Erie Federal Credit Union Platinum Mastercard
Not enough votes for recommendation
Explore a similar product
Try this top product in Credit Cards.
| Purchase APR (Variable APR) | 8.90 - 17.90 |
| Balance Transfer APR (Variable APR) | 8.90 - 17.90 |
| Credit Score Range | 600 - 699 |
| Annual Fee | N/A |
Erie Federal Credit Union Platinum Mastercard Review
This is a rewards card issued by Erie Federal Credit Union. If you're wondering whether Erie Federal Credit Union Platinum Mastercard is the right card for you, read on.
Key Takeaways
- Competitive APRs. Erie Federal Credit Union Platinum Mastercard has a variable purchase APR that ranges from 8.90% up to 17.90%.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1.00% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, identity theft protection, purchase protection, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Erie Federal Credit Union Platinum Mastercard
| The Good | The Bad |
|---|---|
|
|
Erie Federal Credit Union Platinum Mastercard FAQ
Does Erie Federal Credit Union Platinum Mastercard have a cash back or rewards program?
Erie Federal Credit Union Platinum Mastercard is a rewards card. This card features rewards for purchases in the following categories:
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
Does Erie Federal Credit Union Platinum Mastercard have a signup bonus?
This card doesn't offer a cash signup bonus.Does Erie Federal Credit Union Platinum Mastercard offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Erie Federal Credit Union Platinum Mastercard benefits?
It provides the following benefits:
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Erie Federal Credit Union Platinum Mastercard?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Erie Federal Credit Union Platinum Mastercard has a variable purchase APR that ranges from 8.90% up to 17.90%. The card has a variable balance transfer APR that ranges from 8.90% up to 17.90%. It also has a variable cash advance APR that ranges from 8.90% up to 17.90%.
Does Erie Federal Credit Union Platinum Mastercard have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 2.99% for a period of up to 6 months.
| Description | |
|---|---|
| Balance Transfer Introductory APR | 2.99 |
| Balance Transfer Intro APR Period | 6 months |
| Balance Transfer APR | 8.90 - 17.90 |
Does Erie Federal Credit Union Platinum Mastercard have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Erie Federal Credit Union Platinum Mastercard?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | |
| Foreign Transaction Fee | 1.00% |
| Returned Payment Fee | up to $25.00 |
| Late Payment Fee | up to $25.00 |
Does Erie Federal Credit Union Platinum Mastercard have a foreign transaction fee?
Erie Federal Credit Union Platinum Mastercard charges a foreign transaction fee of 1.00%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Erie Federal Credit Union Platinum Mastercard?
The Erie Federal Credit Union Platinum Mastercard customer service number is (814) 825-2436.
What is the support contact email for Erie Federal Credit Union Platinum Mastercard?
The support contact email for Erie Federal Credit Union Platinum Mastercard is memberservices@eriefcu.org.
What is the Erie Federal Credit Union Platinum Mastercard login page?
You can access the Erie Federal Credit Union Platinum Mastercard login page here.
How do people rate the customer service and user experience of Erie Federal Credit Union Platinum Mastercard?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Erie Federal Credit Union Platinum Mastercard report your account activity to credit bureaus?
Yes, Erie Federal Credit Union Platinum Mastercard reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Erie Federal Credit Union Platinum Mastercard
- Visit the Erie Federal Credit Union Platinum Mastercard website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1109 East 38th Street
Erie, PA 16504 USA - (814) 825-2436
- Visit Site
- Email Support
About Erie Federal Credit Union Platinum Mastercard
Availability
Feature Breakdown
| Foreign Currency Transaction Fee | 1.00 |
| No Annual Fee | |
| No Interest Grace Period for Late Payment | 25 days |
| Returned Payment Fee | Up to 25.00 |
| Paper Statement Fee | 5.00 |
| Additional Card Fee Amount | 7.00 |
| Late Fee Amount | Up to 25.00 |
Be the first to rate
Would you recommend Erie Federal Credit Union Platinum Mastercard to your friends?
Other Credit Cards
- Alliance CU Visa Signature® Max Cash Preferred Card
- Emirates Skywards Premium World Elite Mastercard®
- Emirates Skywards Rewards World Elite Mastercard®
- Georgias Own Visa Signature Rewards Credit Card
- Gulf Winds Credit Union Visa Platinum Credit Card
- Hancock Whitney Visa® Platinum Credit Card
- IH Mississippi Valley CU Credit Card
- Magnolia State Bank Platinum Credit Card
- Mayo Employees Federal Credit Union Visa Platinum
- Nevada State Bank Vivid Rewards Visa® Credit Card
- PSFCU Choice Secured Credit Card
- Upgrade Cash Rewards Visa®
