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  Fairwinds Credit Union Orlando Pride Visa Credit Card

Fairwinds Credit Union Orlando Pride Visa Credit Card

in Personal Credit Cards from Fairwinds Credit Union

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Fairwinds Credit Union Orlando Pride Visa Credit Card

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in Personal Credit Cards from Fairwinds Credit Union

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Highlights
Purchase APR  (Variable APR) 10.24 - 18.00
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 700 - 850
Annual Fee N/A

Fairwinds Credit Union Orlando Pride Visa Credit Card Review

Fairwinds Credit Union Orlando Pride Visa Credit Card is a cashback credit card issued by Fairwinds Credit Union. If you're wondering whether Fairwinds Credit Union Orlando Pride Visa Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
  • Competitive APRs. Fairwinds Credit Union Orlando Pride Visa Credit Card has a variable purchase APR that ranges from 10.24% up to 18.00%.
  • Airport Lounge Access. Benefits like airport lounge access can add luxury to your travel experience.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, identity theft protection, purchase protection, travel accident insurance, travel assistance, and fraud protection.
  • Good or better credit required. You will have low approval odds if your credit score is below 700.
Fairwinds Credit Union Orlando Pride Visa Credit Card Pros & Cons
The Good The Bad
  • Lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers for up to 12 months.
  • No balance transfer fee, if you transfer the balance within 25 days. -->.
  • 0% APR on new purchases during the first 12 months.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Extended warranty on purchases.
  • Identity Theft Protection.
  • Travel accident and travel assistance insurance.
  • Fairwinds Credit Union Orlando Pride Visa Credit Card reports to multiple credit bureaus.
  • Requires good to excellent credit.
  • Does not offer a signup bonus.
Fairwinds Credit Union Orlando Pride Visa Credit Card FAQ

Is there a Fairwinds Credit Union Orlando Pride Visa Credit Card cash back or rewards program?

No, Fairwinds Credit Union Orlando Pride Visa Credit Card does not offer a rewards program. Fairwinds Credit Union Orlando Pride Visa Credit Card is a cashback card. This means you earn a percentage of your purchase as a cash reward.

What are the Fairwinds Credit Union Orlando Pride Visa Credit Card benefits?

Fairwinds Credit Union Orlando Pride Visa Credit Card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Zero fraud liability
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Fairwinds Credit Union Orlando Pride Visa Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Fairwinds Credit Union Orlando Pride Visa Credit Card has lower than average purchase APRs.

Fairwinds Credit Union Orlando Pride Visa Credit Card has a variable purchase APR that ranges from 10.24% up to 18.00%. The card has a variable cash advance APR of up to 18.00%.

Does Fairwinds Credit Union Orlando Pride Visa Credit Card have an introductory APR offer on balance transfers?

Yes, Fairwinds Credit Union Orlando Pride Visa Credit Card offers an introductory APR rate on balance transfers of 0% for a period of up to 12 months.

Fairwinds Credit Union Orlando Pride Visa Credit Card Balance Transfers
Description
Balance Transfer Fee Intro Period 25 days
Balance Transfer Introductory APR 0
Balance Transfer Intro APR Period 12 months

Does Fairwinds Credit Union Orlando Pride Visa Credit Card have an introductory APR offer on new purchases?

Fairwinds Credit Union Orlando Pride Visa Credit Card Purchase Intro Offer
Description
Introductory Rate 0
Purchase Intro APR Period 12 months

This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 12 months.

What are the fees for Fairwinds Credit Union Orlando Pride Visa Credit Card?

The following fees apply to Fairwinds Credit Union Orlando Pride Visa Credit Card:

Fairwinds Credit Union Orlando Pride Visa Credit Card Fees
Fees Amount
Annual Fee
Returned Payment Fee up to $25
Late Payment Fee $25 - $35

Does Fairwinds Credit Union Orlando Pride Visa Credit Card report your account activity to credit bureaus?

Yes, Fairwinds Credit Union Orlando Pride Visa Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Fairwinds Credit Union Orlando Pride Visa Credit Card

  • Visit the Fairwinds Credit Union Orlando Pride Visa Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

View Fairwinds Credit Union Orlando Pride Visa Credit Card's published terms & conditions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 5:00pm
  • Tuesday 8:00am - 5:00pm
  • Wednesday 8:00am - 5:00pm
  • Thursday 8:00am - 5:00pm
  • Friday 8:00am - 5:00pm
  • Saturday Closed

About Fairwinds Credit Union Orlando Pride Visa Credit Card

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View all personal credit cards offered by Fairwinds Credit Union

Availability

  Available in 1 state
Florida
Availabile in all of Florida

Feature Breakdown

Eligible In-Store Purchases Starting at 1.5
Target Purchases Starting at 1.5
Introductory Rate 0
Purchase Intro APR Period (Variable APR) 12 months
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum 10
Cash Advance Fee (%) Starting at 4
Minimum Cash Advance Fee ($) Starting at 10
Returned Payment Fee Up to 25
Late Fee Amount 25 - 35
Customer Type Personal
Minimum Age 18
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 700 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Purchase Protection
  • Emergency Support
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
  • Airport Lounge Access
Rewards Rates
  • Every Purchase
Cash Advance APR (Variable APR) Up to 18.00
Balance Computation We will use a method called "average daily balance (including new purchases)."
Purchase APR (Variable APR) 10.24 - 18.00
Balance Transfer Fee Intro Period 25 days
Balance Transfer Introductory APR (Variable APR) 0
Balance Transfer Intro APR Period (Variable APR) 12 months
Card Type
  • Balance Transfer
  • Low Interest
  • Cashback
Card Network Visa

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