Hancock Whitney Preferred Visa® Platinum Credit Card
in Personal Credit Cards from Hancock Whitney Bank
UnaffiliatedHancock Whitney Preferred Visa® Platinum Credit Card
in Personal Credit Cards from Hancock Whitney Bank
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| Purchase APR (Variable APR) | 7.50% |
| Balance Transfer APR (Variable APR) | 7.50% |
| Credit Score Range | N/A |
| Annual Fee | $0 |
Hancock Whitney Preferred Visa® Platinum Credit Card Review
Hancock Whitney Preferred Visa® Platinum Credit Card is a credit card issued by Hancock Whitney Bank. If you're wondering whether Hancock Whitney Preferred Visa® Platinum Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 7.50 months.
- Competitive APRs. Hancock Whitney Preferred Visa® Platinum Credit Card has a variable purchase APR of 7.50%
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. Hancock Whitney Preferred Visa® Platinum Credit Card charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees.
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Is there a Hancock Whitney Preferred Visa® Platinum Credit Card cash back or rewards program?
No, Hancock Whitney Preferred Visa® Platinum Credit Card does not offer a rewards program.
What are the relevant APRs for Hancock Whitney Preferred Visa® Platinum Credit Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Hancock Whitney Preferred Visa® Platinum Credit Card has lower than average purchase APRs.Hancock Whitney Preferred Visa® Platinum Credit Card has a variable purchase APR of 7.50%. The card has a variable balance transfer APR of 7.50% . It also has a variable cash advance APR of 18.00% .
Does Hancock Whitney Preferred Visa® Platinum Credit Card have an introductory APR offer on balance transfers?
Yes, Hancock Whitney Preferred Visa® Platinum Credit Card offers an introductory APR rate on balance transfers of 1.90% for a period of up to 12 months.
| Description | |
|---|---|
| Balance Transfer APR | 7.50% |
| Balance Transfer Introductory APR | 1.90% |
| Balance Transfer Intro APR Period (months) | 12 |
| Balance Transfer Fee % | 3% |
| Balance Transfer Fee Minimum | N/A |
Does Hancock Whitney Preferred Visa® Platinum Credit Card have an introductory APR offer on new purchases?
This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 7.50 months.
| Description | |
|---|---|
| Introductory Rate | 0% |
| Purchase Intro APR Period (months) | 7.50 |
What are the fees for Hancock Whitney Preferred Visa® Platinum Credit Card?
The following fees apply to Hancock Whitney Preferred Visa® Platinum Credit Card:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Returned Payment Fee | $25 |
| Late Payment Fee | $15 |
How to apply for Hancock Whitney Preferred Visa® Platinum Credit Card
- Visit the Hancock Whitney Preferred Visa® Platinum Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1 Hancock Plaza
Gulfport, MS 39501 - (800) 448-8812
- Visit Site
Other Services by Hancock Whitney Bank
Availability
- Alabama
- Florida
- Louisiana
- Mississippi
- Utah
Feature Breakdown
| Introductory Rate | 0% |
| Purchase Intro APR Period (Variable APR) | 7.50 months |
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