Last Updated: 07/28/2025
Honda Federal Credit Union Visa Gold Credit Card
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Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
Up to 9.9%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
Up to 9.9%(Verified 06/21/2024)
Credit Score Range
650 - 850
Annual Fee
$0
Honda Federal Credit Union Visa Gold Credit Card Review
This is a rewards card issued by Honda Federal Credit Union. If you're wondering whether Honda Federal Credit Union Visa Gold Credit Card is the right card for you, read on.
Key Takeaways
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- $0 Balance transfer fee. This card does not charge a fee on balance transfers.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as purchase security, travel accident insurance, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Honda Federal Credit Union Visa Gold Credit Card
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Honda Federal Credit Union Visa Gold Credit Card FAQ
Does Honda Federal Credit Union Visa Gold Credit Card have a cash back or rewards program?
Honda Federal Credit Union Visa Gold Credit Card is a rewards card.
| Description |
Does Honda Federal Credit Union Visa Gold Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Honda Federal Credit Union Visa Gold Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Honda Federal Credit Union Visa Gold Credit Card benefits?
Honda Federal Credit Union Visa Gold Credit Card provides the following benefits:
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Honda Federal Credit Union Visa Gold Credit Card?
It has a variable purchase APR of up to 9.9%. variable balance transfer APR of up to 9.9%. Honda Federal Credit Union Visa Gold Credit Card does not offer balance transfers. The card has a variable cash advance APR of up to 9.9%.Does Honda Federal Credit Union Visa Gold Credit Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 6.9% for a period of 6 months.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer APR | Up to 9.9% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 6.9% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro APR Period | 6 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee % | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee Minimum | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Honda Federal Credit Union Visa Gold Credit Card have an intro APR offer on new purchases?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Introductory Rate | 6.9% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Purchase Intro APR Period | 6 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does offer an intro APR rate of 6.9% on qualified purchases for a period of 6 months.
What are the fees for Honda Federal Credit Union Visa Gold Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Honda Federal Credit Union Visa Gold Credit Card have a foreign transaction fee?
Honda Federal Credit Union Visa Gold Credit Card charges a foreign transaction fee of up to 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Honda Federal Credit Union Visa Gold Credit Card?
The customer service number for Honda Federal Credit Union Visa Gold Credit Card is (800) 634-6632.
What is the support contact email for Honda Federal Credit Union Visa Gold Credit Card?
The support contact email for Honda Federal Credit Union Visa Gold Credit Card is callcenter@hondafcu.org.
What is the login page for Honda Federal Credit Union Visa Gold Credit Card?
You can access the login page of Honda Federal Credit Union Visa Gold Credit Card here.
How do people rate the customer service and user experience of Honda Federal Credit Union Visa Gold Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Honda Federal Credit Union Visa Gold Credit Card report your account activity to credit bureaus?
Yes, Honda Federal Credit Union Visa Gold Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Honda Federal Credit Union perform a hard credit pull?
Yes, Honda Federal Credit Union Visa Gold Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Honda Federal Credit Union Visa Gold Credit Card
- Visit the website of Honda Federal Credit Union Visa Gold Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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