SuperMoney
Explore
Compare Rates

Compare All Credit Cards

Filter & compare all your options in one place.

View All Credit Cards
x No thanks, not right now
Advertiser Disclosure
  HawaiiUSA FCU Life Matters Premium Cash Back Visa® Credit Card
HawaiiUSA FCU Life Matters Premium Cash Back Visa® Credit Card
in Credit Cards from HawaiiUSA Federal Credit Union
Unaffiliated

HawaiiUSA FCU Life Matters Premium Cash Back Visa® Credit Card

Unaffiliated
in Credit Cards from HawaiiUSA Federal Credit Union
Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend HawaiiUSA FCU Life Matters Premium Cash Back Visa® Credit Card to your friends?

Thanks for your vote!

You voted: May or may not recommend

Change my vote
Highlights
Purchase APR  (Fixed APR) 17.99%
(Verified 08/04/2023)
Balance Transfer APR  (Fixed APR) 17.99%
(Verified 08/04/2023)
Credit Score Range 670 - 850
Annual Fee Up to $50

HawaiiUSA FCU Life Matters Premium Cash Back Visa® Credit Card Review

This is a cashback card issued by HawaiiUSA Federal Credit Union. If you're wondering whether HawaiiUSA cash back visa is the right card for you, read on.

Key Takeaways

  • High APRs. This is not a great card for people who carry a balance. It has a fixed purchase APR of 17.99%
  • Good or better credit required. You will have low approval odds if your credit score is below 670.

Pros & Cons of HawaiiUSA cash back visa

The Good The Bad
  • Cardholders can earn rewards on their purchases.
  • Higher than average purchase APRs.
  • You need good credit to qualify.
  • Charges an annual fee of up to $50.
  • Does not offer a signup bonus.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.

HawaiiUSA cash back visa FAQ

Does HawaiiUSA cash back visa have a cash back or rewards program?

This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.

HawaiiUSA cash back visa Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does HawaiiUSA cash back visa have a signup bonus?

This card doesn't offer a cash signup bonus.

Does HawaiiUSA cash back visa offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the relevant APRs for HawaiiUSA cash back visa?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

HawaiiUSA FCU Life Matters Premium Cash Back Visa® Credit Card has a fixed purchase APR of 17.99%. The card has a fixed balance transfer APR of 17.99% . It also has a fixed cash advance APR of 17.99% .

Does HawaiiUSA cash back visa have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does HawaiiUSA cash back visa have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for HawaiiUSA cash back visa?

The following fees apply:

HawaiiUSA cash back visa Fees
Fees Amount
Annual Fee Up to $50
Overlimit Fee $
Initial Program Fee $
Foreign Transaction Fee %
Returned Payment Fee Starting at $ up to $25
Late Payment Fee Starting at up to $25

What is the customer service phone number for HawaiiUSA cash back visa?

The HawaiiUSA cash back visa customer service number is (800) 379-1300.

What is the support contact email for HawaiiUSA cash back visa?

The support contact email for HawaiiUSA cash back visa is contactus@hawaiiusafcu.com.

What is the HawaiiUSA cash back visa login page?

You can access the HawaiiUSA cash back visa login page here.

How do people rate the customer service and user experience of HawaiiUSA cash back visa?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

How to apply for HawaiiUSA cash back visa

  • Visit the HawaiiUSA cash back visa website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 1:00pm

About HawaiiUSA FCU Life Matters Premium Cash Back Visa® Credit Card

Icon for Credit Cards
View all credit cards offered by HawaiiUSA Federal Credit Union
View HawaiiUSA Federal Credit Union Profile

Other Credit Cards by HawaiiUSA Federal Credit Union

Loading...

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Foreign Transaction Fee
Annual Fee Up to $50
No Interest Grace Period for Late Payment 25 days
Returned Payment Fee Up to $25
Late Fee Amount Up to $25
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 670 - 850
Cash Advance APR (Fixed APR) 17.99%
APR Type Fixed APR
Purchase APR (Fixed APR) 17.99%
(Verified 08/04/2023)
Balance Transfer APR (Fixed APR) 17.99%
(Verified 08/04/2023)
Card Type
  • Rewards
  • Cashback
Card Network Visa

Be the first to rate

 

Would you recommend HawaiiUSA FCU Life Matters Premium Cash Back Visa® Credit Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Credit Cards

Mostly recommended

31 Reviews

Strongly recommended

19 Reviews

Strongly recommended

29 Reviews

View All
Browse Credit Cards
SuperMoney
Best Picks
Partner with us
Go to homepage
AICPA SOC for Service Organizations badge SOC 2 Type II Monitored by Vanta badge

Copyright 2023 SuperMoney, LLC. All rights reserved.

SuperMoney Advertiser Disclosure

*SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. All products, logos, and company names are trademarks™ or registered® trademarks of their respective holders. Their use does not signify or suggest the endorsement, affiliation, or sponsorship, of or by SuperMoney or them of us.

Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any financial institution. This editorial content is not provided by any financial institution.

SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). SuperMoney strives to provide a wide array of offers for our users, but our offers do not represent all financial services companies or products.

We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide.

† To check the rates and terms you qualify for, one or more soft credit pulls will be done by SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. However, if you choose a product and continue your application at a lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.