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  Honda Federal Credit Union Visa Gold Credit Card
Honda Federal Credit Union Visa Gold Credit Card Unaffiliated

Honda Federal Credit Union Visa Gold Credit Card

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Highlights
Purchase APR  (Variable APR) Up to 9.9%
Balance Transfer APR  (Variable APR) Up to 9.9%
Credit Score Range 650 - 850
Annual Fee $0

Honda Federal Credit Union Visa Gold Credit Card Review

This is a rewards credit card issued by Honda Federal Credit Union. If you're wondering whether Honda Federal Credit Union Visa Gold Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways

  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • $0 Balance transfer fee. This card does not charge a fee on balance transfers.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Multiple credit card benefits. Includes generous credit card perks, such as purchase protection, travel accident insurance, travel assistance, and fraud protection.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Honda Federal Credit Union Visa Gold Credit Card

The Good The Bad
  • Has an introductory APR rate on balance transfers of 6.9%.
  • No balance transfer fee.
  • No annual fee.
  • Multiple credit card perks.
  • Travel accident and travel assistance insurance.
  • Cardholders can earn rewards on purchases everywhere Honda Federal Credit Union Visa Gold Credit Card is accepted.
  • Honda Federal Credit Union Visa Gold Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 1%.

Honda Federal Credit Union Visa Gold Credit Card FAQ

Does Honda Federal Credit Union Visa Gold Credit Card have a cash back or rewards program?

Honda Federal Credit Union Visa Gold Credit Card is a rewards card.

Honda Federal Credit Union Visa Gold Credit Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does Honda Federal Credit Union Visa Gold Credit Card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Honda Federal Credit Union Visa Gold Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Honda Federal Credit Union Visa Gold Credit Card benefits?

It provides the following benefits:

  • Zero fraud liability
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Honda Federal Credit Union Visa Gold Credit Card?

It has a variable purchase APR of up to 9.9%.

The card has a variable balance transfer APR of up to 9.9%.

The card has a variable cash advance APR of up to 9.9%.

Does Honda Federal Credit Union Visa Gold Credit Card have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 6.9% for a period of up to 6 months.

Honda Federal Credit Union Visa Gold Credit Card Balance Transfers
Description
Balance Transfer Introductory APR 6.9%
Balance Transfer Intro APR Period 6 months
Balance Transfer Fee Minimum $0
Balance Transfer Fee % 0%

Does Honda Federal Credit Union Visa Gold Credit Card have an intro APR offer on new purchases?

Honda Federal Credit Union Visa Gold Credit Card Purchase Intro Offer
Description
Introductory Rate 6.9%
Purchase Intro APR Period 6 months

This card does offer an intro APR rate of 6.9% on qualified purchases for a period of up to 6 months.

What are the fees for Honda Federal Credit Union Visa Gold Credit Card?

The following fees apply:

Honda Federal Credit Union Visa Gold Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 1%

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Honda Federal Credit Union Visa Gold Credit Card have a foreign transaction fee?

Honda Federal Credit Union Visa Gold Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Honda Federal Credit Union Visa Gold Credit Card?

The Honda Federal Credit Union Visa Gold Credit Card customer service number is (800) 634-6632.

What is the support contact email for Honda Federal Credit Union Visa Gold Credit Card?

The support contact email for Honda Federal Credit Union Visa Gold Credit Card is callcenter@hondafcu.org.

What is the Honda Federal Credit Union Visa Gold Credit Card login page?

You can access the Honda Federal Credit Union Visa Gold Credit Card login page here.

How do people rate the customer service and user experience of Honda Federal Credit Union Visa Gold Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Honda Federal Credit Union Visa Gold Credit Card report your account activity to credit bureaus?

Yes, Honda Federal Credit Union Visa Gold Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Honda Federal Credit Union Visa Gold Credit Card

  • Visit the Honda Federal Credit Union Visa Gold Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:30am - 5:00pm
  • Tuesday 8:30am - 5:00pm
  • Wednesday 9:30am - 5:00pm
  • Thursday 8:30am - 5:00pm
  • Friday 8:30am - 5:00pm
  • Saturday Closed

About Honda Federal Credit Union Visa Gold Credit Card

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View all credit cards offered by Honda Federal Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Introductory Rate 6.9%
Purchase Intro APR Period (Variable APR) 6 months
Cash Advance Fee Minimum $0
Cash Advance Fee (%) 0%
Minimum Cash Advance Fee ($) $0
Foreign Currency Transaction Fee 1%
No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Purchase Protection
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
Rewards Categories
  • Every Purchase
Cash Advance APR (Variable APR) Up to 9.9%
Purchase APR (Variable APR) Up to 9.9%
Balance Transfer Introductory APR (Variable APR) 6.9%
Balance Transfer Intro APR Period (Variable APR) 6 months
Balance Transfer APR (Variable APR) Up to 9.9%
Balance Transfer Fee Minimum $0
Balance Transfer Fee % 0%
Card Type
  • Rewards
Card Network Visa

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