SuperMoney
  Credit Union of Colorado Platinum Preferred Visa

Credit Union of Colorado Platinum Preferred Visa

in Personal Credit Cards from Credit Union of Colorado

Unaffiliated

Credit Union of Colorado Platinum Preferred Visa

Unaffiliated

in Personal Credit Cards from Credit Union of Colorado

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend Credit Union of Colorado Platinum Preferred Visa to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Purchase APR  (Variable APR) Up to 6.25%
Balance Transfer APR  (Variable APR) Up to 6.25%
Credit Score Range 600 - 699
Annual Fee N/A

Credit Union of Colorado Platinum Preferred Visa Review

Credit Union of Colorado Platinum Preferred Visa is a credit card issued by Credit Union of Colorado. If you're wondering whether Credit Union of Colorado Platinum Preferred Visa is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval oods if your credit score is above600.
Credit Union of Colorado Platinum Preferred Visa Pros & Cons
The Good The Bad
  • Travel accident and travel assistance insurance.
  • Trip cancellation insurance.
  • Considers applicants with fair or poor credit.
  • Credit Union of Colorado Platinum Preferred Visa reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 1%.
  • You don't earn rewards on every purchase.
Credit Union of Colorado Platinum Preferred Visa FAQ

Is there a Credit Union of Colorado Platinum Preferred Visa cash back or rewards program?

No, Credit Union of Colorado Platinum Preferred Visa does not offer a rewards program. This card features rewards for purchases in the following categories:

What are the Credit Union of Colorado Platinum Preferred Visa benefits?

Credit Union of Colorado Platinum Preferred Visa provides the following benefits:

  • Trip Cancellation Insurance
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Credit Union of Colorado Platinum Preferred Visa?

Credit Union of Colorado Platinum Preferred Visa has a variable purchase APR of up to 6.25%.

The card has a variable balance transfer APR of up to 6.25%.

The card has a variable cash advance APR of up to 6.25%.

Does Credit Union of Colorado Platinum Preferred Visa have an introductory APR offer on balance transfers?

No, Credit Union of Colorado Platinum Preferred Visa does not come with an introductory APR offer for balance transfers.

Does Credit Union of Colorado Platinum Preferred Visa have an introductory APR offer on new purchases?

Credit Union of Colorado Platinum Preferred Visa does not offer an introductory rate on new purchases.

What are the fees for Credit Union of Colorado Platinum Preferred Visa?

The following fees apply to Credit Union of Colorado Platinum Preferred Visa:

Credit Union of Colorado Platinum Preferred Visa Fees
Fees Amount
Annual Fee
Foreign Transaction Fee 1%
Late Payment Fee up to $15

Does Credit Union of Colorado Platinum Preferred Visa have a foreign transaction fee?

Credit Union of Colorado Platinum Preferred Visa charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Does Credit Union of Colorado Platinum Preferred Visa report your account activity to credit bureaus?

Yes, Credit Union of Colorado Platinum Preferred Visa reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Credit Union of Colorado Platinum Preferred Visa

  • Visit the Credit Union of Colorado Platinum Preferred Visa website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

View Credit Union of Colorado Platinum Preferred Visa's published terms & conditions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 5:00pm
  • Tuesday 8:00am - 5:00pm
  • Wednesday 8:00am - 5:00pm
  • Thursday 8:00am - 5:00pm
  • Friday 8:00am - 5:00pm
  • Saturday 9:00am - 1:00pm

About Credit Union of Colorado Platinum Preferred Visa

Icon for Personal Credit Cards
View all personal credit cards offered by Credit Union of Colorado

Availability

  Available in 1 state
Colorado
Availabile in all of Colorado

Feature Breakdown

No Interest Grace Period for Late Payment 25 days
Foreign Currency Transaction Fee 1%
Late Fee Amount Up to $15
Customer Type Personal
Minimum Age 18
Employment Statuses Considered Employed Full-Time
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 699
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Trip Cancellation Insurance
  • Travel Accident Insurance
  • Travel Assistance
Rewards Categories
  • Select Merchants
Cash Advance APR (Variable APR) Up to 6.25%
Balance Computation We use a method called “average daily balance (including new purchases).”
Purchase APR (Variable APR) Up to 6.25%
Balance Transfer APR (Variable APR) Up to 6.25%

Be the first to rate

 

Would you recommend Credit Union of Colorado Platinum Preferred Visa to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Credit Cards

Credit Union of Colorado Personal Credit Cards

Loading...