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  Fortiva Credit Card

Fortiva Credit Card

in Personal Credit Cards from Fortiva Financial

Unaffiliated

Fortiva Credit Card

Unaffiliated

in Personal Credit Cards from Fortiva Financial

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Highlights
Highlights
Annual Fee $49
Purchase APR  (Variable APR) 21.99% - 36%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 300 - 850

Fortiva Credit Card Review

Fortiva Credit Card is a credit card issued by Fortiva Financial. 

This card is designed for people who have bad credit. The minimum credit score to apply is 300. If you're wondering whether Fortiva Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Pros & Cons of Fortiva Credit Card
Pros Cons
  • Opportunity to rebuild less than perfect credit.
  • High annual fee.
  • First-year account maintenance fee.
  • There is a $25 one time "Program Fee".
  • Is there a Fortiva Credit Card cash back or rewards program?

    No, Fortiva Credit Card does not offer a rewards program.

    Fortiva Credit Card Rewards
    Rewards rate (all purchases) N/A
    Max rewards rate N/A
    Annual rewards limit N/A
    Signup Bonus ($) N/A
    Signup Bonus Spend Requirement $0

    What are the Fortiva Credit Card benefits?

    Fortiva Credit Card provides the following benefits:

    • Free Credit Score
    • Fraud Liability
    • Reports to major credit bureaus

    What are the relevant APRs for Fortiva Credit Card?

    Fortiva Credit Card has a variable purchase APR that ranges from 21.99% up to 36%.

    It also has a variable cash advance APR that ranges from 24.99% up to 36%.

    The good news is this card does not charge a penalty APR if you are late on a payment.

    Does Fortiva Credit Card have an introductory APR offer?

    Fortiva Credit Card does not offer an introductory rate on new purchases.
    Fortiva Credit Card Balance Transfers
    Description
    Balance Transfer APR N/A
    Introductory Rate N/A
    Intro APR period (months) N/A
    Fortiva Credit Card Rates & Terms
    Description
    Balance Computation average daily balance
    Purchase APR 21.99% - 36%
    Credit Limit N/A
    Penalty APR 0%
    Cash Advance APR 24.99% - 36%
    Introductory Rate N/A
    Intro APR period (months) N/A

    What are the Fortiva Credit Card fees?

    The following fees apply to Fortiva Credit Card:

    Fortiva Credit Card Fees
    Fees Amount
    Annual Fee $49
    Foreign Transaction Fee 3%
    Balance Transfer Fee 3%
    Returned Payment Fee up to $39
    Late Payment Fee up to $39

    Does Fortiva Credit Card have a foreign transaction fee?

    Fortiva Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

    Does Fortiva Credit Card report your account activity to credit bureaus?

    Fortiva Credit Card reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

    How to apply for Fortiva Credit Card

    • Visit the Fortiva Financial website.
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.

    If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Contact

    • Headquarters
    •   5 Concourse Pkwy STE 400
      Atlanta, GA 30328
    •   Visit Site

    Other Services by Fortiva Financial

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Returned Payment Fee Up to $39
    Annual Fee $49
    Late Fee Amount Up to $39
    Balance Transfer Fee % 3%
    Minimum Cash Advance Fee ($) Starting at $5
    Cash Advance Fee (%) Starting at 5%
    Cash Advance Fee Minimum $5
    Foreign Currency Transaction Fee 3%
    Minimum Age 18
    Credit Score Range 300 - 850
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Customer Type Personal
    Fraud Liability  
    Free FICO Score  
    Credit Card Benefits
    • Fraud Liability
    • Free Credit Score
    Purchase APR (Variable APR) 21.99% - 36%
    Cash Advance APR (Variable APR) 24.99% - 36%
    Balance Computation average daily balance
    Penalty APR 0%

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