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  Fairwinds Credit Union Orlando Magic Visa

Fairwinds Credit Union Orlando Magic Visa

in Personal Credit Cards from Fairwinds Credit Union

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Fairwinds Credit Union Orlando Magic Visa

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in Personal Credit Cards from Fairwinds Credit Union

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Highlights
Purchase APR  (Variable APR) 10.24 - 18.00
Balance Transfer APR  (Variable APR) 10.24 - 18.00
Credit Score Range 700 - 850
Annual Fee N/A

Fairwinds Credit Union Orlando Magic Visa Review

This is a cashback credit card issued by Fairwinds Credit Union. If you're wondering whether Fairwinds Credit Union Orlando Magic Visa is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
  • Competitive APRs. Fairwinds Credit Union Orlando Magic Visa has a variable purchase APR that ranges from 10.24% up to 18.00%.
  • Airport Lounge Access. Benefits like airport lounge access can add luxury to your travel experience.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, identity theft protection, purchase protection, travel accident insurance, travel assistance, and fraud protection.
  • Good or better credit required. You will have low approval odds if your credit score is below 700.
Pros & Cons of Fairwinds Credit Union Orlando Magic Visa
The Good The Bad
  • Lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers for up to 12 months.
  • No balance transfer fee, if you transfer the balance within 25 days. -->.
  • 0% APR on new purchases during the first 12 months.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Extended warranty on purchases.
  • Identity Theft Protection.
  • Travel accident and travel assistance insurance.
  • Fairwinds Credit Union Orlando Magic Visa reports to multiple credit bureaus.
  • Requires good to excellent credit.
  • Does not offer a signup bonus.
Fairwinds Credit Union Orlando Magic Visa FAQ

Does Fairwinds Credit Union Orlando Magic Visa have a cash back or rewards program?

No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.

What are the Fairwinds Credit Union Orlando Magic Visa benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Zero fraud liability
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Fairwinds Credit Union Orlando Magic Visa?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR that ranges from 10.24% up to 18.00%. The card has a variable balance transfer APR that ranges from 10.24% up to 18.00%. It also has a variable cash advance APR starting at 18.00% .

Does Fairwinds Credit Union Orlando Magic Visa have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 12 months.

Fairwinds Credit Union Orlando Magic Visa Balance Transfers
Description
Balance Transfer Fee Intro Period 25 days
Balance Transfer Introductory APR 0
Balance Transfer Intro APR Period 12 months
Balance Transfer APR 10.24 - 18.00

Does Fairwinds Credit Union Orlando Magic Visa have an intro APR offer on new purchases?

Fairwinds Credit Union Orlando Magic Visa Purchase Intro Offer
Description
Introductory Rate 0
Purchase Intro APR Period 12 months

This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 12 months.

What are the fees for Fairwinds Credit Union Orlando Magic Visa?

The following fees apply:

Fairwinds Credit Union Orlando Magic Visa Fees
Fees Amount
Annual Fee
Late Payment Fee up to $25

What is the customer service phone number for Fairwinds Credit Union Orlando Magic Visa?

The Fairwinds Credit Union Orlando Magic Visa customer service number is (407) 277-5045.

Does Fairwinds Credit Union Orlando Magic Visa report your account activity to credit bureaus?

Yes, Fairwinds Credit Union Orlando Magic Visa reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Fairwinds Credit Union Orlando Magic Visa

  • Visit the Fairwinds Credit Union Orlando Magic Visa website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

View Fairwinds Credit Union Orlando Magic Visa's published terms & conditions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 5:00pm
  • Tuesday 8:00am - 5:00pm
  • Wednesday 8:00am - 5:00pm
  • Thursday 8:00am - 5:00pm
  • Friday 8:00am - 5:00pm
  • Saturday Closed

About Fairwinds Credit Union Orlando Magic Visa

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View all personal credit cards offered by Fairwinds Credit Union

Availability

  Available in 1 state
Florida
Availabile in all of Florida

Feature Breakdown

Introductory Rate 0
Purchase Intro APR Period (Variable APR) 12 months
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum 10
Late Fee Amount Up to 25
Customer Type Personal
Minimum Age 18
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 700 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Purchase Protection
  • Emergency Support
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
  • Airport Lounge Access
Rewards Rates
  • Every Purchase
Cash Advance APR (Variable APR) Starting at 18.00
Purchase APR (Variable APR) 10.24 - 18.00
Balance Transfer Fee Intro Period 25 days
Balance Transfer Introductory APR (Variable APR) 0
Balance Transfer Intro APR Period (Variable APR) 12 months
Balance Transfer APR (Variable APR) 10.24 - 18.00
Card Type
  • Cashback
Card Network Visa

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