Frontwave Credit Union Visa Secured Credit Card
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| Purchase APR (Fixed APR) | 14.9% |
| Balance Transfer APR (Fixed APR) | 14.9% |
| Credit Score Range | 500 - 850 |
| Annual Fee | $0 |
Frontwave Credit Union Visa Secured Credit Card Review
This is a secured credit card card issued by Frontwave Credit Union. If you're wondering whether Frontwave Credit Union Visa Secured Credit Card is the right card for you, read on.
Key Takeaways
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
- Competitive APRs. Frontwave Credit Union Visa Secured Credit Card has a fixed purchase APR of 14.9%
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- $0 Balance transfer fee. This card does not charge a fee on balance transfers.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.
Pros & Cons of Frontwave Credit Union Visa Secured Credit Card
| The Good | The Bad |
|---|---|
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Frontwave Credit Union Visa Secured Credit Card FAQ
Does Frontwave Credit Union Visa Secured Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Frontwave Credit Union Visa Secured Credit Card benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Frontwave Credit Union Visa Secured Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Frontwave Credit Union Visa Secured Credit Card has a fixed purchase APR of 14.9%. The card has a fixed balance transfer APR of 14.9% . It also has a fixed cash advance APR of 16.9% .
Does Frontwave Credit Union Visa Secured Credit Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 12 months.
| Description | |
|---|---|
| Balance Transfer Introductory APR | 0% |
| Balance Transfer Intro APR Period | 12 months |
| Balance Transfer APR | 14.9% |
| Balance Transfer Fee % | 0% |
Does Frontwave Credit Union Visa Secured Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Frontwave Credit Union Visa Secured Credit Card?
The following fees apply:
- There is no overlimit fee
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Overlimit Fee | $0 |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | up to $29 |
| Late Payment Fee | up to $10 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does Frontwave Credit Union Visa Secured Credit Card have a foreign transaction fee?
Frontwave Credit Union Visa Secured Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Frontwave Credit Union Visa Secured Credit Card?
The Frontwave Credit Union Visa Secured Credit Card customer service number is (800) 736-4500.
What is the support contact email for Frontwave Credit Union Visa Secured Credit Card?
The support contact email for Frontwave Credit Union Visa Secured Credit Card is support@frontwavecu.com.
What is the Frontwave Credit Union Visa Secured Credit Card login page?
You can access the Frontwave Credit Union Visa Secured Credit Card login page here.
How do people rate the customer service and user experience of Frontwave Credit Union Visa Secured Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Frontwave Credit Union Visa Secured Credit Card report your account activity to credit bureaus?
Yes, Frontwave Credit Union Visa Secured Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Frontwave Credit Union Visa Secured Credit Card
- Visit the Frontwave Credit Union Visa Secured Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1278 Rocky Point Drive
Oceanside, CA 92056 USA - (800) 736-4500
- Visit Site
- Email Support
About Frontwave Credit Union Visa Secured Credit Card
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Cash Advance Fee (%) | Starting at 2% |
| Foreign Currency Transaction Fee | 1% |
| No Annual Fee | |
| Annual Fee | $0 |
| Over-Limit Fee | $0 |
| No Interest Grace Period for Late Payment | 21 days |
| Returned Payment Fee | Up to $29 |
| Late Fee Amount | Up to $10 |
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