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  Hancock Whitney Preferred Visa® Platinum Credit Card

Hancock Whitney Preferred Visa® Platinum Credit Card

in Personal Credit Cards from Hancock Whitney Bank

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Hancock Whitney Preferred Visa® Platinum Credit Card

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in Personal Credit Cards from Hancock Whitney Bank

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Highlights
Highlights
Balance Transfer APR  (Variable APR) 7.50%
Credit Score Range N/A
Annual Fee $0
Purchase APR  (Variable APR) 7.50%

Hancock Whitney Preferred Visa® Platinum Credit Card Review

Hancock Whitney Preferred Visa® Platinum Credit Card is a credit card issued by Hancock Whitney Bank.  If you're wondering whether Hancock Whitney Preferred Visa® Platinum Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

  • 0% balance transfer intro rate. Offers an introductory APR rate on balance transfers of 1.90% for up to 12 months, which is the average period for 0% APR balance transfer cards.
  • Competitive APRs. Hancock Whitney Preferred Visa® Platinum Credit Card has a variable purchase APR of up to 7.50%.
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Has an introductory APR rate on balance transfers of 1.90%.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.
  • Does not include many credit card rewards.

Is there a Hancock Whitney Preferred Visa® Platinum Credit Card cash back or rewards program?

No, Hancock Whitney Preferred Visa® Platinum Credit Card does not offer a rewards program.

What are the relevant APRs for Hancock Whitney Preferred Visa® Platinum Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Hancock Whitney Preferred Visa® Platinum Credit Card has lower than average purchase APRs.

Hancock Whitney Preferred Visa® Platinum Credit Card has a variable purchase APR of 7.50%. The card has a variable balance transfer APR of 7.50% . It also has a variable cash advance APR of 18.00% .

Does Hancock Whitney Preferred Visa® Platinum Credit Card have an introductory APR offer on balance transfers??

Yes, Hancock Whitney Preferred Visa® Platinum Credit Card offers an introductory APR rate on balance transfers of 1.90% for a period of up to 12 months.

Hancock Whitney Preferred Visa® Platinum Credit Card Balance Transfers
Description
Balance Transfer APR 7.50%
Introductory Rate 1.90%
Intro APR period (months) 12

Does Hancock Whitney Preferred Visa® Platinum Credit Card have an introductory APR offer on new purchases??

This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 7.50 months.

What are the Hancock Whitney Preferred Visa® Platinum Credit Card fees?

The following fees apply to Hancock Whitney Preferred Visa® Platinum Credit Card:

Hancock Whitney Preferred Visa® Platinum Credit Card Fees
Fees Amount
Annual Fee $0
Balance Transfer Fee 3%
Returned Payment Fee $25
Late Payment Fee $15

How to apply for Hancock Whitney Preferred Visa® Platinum Credit Card

  • Visit the Hancock Whitney Preferred Visa® Platinum Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

Hours of Operation

  • Sunday Closed
  • Monday 7:00am - 7:00pm
  • Tuesday 7:00am - 7:00pm
  • Wednesday 7:00am - 7:00pm
  • Thursday 7:00am - 7:00pm
  • Friday 7:00am - 7:00pm
  • Saturday 8:00am - 2:00pm

Other Services by Hancock Whitney Bank

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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 5 states
  • Alabama
  • Florida
  • Louisiana
  • Mississippi
  • Utah

Feature Breakdown

No Annual Fee  
Annual Fee $0
Minimum Interest Charge $0
No Interest Grace Period for Late Payment 25
Cash Advance Fee (%) 3%
Returned Payment Fee $25
Balance Transfer Fee % 3%
Late Fee Amount $15
Customer Type Personal
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Cash Advance APR (Variable APR) 18.00%
Purchase APR (Variable APR) 7.50%
Introductory Rate 0%
Intro APR period 7.50
Balance Transfer APR (Variable APR) 7.50%
Introductory Rate 1.90%
Intro APR period 12

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Balance Transfer APR

Credit Score Range

Annual Fee

Purchase APR

Hancock Whitney Visa® Platinum Credit Card

Hancock Whitney Visa® Platinum Credit Card

Rating not yet determined

1 total votes
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Balance Transfer APR 15.24% - 17.99%
(Variable APR)
    5% 29% Variable APR
Credit Score Range N/A Credit Score Range
Annual Fee N/A Annual Fee
Purchase APR 15.24% - 17.99%
(Variable APR)
    0% 36% Variable APR