Founders FCU Extra World Mastercard®
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| Purchase APR (Variable APR) |
16.75% - 17.90% (Verified 12/21/2022) |
| Balance Transfer APR (Variable APR) |
16.75% - 17.90% (Verified 12/21/2022) |
| Credit Score Range | N/A |
| Annual Fee | $0 |
Founders FCU Extra World Mastercard® Review
This is a rewards card issued by Founders Federal Credit Union. If you're wondering whether Founders FCU Extra World Mastercard is the right card for you, read on.
Key Takeaways
- Competitive APRs. Founders FCU Extra World Mastercard® has a variable purchase APR that ranges from 16.75% up to 17.90%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, emergency support, identity theft protection, purchase protection, travel accident insurance, travel assistance, and fraud protection.
Pros & Cons of Founders FCU Extra World Mastercard
| The Good | The Bad |
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Founders FCU Extra World Mastercard FAQ
Does Founders FCU Extra World Mastercard have a cash back or rewards program?
Founders FCU Extra World Mastercard is a travel rewards card.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) |
Does Founders FCU Extra World Mastercard have a signup bonus?
This card doesn't offer a cash signup bonus.Does Founders FCU Extra World Mastercard offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Founders FCU Extra World Mastercard benefits?
It provides the following benefits:
- Emergency Support
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Founders FCU Extra World Mastercard?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance.Founders FCU Extra World Mastercard® has a variable purchase APR that ranges from 16.75% up to 17.90%. The card has a variable balance transfer APR that ranges from 16.75% up to 17.90%. It also has a variable cash advance APR that ranges from 16.75% up to 17.90%. Note that late payments are subject to an APR of 17.90% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Founders FCU Extra World Mastercard have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Founders FCU Extra World Mastercard have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Founders FCU Extra World Mastercard?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | up to $35 |
| Late Payment Fee | up to $35 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Founders FCU Extra World Mastercard have a foreign transaction fee?
Founders FCU Extra World Mastercard charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Founders FCU Extra World Mastercard?
The Founders FCU Extra World Mastercard customer service number is (800) 845-1614.
What is the support contact email for Founders FCU Extra World Mastercard?
The support contact email for Founders FCU Extra World Mastercard is info@foundersfcu.com.
What is the Founders FCU Extra World Mastercard login page?
You can access the Founders FCU Extra World Mastercard login page here.
How do people rate the customer service and user experience of Founders FCU Extra World Mastercard?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Founders FCU Extra World Mastercard® report your account activity to credit bureaus?
Yes, Founders FCU Extra World Mastercard® reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Founders FCU Extra World Mastercard
- Visit the Founders FCU Extra World Mastercard website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
737 Plantation Road
Lancaster, SC 29720 USA - (800) 845-1614
- Visit Site
- Email Support
About Founders FCU Extra World Mastercard®
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Foreign Currency Transaction Fee | 1% |
| Annual Fee | $0 |
| Minimum Interest Charge | $0 |
| Returned Payment Fee | Up to $35 |
| Late Fee Amount | Up to $35 |
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