Credit Union of Colorado Platinum Preferred Visa Review

This is a credit card issued by Credit Union of Colorado. If you're wondering whether Credit Union of Colorado Platinum Preferred Visa is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
• Fair or better credit required. You will have good approval odds if your credit score is above 600.

The Good	The Bad
Travel accident and travel assistance insurance. Trip cancellation insurance. Considers applicants with fair or poor credit. Credit Union of Colorado Platinum Preferred Visa reports to multiple credit bureaus.	Does not offer a signup bonus. Does not offer rewards or cash back. Charges a foreign transaction fee of 1%. You don't earn rewards on every purchase.

Does Credit Union of Colorado Platinum Preferred Visa have a cash back or rewards program?

No, it does not offer a rewards program. This card features rewards for purchases in the following categories:

What are the Credit Union of Colorado Platinum Preferred Visa benefits?

It provides the following benefits:

• Trip Cancellation Insurance
• Travel Accident Insurance
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for Credit Union of Colorado Platinum Preferred Visa?

It has a variable purchase APR of up to 6.25%.

The card has a variable balance transfer APR of up to 6.25%.

The card has a variable cash advance APR of up to 6.25%.

What are the fees for Credit Union of Colorado Platinum Preferred Visa?

The following fees apply:

Credit Union of Colorado Platinum Preferred Visa Fees

Fees	Amount
Annual Fee
Foreign Transaction Fee	1%
Late Payment Fee	up to $15

Does Credit Union of Colorado Platinum Preferred Visa report your account activity to credit bureaus?

Yes, Credit Union of Colorado Platinum Preferred Visa reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Credit Union of Colorado Platinum Preferred Visa

• Visit the Credit Union of Colorado Platinum Preferred Visa website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.