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  Frontwave Credit Union Visa Signature Rewards Card

Frontwave Credit Union Visa Signature Rewards Card

in Personal Credit Cards from Frontwave Credit Union

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Frontwave Credit Union Visa Signature Rewards Card

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in Personal Credit Cards from Frontwave Credit Union

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Highlights
Purchase APR  (Variable APR) 12.99% - 18.99%
Balance Transfer APR  (Variable APR) 12.99% - 18.99%
Credit Score Range 680 - 850
Annual Fee $0

Frontwave Credit Union Visa Signature Rewards Card Review

This is a rewards credit card issued by Frontwave Credit Union. If you're wondering whether Frontwave Credit Union Visa Signature Rewards Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
  • Competitive APRs. Frontwave Credit Union Visa Signature Rewards Card has a variable purchase APR that ranges from 12.99% up to 18.99%.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • $0 Balance transfer fee. This card does not charge a fee on balance transfers.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, identity theft protection, travel accident insurance, travel assistance, and fraud protection.
  • Good or better credit required. You will have low approval odds if your credit score is below 680.
Pros & Cons of Frontwave Credit Union Visa Signature Rewards Card
The Good The Bad
  • Lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers for up to 12 months.
  • No balance transfer fee.
  • No annual fee.
  • Multiple credit card perks.
  • Access to a concierge.
  • Identity Theft Protection.
  • Travel accident and travel assistance insurance.
  • Cardholders can earn rewards on purchases everywhere Frontwave Credit Union Visa Signature Rewards Card is accepted.
  • Frontwave Credit Union Visa Signature Rewards Card reports to multiple credit bureaus.
  • Requires good to excellent credit.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 1%.
Frontwave Credit Union Visa Signature Rewards Card FAQ

Does Frontwave Credit Union Visa Signature Rewards Card have a cash back or rewards program?

Frontwave Credit Union Visa Signature Rewards Card is a rewards card.

Frontwave Credit Union Visa Signature Rewards Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does Frontwave Credit Union Visa Signature Rewards Card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Frontwave Credit Union Visa Signature Rewards Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Frontwave Credit Union Visa Signature Rewards Card benefits?

It provides the following benefits:

  • Zero fraud liability
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Frontwave Credit Union Visa Signature Rewards Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR that ranges from 12.99% up to 18.99%. The card has a variable balance transfer APR that ranges from 12.99% up to 18.99%. It also has a variable cash advance APR that ranges from 14.99% up to 20.99%.

Does Frontwave Credit Union Visa Signature Rewards Card have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 12 months.

Frontwave Credit Union Visa Signature Rewards Card Balance Transfers
Description
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period 12 months
Balance Transfer APR 12.99% - 18.99%
Balance Transfer Fee % 0%

Does Frontwave Credit Union Visa Signature Rewards Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Frontwave Credit Union Visa Signature Rewards Card?

The following fees apply:

  • There is no overlimit fee
Frontwave Credit Union Visa Signature Rewards Card Fees
Fees Amount
Annual Fee $0
Overlimit Fee $0
Foreign Transaction Fee 1%
Returned Payment Fee up to $29
Late Payment Fee up to $10

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Frontwave Credit Union Visa Signature Rewards Card have a foreign transaction fee?

Frontwave Credit Union Visa Signature Rewards Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Frontwave Credit Union Visa Signature Rewards Card?

The Frontwave Credit Union Visa Signature Rewards Card customer service number is (800) 736-4500.

What is the support contact email for Frontwave Credit Union Visa Signature Rewards Card?

The support contact email for Frontwave Credit Union Visa Signature Rewards Card is support@frontwavecu.com.

Does Frontwave Credit Union Visa Signature Rewards Card report your account activity to credit bureaus?

Yes, Frontwave Credit Union Visa Signature Rewards Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Frontwave Credit Union Visa Signature Rewards Card

  • Visit the Frontwave Credit Union Visa Signature Rewards Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday 9:00am - 4:00pm

About Frontwave Credit Union Visa Signature Rewards Card

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View all personal credit cards offered by Frontwave Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

No Annual Fee
Annual Fee $0
Over-Limit Fee $0
No Interest Grace Period for Late Payment 21 days
Cash Advance Fee (%) Starting at 2%
Minimum Cash Advance Fee ($) Up to $5
Foreign Currency Transaction Fee 1%
Returned Payment Fee Up to $29
Late Fee Amount Up to $10
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 680 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
  • Concierge
Rewards Categories
  • Every Purchase
Cash Advance APR (Variable APR) 14.99% - 20.99%
Balance Computation Average daily balance (including new purchases).
Purchase APR (Variable APR) 12.99% - 18.99%
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer Intro APR Period (Variable APR) 12 months
Balance Transfer APR (Variable APR) 12.99% - 18.99%
Balance Transfer Fee % 0%
Card Type
  • Rewards
Card Network Visa

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