Credit One Bank Vegas Born Visa Review

Credit One Bank Vegas Born Visa is a cashback credit card issued by Credit One Bank®. If you're wondering whether Credit One Bank Vegas Born Visa is the right card for you, read on. This is everything you need to know to make a good choice.

• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 17.99% up to 23.99%.
• Rewards program. This credit card offers rewards on your purchases, but you will have to pay an annual fee of up to $99 for the privilege.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
• Fair or better credit required. You stand a chance of qualifying if your credit score is not below 600.

The Good	The Bad
it's a card designed for people who need to rebuild their credit score. Considers applicants with fair or poor credit. Credit One Bank Vegas Born Visa reports to multiple credit bureaus.	Annual fee and interest rate are based on creditworthiness, and can vary considerably. Currently $0 - $95 for the first year and $0 - $99 after that. Higher than average purchase APRs. Does not offer a signup bonus. Charges a foreign transaction fee of 3%. Rewards bonus rate of only 1% on every eligible purchase. Terms apply*. Does not include many credit card benefits.

Is there a Credit One Bank Vegas Born Visa cash back or rewards program?

No, Credit One Bank Vegas Born Visa does not offer a rewards program. Credit One Bank Vegas Born Visa is a cashback card. This means you earn a percentage of your purchase as a cash reward. With Credit One Bank Vegas Born Visa you receive 1% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash.

What are the Credit One Bank Vegas Born Visa benefits?

Credit One Bank Vegas Born Visa provides the following benefits:

• Reports to major credit bureaus

What are the relevant APRs for Credit One Bank Vegas Born Visa?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Credit One Bank Vegas Born Visa has higher than average purchase APRs.

Credit One Bank Vegas Born Visa has a variable purchase APR that ranges from 17.99% up to 23.99%. It also has a variable cash advance APR of 23.99% .

What are the fees for Credit One Bank Vegas Born Visa?

The following fees apply to Credit One Bank Vegas Born Visa:

Credit One Bank Vegas Born Visa Fees

Fees	Amount
Annual Fee	Starting at $0 up to $99
Foreign Transaction Fee	3%
Returned Payment Fee	up to $39
Late Payment Fee	up to $39

Does Credit One Bank Vegas Born Visa report your account activity to credit bureaus?

Yes, Credit One Bank Vegas Born Visa reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Credit One Bank Vegas Born Visa

• Visit the Credit One Bank Vegas Born Visa website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.