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  Erie Federal Credit Union Platinum Mastercard

Erie Federal Credit Union Platinum Mastercard

in Personal Credit Cards from Erie Federal Credit Union

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Erie Federal Credit Union Platinum Mastercard

Unaffiliated

in Personal Credit Cards from Erie Federal Credit Union

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Highlights
Purchase APR  (Variable APR) 8.90 - 17.90
Balance Transfer APR  (Variable APR) 8.90 - 17.90
Credit Score Range 600 - 699
Annual Fee N/A

Erie Federal Credit Union Platinum Mastercard Review

This is a rewards credit card issued by Erie Federal Credit Union. If you're wondering whether Erie Federal Credit Union Platinum Mastercard is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Competitive APRs. Erie Federal Credit Union Platinum Mastercard has a variable purchase APR that ranges from 8.90% up to 17.90%.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1.00% every time you make a transaction outside the U.S.
  • Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, identity theft protection, purchase protection, and fraud protection.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Erie Federal Credit Union Platinum Mastercard
The Good The Bad
  • Lower than average purchase APRs.
  • Has an introductory APR rate on balance transfers of 2.99%.
  • No balance transfer fee.
  • Multiple credit card perks.
  • Extended warranty on purchases.
  • Identity Theft Protection.
  • Considers applicants with fair or poor credit.
  • Cardholders can earn rewards on their purchases.
  • Erie Federal Credit Union Platinum Mastercard reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 1.00%.
  • You don't earn rewards on every purchase.
Erie Federal Credit Union Platinum Mastercard FAQ

Does Erie Federal Credit Union Platinum Mastercard have a cash back or rewards program?

Erie Federal Credit Union Platinum Mastercard is a rewards card. This card features rewards for purchases in the following categories:

Erie Federal Credit Union Platinum Mastercard Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does Erie Federal Credit Union Platinum Mastercard have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Erie Federal Credit Union Platinum Mastercard offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Erie Federal Credit Union Platinum Mastercard benefits?

It provides the following benefits:

  • Emergency Support
  • Extended Warranty Protection
  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Erie Federal Credit Union Platinum Mastercard?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR that ranges from 8.90% up to 17.90%. The card has a variable balance transfer APR that ranges from 8.90% up to 17.90%. It also has a variable cash advance APR that ranges from 8.90% up to 17.90%.

Does Erie Federal Credit Union Platinum Mastercard have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 2.99% for a period of up to 6 months.

Erie Federal Credit Union Platinum Mastercard Balance Transfers
Description
Balance Transfer Introductory APR 2.99
Balance Transfer Intro APR Period 6 months
Balance Transfer APR 8.90 - 17.90

Does Erie Federal Credit Union Platinum Mastercard have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Erie Federal Credit Union Platinum Mastercard?

The following fees apply:

Erie Federal Credit Union Platinum Mastercard Fees
Fees Amount
Annual Fee
Foreign Transaction Fee 1.00%
Returned Payment Fee up to $25.00
Late Payment Fee up to $25.00

Does Erie Federal Credit Union Platinum Mastercard have a foreign transaction fee?

Erie Federal Credit Union Platinum Mastercard charges a foreign transaction fee of 1.00%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Erie Federal Credit Union Platinum Mastercard?

The Erie Federal Credit Union Platinum Mastercard customer service number is (814) 825-2436.

What is the support contact email for Erie Federal Credit Union Platinum Mastercard?

The support contact email for Erie Federal Credit Union Platinum Mastercard is memberservices@eriefcu.org.

Does Erie Federal Credit Union Platinum Mastercard report your account activity to credit bureaus?

Yes, Erie Federal Credit Union Platinum Mastercard reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Erie Federal Credit Union Platinum Mastercard

  • Visit the Erie Federal Credit Union Platinum Mastercard website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

View Erie Federal Credit Union Platinum Mastercard's published terms & conditions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 1:00pm

About Erie Federal Credit Union Platinum Mastercard

Availability

  Available in 1 state
Pennsylvania
Availabile in all of Pennsylvania

Feature Breakdown

No Annual Fee
No Interest Grace Period for Late Payment 25 days
Foreign Currency Transaction Fee 1.00
Returned Payment Fee Up to 25.00
Paper Statement Fee 5.00
Additional Card Fee Amount 7.00
Late Fee Amount Up to 25.00
Customer Type Personal
Minimum Age 18
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 699
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Extended Warranty Protection
  • Purchase Protection
  • Emergency Support
  • Fraud Liability
Rewards Categories
  • Select Merchants
Cash Advance APR (Variable APR) 8.90 - 17.90
Balance Computation We use a method called "average daily balance (excluding new purchases) (including new balance transfers and cash advances)."
Purchase APR (Variable APR) 8.90 - 17.90
Balance Transfer Introductory APR (Variable APR) 2.99
Balance Transfer Intro APR Period (Variable APR) 6 months
Balance Transfer APR (Variable APR) 8.90 - 17.90
Card Type
  • Rewards
Card Network Mastercard

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