|Purchase APR (Variable APR)||25.49%|
|Balance Transfer APR||N/A|
|Credit Score Range||Starting at 650|
Credit One Bank Wander® Card Review
This is a cashback credit card issued by Credit One Bank®. If you're wondering whether Credit One Bank Wander® Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 25.49%
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Credit One Bank Wander® Card
|The Good||The Bad|
Credit One Bank Wander® Card FAQ
Does Credit One Bank Wander® Card have a cash back or rewards program?
No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
What are the Credit One Bank Wander® Card benefits?
It provides the following benefits:
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Credit One Bank Wander® Card?According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.
Credit One Bank Wander® Card has a variable purchase APR of 25.49%. It also has a variable cash advance APR of 25.49% .
Does Credit One Bank Wander® Card have an intro APR offer on balance transfers?No, it does not come with an intro APR offer for balance transfers.
Does Credit One Bank Wander® Card have an intro APR offer on new purchases?This card does not offer an intro APR rate on new purchases.
What are the fees for Credit One Bank Wander® Card?
The following fees apply:
|Returned Payment Fee||up to $39|
|Late Payment Fee||up to $39|
What is the customer service phone number for Credit One Bank Wander® Card?
The Credit One Bank Wander® Card customer service number is (877) 825-3242.
What is the support contact email for Credit One Bank Wander® Card?
The support contact email for Credit One Bank Wander® Card is email@example.com.
What is the Credit One Bank Wander® Card login page?
You can access the Credit One Bank Wander® Card login page here.
How do people rate the customer service and user experience of Credit One Bank Wander® Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Credit One Bank Wander® Card report your account activity to credit bureaus?
Yes, Credit One Bank Wander® Card reports your account activity to the following credit reporting agencies:
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Credit One Bank Wander® Card
- Visit the Credit One Bank Wander® Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
- Washington, DC
- North Carolina
- North Dakota
- New Hampshire
- New Jersey
- New Mexico
- New York
- Rhode Island
- South Carolina
- South Dakota
- West Virginia
|Cash Advance Fee Minimum||$10|
|Cash Advance Fee (%)||5%|
|Minimum Cash Advance Fee ($)||$10|
|Minimum Interest Charge||$1|
|No Interest Grace Period for Late Payment||24 days|
|Returned Payment Fee||Up to $39|
|Late Fee Amount||Up to $39|
|Employment Statuses Considered||
|Immigration Status Considered||
|Credit Score Range||650 -|
|Credit Bureau Reporting||
|Credit Card Benefits||
|Bonus Offer||Earn 10,000 bonus points after spending $1,000 on eligible purchases in the first 90 days that can be redeemed for a $100 statement credit, gift cards, or travel.|
|Cash Advance APR (Variable APR)||25.49%|
|Purchase APR (Variable APR)||25.49%|