Last Updated: 07/28/2025
Vantage CU Platinum Mastercard Credit Card
Unaffiliated
from Vantage Credit Union
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
13.24% - 20.24%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
13.24% - 20.24%(Verified 06/21/2024)
Credit Score Range
600 - 850
Annual Fee
$0
Vantage CU Platinum Mastercard Credit Card Review
This is a card issued by Vantage Credit Union. If you're wondering whether Vantage CU Platinum Mastercard Credit Card is the right card for you, read on.
Key Takeaways
- APRs: Vantage CU Platinum Mastercard Credit Card has a variable regular purchase APR that ranges from 13.24% up to 20.24%.
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, purchase security, travel assistance, and fraud protection.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Vantage CU Platinum Mastercard Credit Card
| The Good | The Bad |
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Vantage CU Platinum Mastercard Credit Card FAQ
Does Vantage CU Platinum Mastercard Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Vantage CU Platinum Mastercard Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Vantage CU Platinum Mastercard Credit Card has a variable purchase APR that ranges from 13.24% up to 20.24%. The card has a variable balance transfer APR that ranges from 13.24% up to 20.24%. It also has a variable cash advance APR that ranges from 13.24% up to 20.24%.
Note that late payments are subject to an APR of 33.24% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.Does Vantage CU Platinum Mastercard Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Vantage CU Platinum Mastercard Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Vantage CU Platinum Mastercard Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
What is the customer service phone number for Vantage CU Platinum Mastercard Credit Card?
The customer service number for Vantage CU Platinum Mastercard Credit Card is (314) 298-0055.
What is the support contact email for Vantage CU Platinum Mastercard Credit Card?
The support contact email for Vantage CU Platinum Mastercard Credit Card is info@vcu.com.
How do people rate the customer service and user experience of Vantage CU Platinum Mastercard Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Vantage CU Platinum Mastercard Credit Card report your account activity to credit bureaus?
Yes, Vantage CU Platinum Mastercard Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Vantage Credit Union perform a hard credit pull?
Yes, Vantage CU Platinum Mastercard Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Vantage CU Platinum Mastercard Credit Card
- Visit the website of Vantage CU Platinum Mastercard Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
Headquarters
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 12:00PM
Other Services by Vantage Credit Union
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Other Credit Cards from Vantage Credit Union
Rating not yet determined
Purchase APR
14.99% - 21.99%
Disclaimer popup with additional information
Balance Transfer APR
14.99% - 21.99%
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
15.49% - 22.49%
Disclaimer popup with additional information
Balance Transfer APR
15.49% - 22.49%
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Annual Fee
$0
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Learn MoreSuperMoney Net Recommendation Score
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