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  Corporate America Family Credit Union Share Secured Visa
Corporate America Family Credit Union Share Secured Visa
in Personal Credit Cards from Corporate America Family Credit Union
Unaffiliated

Corporate America Family Credit Union Share Secured Visa

Unaffiliated
in Personal Credit Cards from Corporate America Family Credit Union
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Highlights
Purchase APR  (Variable APR) Up to 9.90%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 600 - 650
Annual Fee N/A

Corporate America Family Credit Union Share Secured Visa Review

This is a secured credit card credit card issued by Corporate America Family Credit Union. If you're wondering whether Corporate America Family Credit Union Share Secured Visa is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1.00% every time you make a transaction outside the U.S.
  • Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, travel accident insurance, and fraud protection.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Corporate America Family Credit Union Share Secured Visa
The Good The Bad
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Travel accident insurance.
  • Considers applicants with fair or poor credit.
  • Corporate America Family Credit Union Share Secured Visa reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 1.00%.
  • You don't earn rewards on every purchase.
Corporate America Family Credit Union Share Secured Visa FAQ

Does Corporate America Family Credit Union Share Secured Visa have a cash back or rewards program?

No, it does not offer a rewards program. This card features rewards for purchases in the following categories:

What are the Corporate America Family Credit Union Share Secured Visa benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Zero fraud liability
  • Travel Accident Insurance
  • Reports to major credit bureaus

What are the relevant APRs for Corporate America Family Credit Union Share Secured Visa?

It has a variable purchase APR of up to 9.90%.

The card has a variable cash advance APR of up to 9.90%.

Does Corporate America Family Credit Union Share Secured Visa have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Corporate America Family Credit Union Share Secured Visa have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Corporate America Family Credit Union Share Secured Visa?

The following fees apply:

Corporate America Family Credit Union Share Secured Visa Fees
Fees Amount
Annual Fee
Foreign Transaction Fee 1.00%
Late Payment Fee $28.00 - $39.00

Does Corporate America Family Credit Union Share Secured Visa have a foreign transaction fee?

Corporate America Family Credit Union Share Secured Visa charges a foreign transaction fee of 1.00%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the support contact email for Corporate America Family Credit Union Share Secured Visa?

The support contact email for Corporate America Family Credit Union Share Secured Visa is questions@cafcu.org.

How do people rate the customer service and user experience of Corporate America Family Credit Union Share Secured Visa?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Corporate America Family Credit Union Share Secured Visa report your account activity to credit bureaus?

Yes, Corporate America Family Credit Union Share Secured Visa reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Corporate America Family Credit Union Share Secured Visa

  • Visit the Corporate America Family Credit Union Share Secured Visa website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

Corporate America Family Credit Union Share Secured Visa Disclosure: https://www.cafcu.org/docs/default-source/disclosures/share_secured_advantage.pdf View Corporate America Family Credit Union Share Secured Visa's published terms & conditions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 7:30am - 5:30pm
  • Tuesday 7:30am - 5:30pm
  • Wednesday Closed
  • Thursday 7:30am - 5:30pm
  • Friday 7:30am - 5:30pm
  • Saturday Closed

About Corporate America Family Credit Union Share Secured Visa

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View all personal credit cards offered by Corporate America Family Credit Union
View Corporate America Family Credit Union Profile

Availability

  Available in 1 state
Illinois
Availabile in all of Illinois

Feature Breakdown

No Interest Grace Period for Late Payment 25 days
Foreign Currency Transaction Fee 1.00%
Returned Payment Fee Starting at $25.00
Paper Statement Fee $5.00
Additional Card Fee Amount $20.00
Late Fee Amount $28.00 - $39.00
Customer Type Personal
Minimum Age 18
Employment Statuses Considered
  • Employed Full-Time
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
  • U.S. Temporary Resident Visa Holders
Credit Score Range 600 - 650
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Fraud Liability
  • Travel Accident Insurance
Rewards Categories
  • Select Merchants
Cash Advance APR (Variable APR) Up to 9.90%
Balance Computation We use a method called "average daily balance (excluding new purchases) (including new balance transfers and cash advances)."
Credit Limit Up to $10.00
Purchase APR (Variable APR) Up to 9.90%
Card Type
  • Secured
Card Network Visa

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