SuperMoney
Explore
Compare Rates

Compare All Credit Cards

Filter & compare all your options in one place.

View All Credit Cards
x No thanks, not right now
Advertiser Disclosure
  Credit One Bank® Platinum Rewards Visa with No Annual Fee
Credit One Bank® Platinum Rewards Visa with No Annual Fee
in Credit Cards from Credit One Bank®
Unaffiliated

Credit One Bank® Platinum Rewards Visa with No Annual Fee

Unaffiliated
in Credit Cards from Credit One Bank®
Net Recommendation Score 0  

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.

0

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

0 users recommend
1 user is unsure
0 users don't recommend
Cast your vote

Would you recommend Credit One Bank® Platinum Rewards Visa with No Annual Fee to your friends?

Thanks for your vote!

You voted: May or may not recommend

Change my vote
Highlights
Community Rating

Rating not yet determined  
Purchase APR  (Variable APR) 25.49%
(Verified 08/04/2023)
Balance Transfer APR N/A
Credit Score Range N/A
Annual Fee $0

Credit One Bank® Platinum Rewards Visa with No Annual Fee Review

This is a cashback card issued by Credit One Bank®. If you're wondering whether Credit One Bank® Platinum Rewards Visa with No Annual Fee is the right card for you, read on.

Key Takeaways

  • Get more value from regular expenses with 2% cash back rewards on eligible purchases of gas, grocery, internet, cable and satellite TV, and mobile phone services.
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 25.49%
  • No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.

Pros & Cons of Credit One Bank® Platinum Rewards Visa with No Annual Fee

The Good The Bad
  • No annual fee.
  • Credit One Bank® Platinum Rewards Visa with No Annual Fee reports to multiple credit bureaus.
  • Higher than average purchase APRs.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 3%.
  • You don't earn rewards on every purchase.

Credit One Bank® Platinum Rewards Visa with No Annual Fee FAQ

Does Credit One Bank® Platinum Rewards Visa with No Annual Fee have a cash back or rewards program?

No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.

What are the relevant APRs for Credit One Bank® Platinum Rewards Visa with No Annual Fee?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

Credit One Bank® Platinum Rewards Visa with No Annual Fee has a variable purchase APR of 25.49%. It also has a variable cash advance APR of 25.49% .

Does Credit One Bank® Platinum Rewards Visa with No Annual Fee have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Credit One Bank® Platinum Rewards Visa with No Annual Fee have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Credit One Bank® Platinum Rewards Visa with No Annual Fee?

The following fees apply:

  • There is no overlimit fee
Credit One Bank® Platinum Rewards Visa with No Annual Fee Fees
Fees Amount
Annual Fee $0
Overlimit Fee $0
Initial Program Fee $
Foreign Transaction Fee 3%
Returned Payment Fee Starting at $ up to $39
Late Payment Fee Starting at up to $39

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

Does Credit One Bank® Platinum Rewards Visa with No Annual Fee have a foreign transaction fee?

Credit One Bank® Platinum Rewards Visa with No Annual Fee charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Credit One Bank® Platinum Rewards Visa with No Annual Fee?

The Credit One Bank® Platinum Rewards Visa with No Annual Fee customer service number is (877) 825-3242.

What is the support contact email for Credit One Bank® Platinum Rewards Visa with No Annual Fee?

The support contact email for Credit One Bank® Platinum Rewards Visa with No Annual Fee is customerservice@creditonebank.com.

What is the Credit One Bank® Platinum Rewards Visa with No Annual Fee login page?

You can access the Credit One Bank® Platinum Rewards Visa with No Annual Fee login page here.

How do people rate the customer service and user experience of Credit One Bank® Platinum Rewards Visa with No Annual Fee?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Credit One Bank® Platinum Rewards Visa with No Annual Fee report your account activity to credit bureaus?

Yes, Credit One Bank® Platinum Rewards Visa with No Annual Fee reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Credit One Bank® Platinum Rewards Visa with No Annual Fee

  • Visit the Credit One Bank® Platinum Rewards Visa with No Annual Fee website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

About Credit One Bank® Platinum Rewards Visa with No Annual Fee

Icon for Credit Cards
View all credit cards offered by Credit One Bank®
View Credit One Bank® Profile

Other Credit Cards by Credit One Bank®

Loading...

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Cash Advance Fee Minimum $10
Cash Advance Fee (%) 5%
Minimum Cash Advance Fee ($) $10
Foreign Currency Transaction Fee 3%
No Annual Fee
Annual Fee $0
Minimum Interest Charge $1
Over-Limit Fee $0
No Interest Grace Period for Late Payment 24 days
Returned Payment Fee Up to $39
Late Fee Amount Up to $39
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
  • Other
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Bonus Offer Get more value from regular expenses with 2% cash back rewards on eligible purchases of gas, grocery, internet, cable and satellite TV, and mobile phone services.
Cash Advance APR (Variable APR) 25.49%
APR Type Variable APR
Purchase APR (Variable APR) 25.49%
(Verified 08/04/2023)
Card Type
  • Cashback
Card Network Visa

Credit One Bank® Platinum Rewards Visa with No Annual Fee Community Reviews

 

Would you recommend Credit One Bank® Platinum Rewards Visa with No Annual Fee to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.

0

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

sorted by

Other Credit Cards

Mostly recommended

31 Reviews

Strongly recommended

19 Reviews

Strongly recommended

29 Reviews

View All
Browse Credit Cards
SuperMoney
Best Picks
Partner with us
Go to homepage
AICPA SOC for Service Organizations badge SOC 2 Type II Monitored by Vanta badge

Copyright 2023 SuperMoney, LLC. All rights reserved.

SuperMoney Advertiser Disclosure

*SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. All products, logos, and company names are trademarks™ or registered® trademarks of their respective holders. Their use does not signify or suggest the endorsement, affiliation, or sponsorship, of or by SuperMoney or them of us.

Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any financial institution. This editorial content is not provided by any financial institution.

SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). SuperMoney strives to provide a wide array of offers for our users, but our offers do not represent all financial services companies or products.

We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide.

† To check the rates and terms you qualify for, one or more soft credit pulls will be done by SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. However, if you choose a product and continue your application at a lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.