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  FedEx Employees Credit Association Visa Classic

FedEx Employees Credit Association Visa Classic

in Personal Credit Cards from FedEx Employees Credit Association

Unaffiliated

FedEx Employees Credit Association Visa Classic

Unaffiliated

in Personal Credit Cards from FedEx Employees Credit Association

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Highlights
Purchase APR  (Variable APR) 8.90 - 18.00
Balance Transfer APR  (Variable APR) 8.90 - 18.00
Credit Score Range 600 - 850
Annual Fee N/A

FedEx Employees Credit Association Visa Classic Review

This is a rewards credit card issued by FedEx Employees Credit Association. If you're wondering whether FedEx Employees Credit Association Visa Classic is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Competitive APRs. FedEx Employees Credit Association Visa Classic has a variable purchase APR that ranges from 8.90% up to 18.00%.
  • Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, identity theft protection, purchase protection, and fraud protection.
  • Fair or better credit required. You will have good approval oods if your credit score is above600.
Pros & Cons of FedEx Employees Credit Association Visa Classic
The Good The Bad
  • Lower than average purchase APRs.
  • Has an introductory APR rate on balance transfers of 2.90%.
  • No balance transfer fee.
  • Multiple credit card perks.
  • Extended warranty on purchases.
  • Identity Theft Protection.
  • Considers applicants with fair or poor credit.
  • Cardholders can earn rewards on their purchases.
  • FedEx Employees Credit Association Visa Classic reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • You don't earn rewards on every purchase.
FedEx Employees Credit Association Visa Classic FAQ

Does FedEx Employees Credit Association Visa Classic have a cash back or rewards program?

FedEx Employees Credit Association Visa Classic is a rewards card. This card features rewards for purchases in the following categories:

FedEx Employees Credit Association Visa Classic Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does FedEx Employees Credit Association Visa Classic have a signup bonus?

This card doesn't offer a cash signup bonus.

Does FedEx Employees Credit Association Visa Classic offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the FedEx Employees Credit Association Visa Classic benefits?

It provides the following benefits:

  • Emergency Support
  • Extended Warranty Protection
  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for FedEx Employees Credit Association Visa Classic?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR that ranges from 8.90% up to 18.00%. The card has a variable balance transfer APR that ranges from 8.90% up to 18.00%. It also has a variable cash advance APR that ranges from 8.90% up to 18.00%.

Does FedEx Employees Credit Association Visa Classic have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 2.90% for a period of up to 12 months.

FedEx Employees Credit Association Visa Classic Balance Transfers
Description
Balance Transfer Introductory APR 2.90
Balance Transfer Intro APR Period 12 months
Balance Transfer APR 8.90 - 18.00

Does FedEx Employees Credit Association Visa Classic have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for FedEx Employees Credit Association Visa Classic?

The following fees apply:

FedEx Employees Credit Association Visa Classic Fees
Fees Amount
Annual Fee
Returned Payment Fee up to $28.00
Late Payment Fee up to $25.00

What is the customer service phone number for FedEx Employees Credit Association Visa Classic?

The FedEx Employees Credit Association Visa Classic customer service number is (800) 228-8513.

Does FedEx Employees Credit Association Visa Classic report your account activity to credit bureaus?

Yes, FedEx Employees Credit Association Visa Classic reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for FedEx Employees Credit Association Visa Classic

  • Visit the FedEx Employees Credit Association Visa Classic website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

View FedEx Employees Credit Association Visa Classic's published terms & conditions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 4:30pm
  • Tuesday 8:00am - 4:30pm
  • Wednesday 8:00am - 4:30pm
  • Thursday 8:00am - 4:30pm
  • Friday 8:00am - 4:30pm
  • Saturday Closed

About FedEx Employees Credit Association Visa Classic

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View all personal credit cards offered by FedEx Employees Credit Association

Availability

  Available in 1 state
California
Availabile in all of California

Feature Breakdown

No Annual Fee
No Foreign Transaction Fee
No Interest Grace Period for Late Payment 25 days
Minimum Interest Charge 0.50
Returned Payment Fee Up to 28.00
Late Fee Amount Up to 25.00
Customer Type Personal
Minimum Age 18
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Extended Warranty Protection
  • Purchase Protection
  • Emergency Support
  • Fraud Liability
Rewards Categories
  • Select Merchants
Cash Advance APR (Variable APR) 8.90 - 18.00
Balance Computation We use a method called "average daily balance (including new purchases)."
Purchase APR (Variable APR) 8.90 - 18.00
Balance Transfer Introductory APR (Variable APR) 2.90
Balance Transfer Intro APR Period (Variable APR) 12 months
Balance Transfer APR (Variable APR) 8.90 - 18.00
Card Type
  • Rewards
Card Network Visa

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