
Credit Union of Southern California Platinum Rewards Visa
in Personal Credit Cards from Credit Union of Southern California
UnaffiliatedCredit Union of Southern California Platinum Rewards Visa
in Personal Credit Cards from Credit Union of Southern California
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Purchase APR (Variable APR) | 8.90 - 15.90 |
Balance Transfer APR (Variable APR) | 8.90 - 15.90 |
Credit Score Range | 600 - 699 |
Annual Fee | N/A |
Credit Union of Southern California Platinum Rewards Visa Review
Credit Union of Southern California Platinum Rewards Visa is a rewards credit card issued by Credit Union of Southern California. If you're wondering whether Credit Union of Southern California Platinum Rewards Visa is the right card for you, read on. This is everything you need to know to make a good choice.
- Competitive APRs. Credit Union of Southern California Platinum Rewards Visa has a variable purchase APR that ranges from 8.90% up to 15.90%.
- 2.00% Balance transfer fee. Credit Union of Southern California Platinum Rewards Visa charges a fee of 2.00% on balance transfers. For example, a balance of $1,000 could cost $20 in transfer fees.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval oods if your credit score is above600.
The Good | The Bad |
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Is there a Credit Union of Southern California Platinum Rewards Visa cash back or rewards program?
Credit Union of Southern California Platinum Rewards Visa offers a rewards program to its customers. This card features rewards for purchases in the following categories:
Rewards rate (all purchases) | N/A |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Does Credit Union of Southern California Platinum Rewards Visa have a signup bonus?
Credit Union of Southern California Platinum Rewards Visa doesn't offer a cash signup bonus.Does Credit Union of Southern California Platinum Rewards Visa offer an annual loyalty bonus?
Credit Union of Southern California Platinum Rewards Visa doesn't offer a cash loyalty bonus.What are the Credit Union of Southern California Platinum Rewards Visa benefits?
Credit Union of Southern California Platinum Rewards Visa provides the following benefits:
- Emergency Support
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Credit Union of Southern California Platinum Rewards Visa?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Credit Union of Southern California Platinum Rewards Visa has lower than average purchase APRs.Credit Union of Southern California Platinum Rewards Visa has a variable purchase APR that ranges from 8.90% up to 15.90%. The card has a variable balance transfer APR that ranges from 8.90% up to 15.90%. It also has a variable cash advance APR that ranges from 8.90% up to 15.90%. Note that late payments are subject to an APR of 19.90% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Credit Union of Southern California Platinum Rewards Visa have an introductory APR offer on balance transfers?
No, Credit Union of Southern California Platinum Rewards Visa does not come with an introductory APR offer for balance transfers.Does Credit Union of Southern California Platinum Rewards Visa have an introductory APR offer on new purchases?
Credit Union of Southern California Platinum Rewards Visa does not offer an introductory rate on new purchases.What are the fees for Credit Union of Southern California Platinum Rewards Visa?
The following fees apply to Credit Union of Southern California Platinum Rewards Visa:
Fees | Amount |
---|---|
Annual Fee | |
Foreign Transaction Fee | 1% |
Late Payment Fee | up to $10 |
Does Credit Union of Southern California Platinum Rewards Visa have a foreign transaction fee?
Credit Union of Southern California Platinum Rewards Visa charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does Credit Union of Southern California Platinum Rewards Visa report your account activity to credit bureaus?
Yes, Credit Union of Southern California Platinum Rewards Visa reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Credit Union of Southern California Platinum Rewards Visa
- Visit the Credit Union of Southern California Platinum Rewards Visa website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
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11749 Whittier Blvd.
wHITTIER, CA 90601 - (562) 945-2214
- Visit Site
About Credit Union of Southern California Platinum Rewards Visa

Availability
Feature Breakdown
No Interest Grace Period for Late Payment | 25 days |
Cash Advance Fee (%) | Starting at 2 |
Foreign Currency Transaction Fee | 1 |
Late Fee Amount | Up to 10 |
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