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  First National Bank Visa Credit Card

First National Bank Visa Credit Card

in Personal Credit Cards from First National Bank

Unaffiliated

First National Bank Visa Credit Card

Unaffiliated

in Personal Credit Cards from First National Bank

Net Recommendation Score +100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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Community Rating

Rating not yet determined

In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Annual Fee $0
Purchase APR  (Variable APR) Starting at 16.4%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 500 - 750

First National Bank Visa Credit Card Review

First National Bank Visa Credit Card is a credit card issued by First National Bank. 

This card is designed for people who have bad credit. The minimum credit score to apply is 500. First National Bank is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit. If you're wondering whether First National Bank Visa Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a First National Bank Visa Credit Card cash back or rewards program?

No, First National Bank Visa Credit Card does not offer a rewards program.

First National Bank Visa Credit Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A

What are the First National Bank Visa Credit Card benefits?

First National Bank Visa Credit Card provides the following benefits:

  • Fraud Liability
  • ID Theft Protection
  • Reports to major credit bureaus

What are the relevant APRs for First National Bank Visa Credit Card?

First National Bank Visa Credit Card has a variable purchase APR starting at 16.4% .

It also has a variable cash advance APR starting at 25.4% .

Does First National Bank Visa Credit Card have an introductory APR offer?

First National Bank Visa Credit Card does not offer an introductory rate on new purchases.
First National Bank Visa Credit Card Balance Transfers
Description
Balance Transfer APR N/A
Introductory Rate N/A
Intro APR period (months) N/A
First National Bank Visa Credit Card Rates & Terms
Description
Balance Computation average daily balance (including new purchases)
Purchase APR Starting at 16.4%
Credit Limit N/A
Penalty APR N/A
Cash Advance APR Starting at 25.4%
Introductory Rate N/A
Intro APR period (months) N/A

What are the First National Bank Visa Credit Card fees?

The following fees apply to First National Bank Visa Credit Card:

First National Bank Visa Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 2%
Returned Payment Fee $25
Late Payment Fee $25

Does First National Bank Visa Credit Card have a foreign transaction fee?

First National Bank Visa Credit Card charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Does First National Bank Visa Credit Card report your account activity to credit bureaus?

First National Bank Visa Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for First National Bank Visa Credit Card

  • Visit the First National Bank website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

  • Headquarters
  •   109 N. St. Paul Avenue
    Fulda, MN 56131 USA
  •   Visit Site

About First National Bank Visa Credit Card

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Interest Grace Period for Late Payment 25
Annual Fee $0
No Annual Fee  
Returned Payment Fee $25
Minimum Interest Charge $1
Late Fee Amount $25
Foreign Currency Transaction Fee 2%
Minimum Age 18
Co-signing Allowed  
Credit Score Range 500 - 750
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Retired
  • Self-Employed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type Personal
Credit Card Benefits
  • Fraud Liability
  • Identity Theft Protection
Purchase APR (Variable APR) Starting at 16.4%
Cash Advance APR (Variable APR) Starting at 25.4%
Balance Computation average daily balance (including new purchases)

First National Bank Visa Credit Card Community Reviews

 

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