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  Harbor Freight Credit Card
Harbor Freight Credit Card
in Credit Cards from Harbor Freight
Unaffiliated

Harbor Freight Credit Card

Unaffiliated
in Credit Cards from Harbor Freight
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Highlights
Purchase APR  (Variable APR) 29.99%
(Verified 08/04/2023)
Balance Transfer APR  (Variable APR) N/A
(Verified 04/01/2023)
Credit Score Range N/A
Annual Fee N/A

Harbor Freight Credit Card Review

This is a store card issued by Harbor Freight. If you're wondering whether Harbor Freight Credit Card is the right card for you, read on.

Key Takeaways

  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 29.99%

Pros & Cons of Harbor Freight Credit Card

The Good The Bad
  • 0% APR on new purchases during the first 6 months. There is then a variable purchase APR of 29.99%.
  • Higher than average purchase APRs.
  • N/A
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.

Harbor Freight Credit Card FAQ

Does Harbor Freight Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the relevant APRs for Harbor Freight Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

Harbor Freight Credit Card has a variable purchase APR of 29.99%.

Does Harbor Freight Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Harbor Freight Credit Card have an intro APR offer on new purchases?

Harbor Freight Credit Card Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period 6 months

This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 6 months.

What are the fees for Harbor Freight Credit Card?

The following fees apply:

Harbor Freight Credit Card Fees
Description
Minimum Interest Charge $2
No Interest Grace Period for Late Payment 23 days
Late Fee Amount Up to $41

What is the customer service phone number for Harbor Freight Credit Card?

The Harbor Freight Credit Card customer service number is (800) 444-3353.

What is the support contact email for Harbor Freight Credit Card?

The support contact email for Harbor Freight Credit Card is cs@harborfreight.com.

What is the Harbor Freight Credit Card login page?

You can access the Harbor Freight Credit Card login page here.

How do people rate the customer service and user experience of Harbor Freight Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

How to apply for Harbor Freight Credit Card

  • Visit the Harbor Freight Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday 6:00am - 6:00pm
  • Monday 6:00am - 6:00pm
  • Tuesday 6:00am - 6:00pm
  • Wednesday 6:00am - 6:00pm
  • Thursday 6:00am - 6:00pm
  • Friday 6:00am - 6:00pm
  • Saturday 6:00am - 6:00pm

About Harbor Freight Credit Card

View Harbor Freight Profile

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 6 months
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
APR Type Variable APR
Purchase APR (Variable APR) 29.99%
(Verified 08/04/2023)
Card Type
  • Store Card

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