Last Updated: 07/28/2025
Corporate America Family Credit Union Share Secured Visa
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
9.90%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)
9.90%(Verified 06/21/2024)
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Credit Score Range
600 - 650
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Annual Fee
N/A
Corporate America Family Credit Union Share Secured Visa Review
This is a secured credit card issued by Corporate America Family Credit Union. If you're wondering whether Corporate America Family Credit Union Share Secured Visa is the right card for you, read on.
Key Takeaways
- APRs: Corporate America Family Credit Union Share Secured Visa has a variable regular purchase APR of 9.90%
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1.00% every time you make a transaction outside the U.S.
- Secured card. This card requires a refundable deposit before you can use the account. Deposits are returned upon account closure after settling outstanding balances. These cards can help people with poor credit or little credit history build their credit.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, travel accident insurance, and fraud protection.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Corporate America Family Credit Union Share Secured Visa
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Corporate America Family Credit Union Share Secured Visa FAQ
Does Corporate America Family Credit Union Share Secured Visa have a cash back or rewards program?
No, it does not offer a rewards program. This card features rewards for purchases in the following categories:
- Select Merchants
| Description |
- Auto Rental Collision Damage Waiver
- Emergency Support
- Zero fraud liability
- Travel Accident Insurance
- Reports to major credit bureaus
What are the relevant APRs for Corporate America Family Credit Union Share Secured Visa?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Corporate America Family Credit Union Share Secured Visa has a variable purchase APR of 9.90%. The card has a variable balance transfer APR of 9.90% . It also has a variable cash advance APR of 9.90% .
Does Corporate America Family Credit Union Share Secured Visa have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Corporate America Family Credit Union Share Secured Visa have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Corporate America Family Credit Union Share Secured Visa?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $30 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1.00% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $5.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Additional Card Fee Amount | $20.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $39 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
N/A.
Does Corporate America Family Credit Union Share Secured Visa have a foreign transaction fee?
Corporate America Family Credit Union Share Secured Visa charges a foreign transaction fee of up to 1.00%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Corporate America Family Credit Union Share Secured Visa?
The customer service number for Corporate America Family Credit Union Share Secured Visa is (847) 214-2000.
What is the support contact email for Corporate America Family Credit Union Share Secured Visa?
The support contact email for Corporate America Family Credit Union Share Secured Visa is questions@cafcu.org.
How do people rate the customer service and user experience of Corporate America Family Credit Union Share Secured Visa?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Corporate America Family Credit Union Share Secured Visa report your account activity to credit bureaus?
Yes, Corporate America Family Credit Union Share Secured Visa reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Corporate America Family Credit Union perform a hard credit pull?
Yes, Corporate America Family Credit Union Share Secured Visa performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Corporate America Family Credit Union Share Secured Visa
- Visit the website of Corporate America Family Credit Union Share Secured Visa.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Corporate America Family Credit Union Share Secured Visa Disclosure: https://www.cafcu.org/docs/default-source/disclosures/share_secured_advantage.pdf
View Corporate America Family Credit Union Share Secured Visa's published terms & conditions
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Hours of Operation
Sunday
Closed
Monday
7:30AM - 5:30PM
Tuesday
7:30AM - 5:30PM
Wednesday
Closed
Thursday
7:30AM - 5:30PM
Friday
7:30AM - 5:30PM
Saturday
Closed