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  Corporate America Family Credit Union Visa Advantage
Corporate America Family Credit Union Visa Advantage Unaffiliated

Corporate America Family Credit Union Visa Advantage

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Highlights
Purchase APR  (Variable APR) 16.15% - 24.15%
(Verified 02/01/2023)
Balance Transfer APR  (Variable APR) 16.15% - 24.15%
(Verified 02/01/2023)
Credit Score Range 600 - 699
Annual Fee $0

Corporate America Family Credit Union Visa Advantage Review

This is a cashback card issued by Corporate America Family Credit Union. If you're wondering whether Corporate America Family Credit Union Visa Advantage is the right card for you, read on.

Key Takeaways

  • Competitive APRs. Corporate America Family Credit Union Visa Advantage has a variable purchase APR that ranges from 16.15% up to 24.15%.
  • No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of Corporate America Family Credit Union Visa Advantage

The Good The Bad
  • No annual fee.
  • Offers auto rental collision damage waiver.
  • Travel accident insurance.
  • Considers applicants with fair credit.
  • Cardholders can earn rewards on their purchases.
  • Corporate America Family Credit Union Visa Advantage reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 1%.
  • You don't earn rewards on every purchase.

Corporate America Family Credit Union Visa Advantage FAQ

Does Corporate America Family Credit Union Visa Advantage have a cash back or rewards program?

This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.

Corporate America Family Credit Union Visa Advantage Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A

Does Corporate America Family Credit Union Visa Advantage have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Corporate America Family Credit Union Visa Advantage offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Corporate America Family Credit Union Visa Advantage benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Zero fraud liability
  • Travel Accident Insurance
  • Reports to major credit bureaus

What are the relevant APRs for Corporate America Family Credit Union Visa Advantage?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance.

Corporate America Family Credit Union Visa Advantage has a variable purchase APR that ranges from 16.15% up to 24.15%. The card has a variable balance transfer APR that ranges from 16.15% up to 24.15%. It also has a variable cash advance APR that ranges from 16.15% up to 24.15%.

Does Corporate America Family Credit Union Visa Advantage have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Corporate America Family Credit Union Visa Advantage have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Corporate America Family Credit Union Visa Advantage?

The following fees apply:

Corporate America Family Credit Union Visa Advantage Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 1%
Returned Payment Fee up to $25
Late Payment Fee up to $39

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

Does Corporate America Family Credit Union Visa Advantage have a foreign transaction fee?

Corporate America Family Credit Union Visa Advantage charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Corporate America Family Credit Union Visa Advantage?

The Corporate America Family Credit Union Visa Advantage customer service number is (847) 214-2000.

What is the support contact email for Corporate America Family Credit Union Visa Advantage?

The support contact email for Corporate America Family Credit Union Visa Advantage is questions@cafcu.org.

What is the Corporate America Family Credit Union Visa Advantage login page?

You can access the Corporate America Family Credit Union Visa Advantage login page here.

How do people rate the customer service and user experience of Corporate America Family Credit Union Visa Advantage?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Corporate America Family Credit Union Visa Advantage report your account activity to credit bureaus?

Yes, Corporate America Family Credit Union Visa Advantage reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Corporate America Family Credit Union Visa Advantage

  • Visit the Corporate America Family Credit Union Visa Advantage website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

View Corporate America Family Credit Union Visa Advantage's published terms & conditions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 7:30am - 5:30pm
  • Tuesday 7:30am - 5:30pm
  • Wednesday Closed
  • Thursday 7:30am - 5:30pm
  • Friday 7:30am - 5:30pm
  • Saturday Closed

About Corporate America Family Credit Union Visa Advantage

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View all credit cards offered by Corporate America Family Credit Union

Availability

  Available in 1 state
Illinois
Availabile in all of Illinois

Feature Breakdown

Cash Advance Fee (%) 0%
Foreign Currency Transaction Fee 1%
Annual Fee $0
Minimum Interest Charge $0
No Interest Grace Period for Late Payment 25 days
Returned Payment Fee Up to $25
Paper Statement Fee $5
Additional Card Fee Amount $20
Late Fee Amount Up to $39
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
  • U.S. Temporary Resident Visa Holders
Credit Score Range 600 - 699
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Fraud Liability
  • Travel Accident Insurance
Rewards Categories
  • Travel
  • Airfare
  • Car Rentals
  • Gas
  • Home Improvement Purchases
  • Hotels
  • Office Supplies
  • Restaurants
  • Select Merchants
Cash Advance APR (Variable APR) 16.15% - 24.15%
APR Type Variable APR
Balance Computation We use a method called "average daily balance (excluding new purchases) (including new balance transfers and cash advances)."
Purchase APR (Variable APR) 16.15% - 24.15%
(Verified 02/01/2023)
Balance Transfer APR (Variable APR) 16.15% - 24.15%
(Verified 02/01/2023)
Card Type
  • Rewards
  • Cashback
  • Travel
Card Network Visa

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