Fairwinds Credit Union Orlando Magic Visa
in Personal Credit Cards from Fairwinds Credit Union
UnaffiliatedFairwinds Credit Union Orlando Magic Visa
in Personal Credit Cards from Fairwinds Credit Union
Not enough votes for recommendation
Would you recommend Fairwinds Credit Union Orlando Magic Visa to your friends?
| Purchase APR (Variable APR) | 10.24 - 18.00 |
| Balance Transfer APR (Variable APR) | 10.24 - 18.00 |
| Credit Score Range | 700 - 850 |
| Annual Fee | N/A |
Fairwinds Credit Union Orlando Magic Visa Review
Fairwinds Credit Union Orlando Magic Visa is a cashback credit card issued by Fairwinds Credit Union. If you're wondering whether Fairwinds Credit Union Orlando Magic Visa is the right card for you, read on. This is everything you need to know to make a good choice.
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
- Competitive APRs. Fairwinds Credit Union Orlando Magic Visa has a variable purchase APR that ranges from 10.24% up to 18.00%.
- Airport Lounge Access. Benefits like airport lounge access can add luxury to your travel experience.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, identity theft protection, purchase protection, travel accident insurance, travel assistance, and fraud protection.
- Good or better credit required. You will have low approval odds if your credit score is below 700.
| The Good | The Bad |
|---|---|
|
|
Is there a Fairwinds Credit Union Orlando Magic Visa cash back or rewards program?
No, Fairwinds Credit Union Orlando Magic Visa does not offer a rewards program. Fairwinds Credit Union Orlando Magic Visa is a cashback card. This means you earn a percentage of your purchase as a cash reward.
What are the Fairwinds Credit Union Orlando Magic Visa benefits?
Fairwinds Credit Union Orlando Magic Visa provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Fairwinds Credit Union Orlando Magic Visa?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Fairwinds Credit Union Orlando Magic Visa has lower than average purchase APRs.Fairwinds Credit Union Orlando Magic Visa has a variable purchase APR that ranges from 10.24% up to 18.00%. The card has a variable balance transfer APR that ranges from 10.24% up to 18.00%. It also has a variable cash advance APR starting at 18.00% .
Does Fairwinds Credit Union Orlando Magic Visa have an introductory APR offer on balance transfers?
Yes, Fairwinds Credit Union Orlando Magic Visa offers an introductory APR rate on balance transfers of 0% for a period of up to 12 months.
| Description | |
|---|---|
| Balance Transfer Fee Intro Period | 25 days |
| Balance Transfer Introductory APR | 0 |
| Balance Transfer Intro APR Period | 12 months |
| Balance Transfer APR | 10.24 - 18.00 |
Does Fairwinds Credit Union Orlando Magic Visa have an introductory APR offer on new purchases?
| Description | |
|---|---|
| Introductory Rate | 0 |
| Purchase Intro APR Period | 12 months |
This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 12 months.
What are the fees for Fairwinds Credit Union Orlando Magic Visa?
The following fees apply to Fairwinds Credit Union Orlando Magic Visa:
| Fees | Amount |
|---|---|
| Annual Fee | |
| Late Payment Fee | up to $25 |
Does Fairwinds Credit Union Orlando Magic Visa report your account activity to credit bureaus?
Yes, Fairwinds Credit Union Orlando Magic Visa reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Fairwinds Credit Union Orlando Magic Visa
- Visit the Fairwinds Credit Union Orlando Magic Visa website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
135 W Central Blvd,
Orlando, FL 32801 - (407) 277-5045
- Visit Site
About Fairwinds Credit Union Orlando Magic Visa
Availability
Feature Breakdown
| Eligible In-Store Purchases | Starting at 1.5 |
| Car Rentals (Points) | Starting at 1.5 |
| Target Purchases | Starting at 1.5 |
| Every Purchase (Points) | 1.5% cash back on all purchases |
Be the first to rate
Would you recommend Fairwinds Credit Union Orlando Magic Visa to your friends?
Other Personal Credit Cards
Fairwinds Credit Union Personal Credit Cards
- AARP® Credit Card from Chase
- American Express® National Bank Gold Credit Card
- Arbor Financial Credit Union Rewards Credit Union
- Arizona Central Credit Union Visa® Gold Credit Card
- Big Sandy Superstore Credit Card
- Citizens National Bank of Cheboygan Real Rewards Visa
- Coastal Federal Credit Union Rewards Visa Credit Card
- Eastman Credit Union Secure Visa
- Fort Worth City Credit Union Proud Visa Credit Card
- Georgias Own Visa Signature Rewards Credit Card
- Members First Credit Union Utah VISA Platinum Rewards Cards
- Mopar® DrivePlus Mastercard®
