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Last Updated: 07/28/2025

Credit One Bank® Platinum Rewards Visa with No Annual Fee

from Credit One Bank®

Last Updated: 07/28/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
Credit One Bank® Platinum Rewards Visa with No Annual Fee logo
Rating not yet determined1 total votes
1 users are unsure

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Highlights

Purchase APR (Variable APR)

25.49%(Verified 06/21/2024)

Balance Transfer APR (Variable APR)

N/A


Credit Score Range

N/A


Annual Fee

$0

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Credit One Bank® Platinum Rewards Visa with No Annual Fee Review

This is a cashback credit card issued by Credit One Bank®. If you're wondering whether Credit One Bank® Platinum Rewards Visa with No Annual Fee is the right card for you, read on.

Key Takeaways

  • Get more value from regular expenses with 2% cash back rewards on eligible purchases of gas, grocery, internet, cable and satellite TV, and mobile phone services.
  • APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR of 25.49%
  • No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.

Pros & Cons of Credit One Bank® Platinum Rewards Visa with No Annual Fee

Credit One Bank® Platinum Rewards Visa with No Annual Fee FAQ

Does Credit One Bank® Platinum Rewards Visa with No Annual Fee have a cash back or rewards program?

No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.

How do people rate the customer service and user experience of Credit One Bank® Platinum Rewards Visa with No Annual Fee?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Credit One Bank® Platinum Rewards Visa with No Annual Fee report your account activity to credit bureaus?

Yes, Credit One Bank® Platinum Rewards Visa with No Annual Fee reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Credit One Bank® perform a hard credit pull?

Yes, Credit One Bank® Platinum Rewards Visa with No Annual Fee performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Credit One Bank® Platinum Rewards Visa with No Annual Fee

  • Visit the website of Credit One Bank® Platinum Rewards Visa with No Annual Fee.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

585 Pilot Rd.
Las Vegas, NV 89119
(877) 825-3242
Visit Site

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SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

0

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Credit One Bank® Platinum Rewards Visa with No Annual Fee Community Reviews

Would you recommend Credit One Bank® Platinum Rewards Visa with No Annual Fee to your friends?

JA

Jim A.

Jan 26, 2023

May or may not recommend

I have two cards with credit one, this one I'm not sure of who to recommend it too. On one hand, the rewards are fine, nothing spectacular at all. On the other hand no annual fee, and not super high-interest rate. It's just an average, ok card.

Showing 1 of 1 reviews

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