Last Updated: 07/28/2025
Frontwave Credit Union Visa Signature Rewards Card
Unaffiliated
in Credit Cards from Frontwave Credit Union
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
12.99% - 18.99%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)
12.99% - 18.99%(Verified 06/21/2024)
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Credit Score Range
680 - 850
Annual Fee
$0
Frontwave Credit Union Visa Signature Rewards Card Review
This is a rewards card issued by Frontwave Credit Union. If you're wondering whether Frontwave Credit Union Visa Signature Rewards Card is the right card for you, read on.
Key Takeaways
- 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 12 months, which is the average period for 0% APR balance transfer cards.
- APRs: Frontwave Credit Union Visa Signature Rewards Card has a variable regular purchase APR that ranges from 12.99% up to 18.99%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- $0 Balance transfer fee. This card does not charge a fee on balance transfers.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, identity theft protection, travel accident insurance, travel assistance, and fraud protection.
- Good or excellent credit required. You will have low approval odds if your credit score is below good.
Pros & Cons of Frontwave Credit Union Visa Signature Rewards Card
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Frontwave Credit Union Visa Signature Rewards Card FAQ
Does Frontwave Credit Union Visa Signature Rewards Card have a cash back or rewards program?
Frontwave Credit Union Visa Signature Rewards Card is a rewards card.
| Description |
Does Frontwave Credit Union Visa Signature Rewards Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Frontwave Credit Union Visa Signature Rewards Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Frontwave Credit Union Visa Signature Rewards Card benefits?
Frontwave Credit Union Visa Signature Rewards Card provides the following benefits:
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Frontwave Credit Union Visa Signature Rewards Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Frontwave Credit Union Visa Signature Rewards Card has a variable purchase APR that ranges from 12.99% up to 18.99%. The card has a variable balance transfer APR that ranges from 12.99% up to 18.99%. It also has a variable cash advance APR that ranges from 14.99% up to 20.99%.
Does Frontwave Credit Union Visa Signature Rewards Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of 12 months.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer APR | 12.99% - 18.99% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro APR Period | 12 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee % | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Frontwave Credit Union Visa Signature Rewards Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Frontwave Credit Union Visa Signature Rewards Card?
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| Returned Payment Fee | Up to $29 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Up to $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Starting at 2% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Frontwave Credit Union Visa Signature Rewards Card have a foreign transaction fee?
Frontwave Credit Union Visa Signature Rewards Card charges a foreign transaction fee of up to 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Frontwave Credit Union Visa Signature Rewards Card?
The customer service number for Frontwave Credit Union Visa Signature Rewards Card is (800) 736-4500.
What is the support contact email for Frontwave Credit Union Visa Signature Rewards Card?
The support contact email for Frontwave Credit Union Visa Signature Rewards Card is support@frontwavecu.com.
What is the login page for Frontwave Credit Union Visa Signature Rewards Card?
You can access the login page of Frontwave Credit Union Visa Signature Rewards Card here.
How do people rate the customer service and user experience of Frontwave Credit Union Visa Signature Rewards Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Frontwave Credit Union Visa Signature Rewards Card report your account activity to credit bureaus?
Yes, Frontwave Credit Union Visa Signature Rewards Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Frontwave Credit Union perform a hard credit pull?
Yes, Frontwave Credit Union Visa Signature Rewards Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Frontwave Credit Union Visa Signature Rewards Card
- Visit the website of Frontwave Credit Union Visa Signature Rewards Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 4:00PM