First National Bank Visa Credit Card
in Personal Credit Cards from First National Bank
Would you recommend First National Bank Visa Credit Card to your friends?
| Community Rating |
Rating not yet determined |
| Annual Fee | $0 |
| Purchase APR (Variable APR) | Starting at 16.4% |
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | 500 - 750 |
First National Bank Visa Credit Card Review
First National Bank Visa Credit Card is a credit card issued by First National Bank.
This card is designed for people who have bad credit. The minimum credit score to apply is 500. First National Bank is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit. If you're wondering whether First National Bank Visa Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
Is there a First National Bank Visa Credit Card cash back or rewards program?
No, First National Bank Visa Credit Card does not offer a rewards program.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
What are the First National Bank Visa Credit Card benefits?
First National Bank Visa Credit Card provides the following benefits:
- Fraud Liability
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for First National Bank Visa Credit Card?
First National Bank Visa Credit Card has a variable purchase APR starting at 16.4% .
It also has a variable cash advance APR starting at 25.4% .
Does First National Bank Visa Credit Card have an introductory APR offer?
First National Bank Visa Credit Card does not offer an introductory rate on new purchases.| Description | |
|---|---|
| Balance Transfer APR | N/A |
| Introductory Rate | N/A |
| Intro APR period (months) | N/A |
| Description | |
|---|---|
| Balance Computation | average daily balance (including new purchases) |
| Purchase APR | Starting at 16.4% |
| Credit Limit | N/A |
| Penalty APR | N/A |
| Cash Advance APR | Starting at 25.4% |
| Introductory Rate | N/A |
| Intro APR period (months) | N/A |
What are the First National Bank Visa Credit Card fees?
The following fees apply to First National Bank Visa Credit Card:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 2% |
| Returned Payment Fee | $25 |
| Late Payment Fee | $25 |
Does First National Bank Visa Credit Card have a foreign transaction fee?
First National Bank Visa Credit Card charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does First National Bank Visa Credit Card report your account activity to credit bureaus?
First National Bank Visa Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for First National Bank Visa Credit Card
- Visit the First National Bank website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
109 N. St. Paul Avenue
Fulda, MN 56131 USA - Visit Site
About First National Bank Visa Credit Card
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Interest Grace Period for Late Payment | 25 |
| Annual Fee | $0 |
| No Annual Fee | |
| Returned Payment Fee | $25 |
| Minimum Interest Charge | $1 |
| Late Fee Amount | $25 |
| Foreign Currency Transaction Fee | 2% |
First National Bank Visa Credit Card Community Reviews
Would you recommend First National Bank Visa Credit Card to your friends?
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