Honda Federal Credit Union Visa Gold Credit Card

Honda Federal Credit Union Visa Gold Credit Card Review

This is a rewards card issued by Honda Federal Credit Union. If you're wondering whether Honda Federal Credit Union Visa Gold Credit Card is the right card for you, read on.

Key Takeaways

• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• $0 Balance transfer fee. This card does not charge a fee on balance transfers.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
• Multiple credit card benefits. Includes generous credit card perks, such as purchase protection, travel accident insurance, travel assistance, and fraud protection.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Honda Federal Credit Union Visa Gold Credit Card

The Good	The Bad
Has an introductory APR rate on balance transfers of 6.9%. No balance transfer fee. No annual fee. Multiple credit card perks. Travel accident and travel assistance insurance. Cardholders can earn rewards on purchases everywhere Honda Federal Credit Union Visa Gold Credit Card is accepted. Honda Federal Credit Union Visa Gold Credit Card reports to multiple credit bureaus.	Does not offer a signup bonus. Charges a foreign transaction fee of 1%.

Honda Federal Credit Union Visa Gold Credit Card FAQ

Does Honda Federal Credit Union Visa Gold Credit Card have a cash back or rewards program?

Honda Federal Credit Union Visa Gold Credit Card is a rewards card.

Honda Federal Credit Union Visa Gold Credit Card Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	N/A

What are the Honda Federal Credit Union Visa Gold Credit Card benefits?

It provides the following benefits:

• Zero fraud liability
• Travel Accident Insurance
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for Honda Federal Credit Union Visa Gold Credit Card?

It has a variable purchase APR of up to 9.9%.

The card has a variable balance transfer APR of up to 9.9%.

The card has a variable cash advance APR of up to 9.9%.

What are the fees for Honda Federal Credit Union Visa Gold Credit Card?

The following fees apply:

Honda Federal Credit Union Visa Gold Credit Card Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	1%

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Honda Federal Credit Union Visa Gold Credit Card report your account activity to credit bureaus?

Yes, Honda Federal Credit Union Visa Gold Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Honda Federal Credit Union Visa Gold Credit Card

• Visit the Honda Federal Credit Union Visa Gold Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.