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Last Updated: 07/28/2025

Credit One Bank® Platinum Rewards Visa with No Annual Fee

in Credit Cards from Credit One Bank®

Last Updated: 07/28/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
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Highlights

Purchase APR (Variable APR)

25.49%(Verified 06/21/2024)

Balance Transfer APR (Variable APR)

N/A


Credit Score Range

N/A


Annual Fee

$0

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Credit One Bank® Platinum Rewards Visa with No Annual Fee Review

This is a cashback credit card issued by Credit One Bank®. If you're wondering whether Credit One Bank® Platinum Rewards Visa with No Annual Fee is the right card for you, read on.

Key Takeaways

  • Get more value from regular expenses with 2% cash back rewards on eligible purchases of gas, grocery, internet, cable and satellite TV, and mobile phone services.
  • APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR of 25.49%
  • No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.

Pros & Cons of Credit One Bank® Platinum Rewards Visa with No Annual Fee

Credit One Bank® Platinum Rewards Visa with No Annual Fee FAQ

Does Credit One Bank® Platinum Rewards Visa with No Annual Fee have a cash back or rewards program?

No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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