Last Updated: 07/28/2025
Ferguson FCU Visa® Credit Card
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Fixed APR)
Starting at 11.90%(Verified 06/21/2024)
Balance Transfer APR (Fixed APR)
N/A
Credit Score Range
N/A
Annual Fee
$0
Ferguson FCU Visa® Credit Card Review
This is a card issued by Ferguson Federal Credit Union. If you're wondering whether Ferguson FCU Visa® Credit Card is the right card for you, read on.
Key Takeaways
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
Pros & Cons of Ferguson FCU Visa® Credit Card
| The Good | The Bad |
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Ferguson FCU Visa® Credit Card FAQ
Does Ferguson FCU Visa® Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Ferguson FCU Visa® Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Ferguson FCU Visa® Credit Card has a fixed purchase APR starting at 11.90%. Ferguson FCU Visa® Credit Card does not offer balance transfers.
Does Ferguson FCU Visa® Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. Ferguson FCU Visa® Credit Card does not offer balance transfers.Does Ferguson FCU Visa® Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Ferguson FCU Visa® Credit Card?
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| Annual Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
What is the customer service phone number for Ferguson FCU Visa® Credit Card?
The customer service number for Ferguson FCU Visa® Credit Card is (601) 806-3328.
What is the support contact email for Ferguson FCU Visa® Credit Card?
The support contact email for Ferguson FCU Visa® Credit Card is memberservices@fergsuonfcu.org.
What is the login page for Ferguson FCU Visa® Credit Card?
You can access the login page of Ferguson FCU Visa® Credit Card here.
How do people rate the customer service and user experience of Ferguson FCU Visa® Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Ferguson FCU Visa® Credit Card report your account activity to credit bureaus?
Yes, Ferguson FCU Visa® Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Ferguson Federal Credit Union perform a hard credit pull?
Yes, Ferguson FCU Visa® Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Ferguson FCU Visa® Credit Card
- Visit the website of Ferguson FCU Visa® Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 4:30PM
Tuesday
8:30AM - 4:30PM
Wednesday
8:30AM - 4:30PM
Thursday
8:30AM - 4:30PM
Friday
9:00AM - 5:00PM
Saturday
Closed