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  Credit One Bank Vegas Born Visa

Credit One Bank Vegas Born Visa

in Personal Credit Cards from Credit One Bank®

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Credit One Bank Vegas Born Visa

Unaffiliated

in Personal Credit Cards from Credit One Bank®

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Highlights
Highlights
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 600 - 850
Annual Fee $0 - $99
Purchase APR  (Variable APR) 19.49% - 25.49%
Rewards Rates Every Purchase

Credit One Bank Vegas Born Visa Review

Credit One Bank Vegas Born Visa is a cashback credit card issued by Credit One Bank®. If you're wondering whether Credit One Bank Vegas Born Visa is the right card for you, read on. This is everything you need to know to make a good choice.

  • Earn 1% cash back on everyday purchases.
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 19.49% up to 25.49%.
  • Rewards program. This credit card offers rewards on your purchases, but you will have to pay an annual fee of up to $99 for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Fair or better credit required. You stand a chance of qualifying if your credit score is not below 600.
The Good The Bad
  • it's a card designed for people who need to rebuild their credit score.
  • Considers applicants with fair or poor credit.
  • Earn rewards on every purchase.
  • Credit One Bank Vegas Born Visa reports to multiple credit bureaus.
  • Free access to your credit score.
  • Annual fee and interest rate are based on creditworthiness, and can vary considerably. Currently $0 - $95 for the first year and $0 - $99 after that.
  • Higher than average purchase APRs.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 3%.
  • Rewards bonus rate of only 1%.
  • Does not include many credit card rewards.

Is there a Credit One Bank Vegas Born Visa cash back or rewards program?

No, Credit One Bank Vegas Born Visa does not offer a rewards program. Credit One Bank Vegas Born Visa is a cashback card. This means you earn a percentage of your purchase as a cash reward. With Credit One Bank Vegas Born Visa you receive 1% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash.

What are the Credit One Bank Vegas Born Visa benefits?

Credit One Bank Vegas Born Visa provides the following benefits:

  • Free Credit Score
  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Credit One Bank Vegas Born Visa?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Credit One Bank Vegas Born Visa has higher than average purchase APRs.

Credit One Bank Vegas Born Visa has a variable purchase APR that ranges from 19.49% up to 25.49%. It also has a variable cash advance APR of 25.49% .

Does Credit One Bank Vegas Born Visa have an introductory APR offer on balance transfers??

No, Credit One Bank Vegas Born Visa does not come with an introductory APR offer for balance transfers.

Does Credit One Bank Vegas Born Visa have an introductory APR offer on new purchases??

Credit One Bank Vegas Born Visa does not offer an introductory rate on new purchases.

What are the Credit One Bank Vegas Born Visa fees?

The following fees apply to Credit One Bank Vegas Born Visa:

Credit One Bank Vegas Born Visa Fees
Fees Amount
Annual Fee up to $0
Foreign Transaction Fee 3%
Returned Payment Fee up to $39
Late Payment Fee up to $39

Does Credit One Bank Vegas Born Visa have a foreign transaction fee?

Credit One Bank Vegas Born Visa charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Does Credit One Bank Vegas Born Visa report your account activity to credit bureaus?

Credit One Bank Vegas Born Visa reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Credit One Bank Vegas Born Visa

  • Visit the Credit One Bank Vegas Born Visa website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

  • Headquarters
  •   585 Pilot Rd.
    Las Vegas, NV 89119
  •   Visit Site

About Credit One Bank Vegas Born Visa

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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Every Purchase (Points) Get 1% cash back rewards on eligible purchases.
No Interest Grace Period for Late Payment 24 days
Cash Advance Fee Minimum $5
Cash Advance Fee (%) Up to 8%
Minimum Cash Advance Fee ($) Starting at $10
Foreign Currency Transaction Fee 3%
Annual Fee $0 - $99
Minimum Interest Charge $1
Returned Payment Fee Up to $39
Late Fee Amount Up to $39
Customer Type Personal
Minimum Age 18
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Card Type
  • Bad Credit
  • Cashback
Card Network Visa
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Fraud Liability  
Credit Card Benefits
  • Fraud Liability
  • Free Credit Score
Free FICO Score  
Rewards Rates Every Purchase
Rewards Type Cash Back
Cash Advance APR (Variable APR) 25.49%
Balance Computation average daily balance (including new purchases).
Purchase APR (Variable APR) 19.49% - 25.49%

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