Last Updated: 05/14/2026
Hancock Whitney Preferred Visa® Platinum Credit Card
Unaffiliated
from Hancock Whitney Bank
Last Updated: 05/14/2026
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Highlights
Purchase APR (Variable APR)
Balance Transfer APR (Variable APR)
Credit Score Range
Annual Fee
Hancock Whitney Preferred Visa® Platinum Credit Card Review
Key Takeaways
- 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 7 months, which is shorter than the average 0% APR period of 12 months.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for 7.50 months.
- APRs: Hancock Whitney Preferred Visa® Platinum Credit Card has a variable regular purchase APR of 8.50%
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- A 3% balance transfer fee. Hancock Whitney Preferred Visa® Platinum Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
Pros & Cons of Hancock Whitney Preferred Visa® Platinum Credit Card
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Hancock Whitney Preferred Visa® Platinum Credit Card FAQ
Does Hancock Whitney Preferred Visa® Platinum Credit Card have a cash back or rewards program?
| Description |
How do people rate the customer service and user experience of Hancock Whitney Preferred Visa® Platinum Credit Card?
Does Hancock Whitney Bank perform a hard credit pull?
How to apply for Hancock Whitney Preferred Visa® Platinum Credit Card
- Visit the website of Hancock Whitney Preferred Visa® Platinum Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Purchase APR
Balance Transfer APR
Credit Score Range
300
850
Annual Fee
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