Last Updated: 07/28/2025
NESC Federal Credit Union Visa Classic Credit Card
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Fixed APR)
12.50%(Verified 06/21/2024)
Balance Transfer APR (Fixed APR)
12.50%(Verified 06/21/2024)
Credit Score Range
N/A
Annual Fee
$15
NESC Federal Credit Union Visa Classic Credit Card Review
This is a rewards card issued by NESC Federal Credit Union. If you're wondering whether NESC Federal Credit Union Visa Classic Credit Card is the right card for you, read on.
Key Takeaways
- APRs: NESC Federal Credit Union Visa Classic Credit Card has a fixed purchase APR of 12.50%
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
Pros & Cons of NESC Federal Credit Union Visa Classic Credit Card
| The Good | The Bad |
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NESC Federal Credit Union Visa Classic Credit Card FAQ
Does NESC Federal Credit Union Visa Classic Credit Card have a cash back or rewards program?
NESC Federal Credit Union Visa Classic Credit Card is a rewards card.
| Description |
Does NESC Federal Credit Union Visa Classic Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does NESC Federal Credit Union Visa Classic Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the relevant APRs for NESC Federal Credit Union Visa Classic Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.NESC Federal Credit Union Visa Classic Credit Card has a fixed purchase APR of 12.50%. The card has a fixed balance transfer APR of 12.50% . It also has a fixed cash advance APR of 12.50% .
Does NESC Federal Credit Union Visa Classic Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does NESC Federal Credit Union Visa Classic Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for NESC Federal Credit Union Visa Classic Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $10.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $15.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $2.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Additional Card Fee Amount | $10.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $10.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card charges an annual fee of $15.00.
Does NESC Federal Credit Union Visa Classic Credit Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for NESC Federal Credit Union Visa Classic Credit Card?
The customer service number for NESC Federal Credit Union Visa Classic Credit Card is (978) 474-9186.
How do people rate the customer service and user experience of NESC Federal Credit Union Visa Classic Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does NESC Federal Credit Union Visa Classic Credit Card report your account activity to credit bureaus?
Yes, NESC Federal Credit Union Visa Classic Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does NESC Federal Credit Union perform a hard credit pull?
Yes, NESC Federal Credit Union Visa Classic Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for NESC Federal Credit Union Visa Classic Credit Card
- Visit the website of NESC Federal Credit Union Visa Classic Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:00PM
Saturday
Closed
Other Services by NESC Federal Credit Union
Other Credit Cards from NESC Federal Credit Union
Rating not yet determined
Purchase APR
12.50%
Disclaimer popup with additional information
Balance Transfer APR
12.50%
Disclaimer popup with additional information
Credit Score Range
N/A
Annual Fee
$15
Rating not yet determined
Purchase APR
9.90%
Disclaimer popup with additional information
Balance Transfer APR
9.90%
Disclaimer popup with additional information
Credit Score Range
N/A
Annual Fee
$0
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Learn MoreSuperMoney Net Recommendation Score
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