Last Updated: 07/28/2025
HFS Federal Credit Union Visa Platinum® Credit Card
Unaffiliated
in Credit Cards from HFS Federal Credit Union
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
13%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
13%(Verified 06/21/2024)
Credit Score Range
650 - 850
Annual Fee
N/A
HFS Federal Credit Union Visa Platinum® Credit Card Review
This is a rewards card issued by HFS Federal Credit Union. If you're wondering whether HFS Federal Credit Union Visa Platinum® Credit Card is the right card for you, read on.
Key Takeaways
- APRs: HFS Federal Credit Union Visa Platinum® Credit Card has a variable regular purchase APR of 13%
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of HFS Federal Credit Union Visa Platinum
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HFS Federal Credit Union Visa Platinum FAQ
Does HFS Federal Credit Union Visa Platinum have a cash back or rewards program?
HFS Federal Credit Union Visa Platinum is a rewards card.
| Description |
Does HFS Federal Credit Union Visa Platinum have a signup bonus?
This card doesn't offer a cash signup bonus.Does HFS Federal Credit Union Visa Platinum offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the relevant APRs for HFS Federal Credit Union Visa Platinum?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.HFS Federal Credit Union Visa Platinum® Credit Card has a variable purchase APR of 13%. The card has a variable balance transfer APR of 13% . It also has a variable cash advance APR of 13% .
Does HFS Federal Credit Union Visa Platinum have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 1.99% for a period of 12 months.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer APR | 13% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 1.99% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro APR Period | 12 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does HFS Federal Credit Union Visa Platinum have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for HFS Federal Credit Union Visa Platinum?
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| Returned Payment Fee | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
N/A.
What is the customer service phone number for HFS Federal Credit Union Visa Platinum?
The customer service number for HFS Federal Credit Union Visa Platinum is (800) 216-2666.
What is the support contact email for HFS Federal Credit Union Visa Platinum?
The support contact email for HFS Federal Credit Union Visa Platinum is hfs_operations@hfsfcu.org.
What is the login page for HFS Federal Credit Union Visa Platinum?
You can access the login page of HFS Federal Credit Union Visa Platinum here.
How do people rate the customer service and user experience of HFS Federal Credit Union Visa Platinum?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does HFS Federal Credit Union perform a hard credit pull?
Yes, HFS Federal Credit Union Visa Platinum performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for HFS Federal Credit Union Visa Platinum
- Visit the website of HFS Federal Credit Union Visa Platinum.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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