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  Christian Financial Credit Union Visa Signature Credit Card

Christian Financial Credit Union Visa Signature Credit Card

in Personal Credit Cards from Christian Financial Credit Union

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Christian Financial Credit Union Visa Signature Credit Card

Unaffiliated

in Personal Credit Cards from Christian Financial Credit Union

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Highlights
Purchase APR  (Variable APR) 9.9%
Balance Transfer APR  (Variable APR) 9.90%
Credit Score Range 600 - 850
Annual Fee N/A

Christian Financial Credit Union Visa Signature Credit Card Review

This is a rewards credit card issued by Christian Financial Credit Union. If you're wondering whether Christian Financial Credit Union Visa Signature Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Signup bonus. Offers a signup bonus of $100 if you spend $2000 within 3 months.
  • Competitive APRs. Christian Financial Credit Union Visa Signature Credit Card has a variable purchase APR of 9.9%
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, extended warranty protection on purchases, identity theft protection, purchase protection, travel assistance, and fraud protection.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Christian Financial Credit Union Visa Signature Credit Card
The Good The Bad
  • When you spend $2,000 or more in the first 90 days of opening your credit card, you will earn $100 Cash Back. You also get 2% Cash Back when you transfer balances from outside institutions to your new CFCU Visa Signature card in the first 30 days the account is open!**
  • Lower than average purchase APRs.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Access to a concierge.
  • Extended warranty on purchases.
  • Identity Theft Protection.
  • Travel assistance insurance
  • Considers applicants with fair or poor credit.
  • Cardholders can earn rewards on purchases everywhere Christian Financial Credit Union Visa Signature Credit Card is accepted.
  • Christian Financial Credit Union Visa Signature Credit Card reports to multiple credit bureaus.
Christian Financial Credit Union Visa Signature Credit Card FAQ

Does Christian Financial Credit Union Visa Signature Credit Card have a cash back or rewards program?

Christian Financial Credit Union Visa Signature Credit Card is a rewards card.

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Christian Financial Credit Union Visa Signature Credit Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) $100
Signup Bonus Spend Requirement $2000
Signup Bonus Spend Period (months) 3 months

Does Christian Financial Credit Union Visa Signature Credit Card have a signup bonus?

Yes, it offers card users a signup bonus worth up to $100 after spending $2000.

Does Christian Financial Credit Union Visa Signature Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Christian Financial Credit Union Visa Signature Credit Card benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Zero fraud liability
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Christian Financial Credit Union Visa Signature Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR of 9.9%. The card has a variable balance transfer APR of 9.90% .

Does Christian Financial Credit Union Visa Signature Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Christian Financial Credit Union Visa Signature Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Christian Financial Credit Union Visa Signature Credit Card?

The following fees apply:

Christian Financial Credit Union Visa Signature Credit Card Fees
Fees Amount
Annual Fee

What is the customer service phone number for Christian Financial Credit Union Visa Signature Credit Card?

The Christian Financial Credit Union Visa Signature Credit Card customer service number is (586) 772-6330.

What is the support contact email for Christian Financial Credit Union Visa Signature Credit Card?

The support contact email for Christian Financial Credit Union Visa Signature Credit Card is membersolutionscenter@cfcumail.org.

Does Christian Financial Credit Union Visa Signature Credit Card report your account activity to credit bureaus?

Yes, Christian Financial Credit Union Visa Signature Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Christian Financial Credit Union Visa Signature Credit Card

  • Visit the Christian Financial Credit Union Visa Signature Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:30am - 5:00pm
  • Tuesday 11:00am - 5:00pm
  • Wednesday 9:30am - 5:00pm
  • Thursday 9:30am - 5:00pm
  • Friday 9:30am - 6:00pm
  • Saturday 9:30am - 1:30pm

Other Services by Christian Financial Credit Union

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View all personal credit cards offered by Christian Financial Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Purchase Protection
  • Emergency Support
  • Fraud Liability
  • Travel Assistance
  • Concierge
Rewards Categories
  • Every Purchase
Signup Bonus Starting at $100
Credit Limit Starting at $5,000
Purchase APR (Variable APR) 9.9%
Balance Transfer APR (Variable APR) 9.90%
Card Type
  • Rewards
  • Low Interest
Card Network Visa

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