National Bank of Arizona Agility Cash Visa® Credit Card

National Bank of Arizona Agility Cash Visa® Credit Card Review

This is a cashback card issued by National Bank of Arizona. If you're wondering whether National Bank of Arizona Agility Cash is the right card for you, read on.

Key Takeaways

• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
• Competitive APRs. National Bank of Arizona Agility Cash Visa® Credit Card has a variable purchase APR that ranges from 16.5% up to 28.5%.
• No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. National Bank of Arizona Agility Cash Visa® Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
• Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, identity theft protection, price protection, travel accident insurance, travel assistance, and fraud protection.
• Good or better credit required. You will have low approval odds if your credit score is below 670.

Pros & Cons of National Bank of Arizona Agility Cash

National Bank of Arizona Agility Cash FAQ

Does National Bank of Arizona Agility Cash have a cash back or rewards program?

No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.

What are the National Bank of Arizona Agility Cash benefits?

It provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Zero fraud liability
• Price Protection
• Travel Accident Insurance
• Cell Phone Protection
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for National Bank of Arizona Agility Cash?

National Bank of Arizona Agility Cash Visa® Credit Card has a variable purchase APR that ranges from 16.5% up to 28.5%. The card has a variable balance transfer APR that ranges from 16.5% up to 28.5%. It also has a variable cash advance APR that ranges from 25.5% up to 29.5%.

The good news is this card does not charge a penalty APR if you are late on a payment.

What are the fees for National Bank of Arizona Agility Cash?

The following fees apply:

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

Does National Bank of Arizona Agility Cash Visa® Credit Card report your account activity to credit bureaus?

Yes, National Bank of Arizona Agility Cash Visa® Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for National Bank of Arizona Agility Cash

• Visit the National Bank of Arizona Agility Cash website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.