Last Updated: 07/28/2025
Old Second Visa Infinite® Reserve Rewards Card
Unaffiliated
in Credit Cards from Old Second National Bank
Last Updated: 07/28/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Compare All Credit Cards
Filter & compare all your options in one place.
Highlights
Purchase APR (Variable APR)
19.49% - 29.49%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
19.49% - 29.49%(Verified 06/21/2024)
Credit Score Range
690 - 850
Annual Fee
$390
Old Second Visa Infinite® Reserve Rewards Card Review
This is a travel card issued by Old Second National Bank. If you're wondering whether Old Second Visa Infinite® Reserve Rewards Card is the right card for you, read on.
Key Takeaways
- We use a method called 'average daily balance (including new purchases)'.
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 19.49% up to 29.49%.
- A 3% balance transfer fee. Old Second Visa Infinite® Reserve Rewards Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, access to a concierge, emergency support, extended warranty protection on purchases, identity theft protection, purchase security, travel accident insurance, travel assistance, trip cancellation and interruption protection, and fraud protection.
- Good or excellent credit required. You will have low approval odds if your credit score is below good.
Pros & Cons of old second credit cards
| The Good | The Bad |
|
|
old second credit cards FAQ
Does old second credit cards have a cash back or rewards program?
old second credit cards is a travel rewards card.
| Description |
Does old second credit cards have a signup bonus?
Yes. We use a method called 'average daily balance (including new purchases)'.
Does old second credit cards offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the old second credit cards benefits?
Old Second Visa Infinite® Reserve Rewards Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Trip Cancellation Insurance
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for old second credit cards?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Old Second Visa Infinite® Reserve Rewards Card has a variable purchase APR that ranges from 19.49% up to 29.49%. The card has a variable balance transfer APR that ranges from 19.49% up to 29.49%. It also has a variable cash advance APR of 29.99% .
Does old second credit cards have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does old second credit cards have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for old second credit cards?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $41 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $390 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $41 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Starting at 5% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card charges an annual fee of $390.
Does old second credit cards have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for old second credit cards?
The customer service number for old second credit cards is (877) 866-0202.
What is the support contact email for old second credit cards?
The support contact email for old second credit cards is SupportCenter@oldsecond.com.
What is the login page for old second credit cards?
You can access the login page of old second credit cards here.
How do people rate the customer service and user experience of old second credit cards?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Old Second Visa Infinite® Reserve Rewards Card report your account activity to credit bureaus?
Yes, Old Second Visa Infinite® Reserve Rewards Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Old Second National Bank perform a hard credit pull?
Yes, old second credit cards performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for old second credit cards
- Visit the website of old second credit cards.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:00AM - 5:00PM
Tuesday
8:00AM - 5:00PM
Wednesday
8:00AM - 5:00PM
Thursday
8:00AM - 5:00PM
Friday
8:00AM - 5:00PM
Saturday
8:00AM - 1:00PM