit Union My First VISA

Unaffiliated
in Credit Cards from Sierra Central Credit Union
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Highlights
Purchase APR  (Variable APR) 12.99%
(Verified 08/04/2023)
Balance Transfer APR  (Variable APR) 12.99%
(Verified 08/04/2023)
Credit Score Range N/A
Annual Fee $0

Sierra Central Credit Union My First VISA Review

This is a card issued by Sierra Central Credit Union. If you're wondering whether sierra central credit union is the right card for you, read on.

Key Takeaways

  • Competitive APRs. Sierra Central Credit Union My First VISA has a variable purchase APR of 12.99%
  • No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.

Pros & Cons of sierra central credit union

The Good The Bad
  • Potentially lower than average purchase APRs.
  • Has an introductory APR rate on balance transfers of 8.99%.
  • No balance transfer fee.
  • No annual fee.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.

sierra central credit union FAQ

Does sierra central credit union have a cash back or rewards program?

No, it does not offer a rewards program.

What are the relevant APRs for sierra central credit union?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Sierra Central Credit Union My First VISA has a variable purchase APR of 12.99%. The card has a variable balance transfer APR of 12.99% .

Does sierra central credit union have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 8.99% for a period of up to 6 months.

Sierra Central Credit Union My First VISA Balance Transfers
Description
Balance Transfer Introductory APR 8.99%
Balance Transfer Intro APR Period 6 months
Balance Transfer APR 12.99%

Does sierra central credit union have an intro APR offer on new purchases?

Sierra Central Credit Union My First VISA Purchase Intro Offer
Description
Introductory Rate 8.99%
Purchase Intro APR Period 6 months

This card does offer an intro APR rate of 8.99% on qualified purchases for a period of up to 6 months.

What are the fees for sierra central credit union?

The following fees apply:

Sierra Central Credit Union My First VISA Fees
Description
Cash Advance Fee Minimum $10
Cash Advance Fee (%) 3%
Minimum Cash Advance Fee ($) $10
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Returned Payment Fee Up to $25
Late Fee Amount Up to $10

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

What is the customer service phone number for sierra central credit union?

The sierra central credit union customer service number is (800) 222-7228.

What is the sierra central credit union login page?

You can access the sierra central credit union login page here.

How do people rate the customer service and user experience of sierra central credit union?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

How to apply for sierra central credit union

  • Visit the sierra central credit union website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 7:00am - 7:00pm
  • Tuesday 7:00am - 7:00pm
  • Wednesday 7:00am - 7:00pm
  • Thursday 7:00am - 7:00pm
  • Friday 7:00am - 7:00pm
  • Saturday Closed

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Introductory Rate 8.99%
Purchase Intro APR Period (Variable APR) 6 months
Cash Advance Fee Minimum $10
Cash Advance Fee (%) 3%
Minimum Cash Advance Fee ($) $10
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Returned Payment Fee Up to $25
Late Fee Amount Up to $10
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
APR Type Variable APR
Purchase APR (Variable APR) 12.99%
(Verified 08/04/2023)
Balance Transfer Introductory APR (Variable APR) 8.99%
Balance Transfer Intro APR Period (Variable APR) 6 months
Balance Transfer APR (Variable APR) 12.99%
(Verified 08/04/2023)
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