Last Updated: 07/28/2025
Kellogg Community Edge Credit Card
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
8.99% - 17.99%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
8.99% - 17.99%(Verified 06/21/2024)
Credit Score Range
N/A
Annual Fee
$0
Kellogg Community Edge Credit Card Review
This is a card issued by Kellogg Community Credit Union. If you're wondering whether Kellogg Community Edge Credit Card is the right card for you, read on.
Key Takeaways
- APRs: Kellogg Community Edge Credit Card has a variable regular purchase APR that ranges from 8.99% up to 17.99%.
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
Pros & Cons of kellogg community edge
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kellogg community edge FAQ
Does kellogg community edge have a cash back or rewards program?
No, it does not offer a rewards program.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Every Purchase | 1 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
- Auto Rental Collision Damage Waiver
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for kellogg community edge?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Kellogg Community Edge Credit Card has a variable purchase APR that ranges from 8.99% up to 17.99%. The card has a variable balance transfer APR that ranges from 8.99% up to 17.99%. It also has a variable cash advance APR that ranges from 8.99% up to 17.99%.
Does kellogg community edge have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does kellogg community edge have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for kellogg community edge?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does kellogg community edge have a foreign transaction fee?
kellogg community edge charges a foreign transaction fee of up to 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for kellogg community edge?
The customer service number for kellogg community edge is (800) 854-5421.
What is the support contact email for kellogg community edge?
The support contact email for kellogg community edge is contactus@kelloggccu.org.
What is the login page for kellogg community edge?
You can access the login page of kellogg community edge here.
How do people rate the customer service and user experience of kellogg community edge?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Kellogg Community Edge Credit Card report your account activity to credit bureaus?
Yes, Kellogg Community Edge Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Kellogg Community Credit Union perform a hard credit pull?
Yes, kellogg community edge performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for kellogg community edge
- Visit the website of kellogg community edge.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:30PM
Tuesday
9:00AM - 5:30PM
Wednesday
9:00AM - 5:30PM
Thursday
9:00AM - 5:30PM
Friday
9:00AM - 5:30PM
Saturday
9:00AM - 1:00PM