Last Updated: 07/28/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rateCommunity Recommended Products
View AllSponsored
Mostly recommended35 Reviews
Learn MoreSponsored
Strongly recommended13 Reviews
Learn MoreSponsored
Mostly recommended11 Reviews
Learn MoreCompare All Credit Cards
Filter & compare all your options in one place.
Highlights
Purchase APR (Factor Based)
N/A(Verified 07/19/2023)
Disclaimer popup with additional information
Balance Transfer APR (Factor Based)
N/A(Verified 07/19/2023)
Disclaimer popup with additional information
Credit Score Range
680 - 850
Annual Fee
$349
Ness Credit Card Review
If you're wondering whether Ness Credit Card is the right card for you, read on.
Key Takeaways
- Welcome offer. Offers a signup bonus of 20000 points that can be redeemed for travel, gifts, or other perks.
- Good or excellent credit required. You will have low approval odds if your credit score is below good.
Pros & Cons of ness credit card
| The Good | The Bad |
|
|
ness credit card FAQ
Does ness credit card have a cash back or rewards program?
No, it does not offer a rewards program.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Every Purchase | Up to 2 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Select Merchants | Up to 5 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
How do people rate the customer service and user experience of ness credit card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Ness Credit Card report your account activity to credit bureaus?
Yes, Ness Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does The Bank of Missouri perform a hard credit pull?
Yes, ness credit card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for ness credit card
- Visit the website of ness credit card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Created by
Fact Checked by
Contact
Headquarters
Hours of Operation
SundayClosedMonday9:00AM - 5:00PMTuesday9:00AM - 5:00PMWednesday9:00AM - 5:00PMThursday9:00AM - 5:00PMFriday9:00AM - 5:00PMSaturdayClosed
Other Services by The Bank of Missouri
Other Credit Cards from The Bank of Missouri
Sponsored
Total Visa® Credit Card
Sponsored
Purchase APR
35.99%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
550 - 620
300
850
Annual Fee
$48 - $75
Disclaimer popup with additional information
Sponsored
FIT™ Platinum Mastercard®
Sponsored
Purchase APR
35.90%
Disclaimer popup with additional information
Balance Transfer APR
35.9%
Disclaimer popup with additional information
Credit Score Range
300 - 640
300
850
Annual Fee
$99
Disclaimer popup with additional information
Rating not yet determined
Purchase APR
36%
Disclaimer popup with additional information
Balance Transfer APR
36%
Disclaimer popup with additional information
Credit Score Range
300 - 850
300
850
Annual Fee
$0 - $49
Disclaimer popup with additional information
Rating not yet determined
Purchase APR
29.99% - 35.99%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
300 - 850
300
850
Annual Fee
$125
Rating not yet determined
Purchase APR
24.99% - 27.99%
Disclaimer popup with additional information
Balance Transfer APR
24.99% - 27.99%
Disclaimer popup with additional information
Credit Score Range
Starting at 580
Annual Fee
$0 - $39
Rating not yet determined
Purchase APR
24.99% - 27.99%
Disclaimer popup with additional information
Balance Transfer APR
24.99% - 27.99%
Disclaimer popup with additional information
Credit Score Range
Up to 850
Annual Fee
$0 - $39
Purchase APR
24.90% - 35.90%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
300 - 850
300
850
Annual Fee
$49 - $125
Rating not yet determined
Purchase APR
29.99% - 36.00%
Disclaimer popup with additional information
Balance Transfer APR
32.99% - 36.00%
Disclaimer popup with additional information
Credit Score Range
300 - 850
300
850
Annual Fee
Starting at $85
SuperMoney Net Recommendation Score
This product has no reviews yet. Help others by sharing your thoughts.
0
-1000+100
No one recommends
Everyone recommends
Ness Credit Card Community Reviews
Would you recommend Ness Credit Card to your friends?
There are currently no reviews.
You might also like
Best Personal Credit Cards
SuperMoney
What are the Different Types of Credit Cards?
SuperMoney Team
6 Credit Card Secrets You Need to Know About
Allison Martin
15 Biggest Credit Card Mistakes You're Still Making
Andrew Latham
