Christian Financial Credit Union Visa Signature Credit Card Review

This is a rewards credit card issued by Christian Financial Credit Union. If you're wondering whether Christian Financial Credit Union Visa Signature Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

• Signup bonus. Offers a signup bonus of $100 if you spend $2000 within 3 months.
• Competitive APRs. Christian Financial Credit Union Visa Signature Credit Card has a variable purchase APR of 9.9%
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, extended warranty protection on purchases, identity theft protection, purchase protection, travel assistance, and fraud protection.
• Fair or better credit required. You will have good approval odds if your credit score is above 600.

The Good

The Bad

When you spend $2,000 or more in the first 90 days of opening your credit card, you will earn $100 Cash Back. You also get 2% Cash Back when you transfer balances from outside institutions to your new CFCU Visa Signature card in the first 30 days the account is open!** Lower than average purchase APRs. Multiple credit card perks. Offers auto rental collision damage waiver. Access to a concierge. Extended warranty on purchases. Identity Theft Protection. Travel assistance insurance Considers applicants with fair or poor credit. Cardholders can earn rewards on purchases everywhere Christian Financial Credit Union Visa Signature Credit Card is accepted. Christian Financial Credit Union Visa Signature Credit Card reports to multiple credit bureaus.

Does Christian Financial Credit Union Visa Signature Credit Card have a cash back or rewards program?

Christian Financial Credit Union Visa Signature Credit Card is a rewards card.

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Christian Financial Credit Union Visa Signature Credit Card Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	$100
Signup Bonus Spend Requirement	$2000
Signup Bonus Spend Period (months)	3 months

What are the Christian Financial Credit Union Visa Signature Credit Card benefits?

It provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Zero fraud liability
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for Christian Financial Credit Union Visa Signature Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR of 9.9%. The card has a variable balance transfer APR of 9.90% .

What are the fees for Christian Financial Credit Union Visa Signature Credit Card?

The following fees apply:

Christian Financial Credit Union Visa Signature Credit Card Fees

Fees	Amount
Annual Fee

Does Christian Financial Credit Union Visa Signature Credit Card report your account activity to credit bureaus?

Yes, Christian Financial Credit Union Visa Signature Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Christian Financial Credit Union Visa Signature Credit Card

• Visit the Christian Financial Credit Union Visa Signature Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.