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Last Updated: 07/28/2025

HawaiiUSA FCU Life Matters Premium Cash Back Visa® Credit Card

in Credit Cards from HawaiiUSA Federal Credit Union

Last Updated: 07/28/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
HawaiiUSA FCU Life Matters Premium Cash Back Visa® Credit Card logo
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Highlights

Purchase APR (Fixed APR)

17.99%(Verified 06/21/2024)

Balance Transfer APR (Fixed APR)

17.99%(Verified 06/21/2024)

Credit Score Range

670 - 850

Annual Fee

Up to $50

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HawaiiUSA FCU Life Matters Premium Cash Back Visa® Credit Card Review

This is a cashback credit card issued by HawaiiUSA Federal Credit Union. If you're wondering whether HawaiiUSA FCU Life Matters Premium Cash Back Visa® Credit Card is the right card for you, read on.

Key Takeaways

  • APR: This is not a great card for people who carry a balance. It has a fixed purchase APR of 17.99%
  • Fair or better credit required. You will have good approval odds if you have a fair credit score or better.

Pros & Cons of HawaiiUSA cash back visa

HawaiiUSA cash back visa FAQ

Does HawaiiUSA cash back visa have a cash back or rewards program?

This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.

Does HawaiiUSA cash back visa have a signup bonus?

This card doesn't offer a cash signup bonus.

Does HawaiiUSA cash back visa offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the relevant APRs for HawaiiUSA cash back visa?

According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.
HawaiiUSA FCU Life Matters Premium Cash Back Visa® Credit Card has a fixed purchase APR of 17.99%. The card has a fixed balance transfer APR of 17.99% . It also has a fixed cash advance APR of 17.99% .

Does HawaiiUSA cash back visa have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does HawaiiUSA cash back visa have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for HawaiiUSA cash back visa?

This card charges an annual fee of up to $50.

What is the customer service phone number for HawaiiUSA cash back visa?

The customer service number for HawaiiUSA cash back visa is (800) 379-1300.

What is the support contact email for HawaiiUSA cash back visa?

The support contact email for HawaiiUSA cash back visa is contactus@hawaiiusafcu.com.

What is the login page for HawaiiUSA cash back visa?

You can access the login page of HawaiiUSA cash back visa here.

How do people rate the customer service and user experience of HawaiiUSA cash back visa?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does HawaiiUSA Federal Credit Union perform a hard credit pull?

Yes, HawaiiUSA cash back visa performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for HawaiiUSA cash back visa

  • Visit the website of HawaiiUSA cash back visa.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1226 College Walk
Honolulu, HI 96817
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 1:00PM

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