SuperMoney
  Frontwave Credit Union Visa Secured Credit Card

Frontwave Credit Union Visa Secured Credit Card

in Personal Credit Cards from Frontwave Credit Union

Unaffiliated

Frontwave Credit Union Visa Secured Credit Card

Unaffiliated

in Personal Credit Cards from Frontwave Credit Union

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend Frontwave Credit Union Visa Secured Credit Card to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Purchase APR  (Fixed APR) 14.9%
Balance Transfer APR  (Fixed APR) 14.9%
Credit Score Range 500 - 850
Annual Fee $0

Frontwave Credit Union Visa Secured Credit Card Review

Frontwave Credit Union Visa Secured Credit Card is a secured credit card credit card issued by Frontwave Credit Union. If you're wondering whether Frontwave Credit Union Visa Secured Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
  • Competitive APRs. Frontwave Credit Union Visa Secured Credit Card has a fixed purchase APR of 14.9%
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • $0 Balance transfer fee. This card does not charge a fee on balance transfers.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
  • Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have good approval odds.
Frontwave Credit Union Visa Secured Credit Card Pros & Cons
The Good The Bad
  • Lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers for up to 12 months.
  • No balance transfer fee.
  • No annual fee.
  • Considers applicants with fair or poor credit.
  • Frontwave Credit Union Visa Secured Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 1%.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.
Frontwave Credit Union Visa Secured Credit Card FAQ

Is there a Frontwave Credit Union Visa Secured Credit Card cash back or rewards program?

No, Frontwave Credit Union Visa Secured Credit Card does not offer a rewards program.

What are the Frontwave Credit Union Visa Secured Credit Card benefits?

Frontwave Credit Union Visa Secured Credit Card provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Frontwave Credit Union Visa Secured Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Frontwave Credit Union Visa Secured Credit Card has lower than average purchase APRs.

Frontwave Credit Union Visa Secured Credit Card has a fixed purchase APR of 14.9%. The card has a fixed balance transfer APR of 14.9% . It also has a fixed cash advance APR of 16.9% .

Does Frontwave Credit Union Visa Secured Credit Card have an introductory APR offer on balance transfers?

Yes, Frontwave Credit Union Visa Secured Credit Card offers an introductory APR rate on balance transfers of 0% for a period of up to 12 months.

Frontwave Credit Union Visa Secured Credit Card Balance Transfers
Description
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period 12 months
Balance Transfer APR 14.9%
Balance Transfer Fee % 0%

Does Frontwave Credit Union Visa Secured Credit Card have an introductory APR offer on new purchases?

Frontwave Credit Union Visa Secured Credit Card does not offer an introductory rate on new purchases.

What are the fees for Frontwave Credit Union Visa Secured Credit Card?

The following fees apply to Frontwave Credit Union Visa Secured Credit Card:

  • There is no overlimit fee
Frontwave Credit Union Visa Secured Credit Card Fees
Fees Amount
Annual Fee $0
Overlimit Fee $0
Foreign Transaction Fee 1%
Returned Payment Fee up to $29
Late Payment Fee up to $10

Does Frontwave Credit Union Visa Secured Credit Card have a foreign transaction fee?

Frontwave Credit Union Visa Secured Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Does Frontwave Credit Union Visa Secured Credit Card report your account activity to credit bureaus?

Yes, Frontwave Credit Union Visa Secured Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Frontwave Credit Union Visa Secured Credit Card

  • Visit the Frontwave Credit Union Visa Secured Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday 9:00am - 4:00pm

About Frontwave Credit Union Visa Secured Credit Card

Icon for Personal Credit Cards
View all personal credit cards offered by Frontwave Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

No Annual Fee
Annual Fee $0
Over-Limit Fee $0
No Interest Grace Period for Late Payment 21 days
Cash Advance Fee (%) Starting at 2%
Foreign Currency Transaction Fee 1%
Returned Payment Fee Up to $29
Late Fee Amount Up to $10
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 500 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
Rewards Type No Rewards
Cash Advance APR (Fixed APR) 16.9%
Balance Computation Average daily balance (including new purchases).
Purchase APR (Fixed APR) 14.9%
Balance Transfer Introductory APR (Fixed APR) 0%
Balance Transfer Intro APR Period (Fixed APR) 12 months
Balance Transfer APR (Fixed APR) 14.9%
Balance Transfer Fee % 0%
Card Type
  • Secured
Card Network Visa

Be the first to rate

 

Would you recommend Frontwave Credit Union Visa Secured Credit Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Credit Cards

Frontwave Credit Union Personal Credit Cards

Loading...