Last Updated: 07/28/2025
CoVantage Cash Back Visa® Credit Card
Unaffiliated
in Credit Cards from CoVantage Credit Union
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
15.49% - 18.49%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
15.49% - 18.49%(Verified 06/21/2024)
Credit Score Range
N/A
Annual Fee
$0
CoVantage Cash Back Visa® Credit Card Review
This is a cashback credit card issued by CoVantage Credit Union. If you're wondering whether CoVantage Cash Back Visa® Credit Card is the right card for you, read on.
Key Takeaways
- APRs: CoVantage Cash Back Visa® Credit Card has a variable regular purchase APR that ranges from 15.49% up to 18.49%.
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, identity theft protection, purchase security, travel assistance, and fraud protection.
Pros & Cons of CoVantage Credit Union Cash Back Visa Credit Card
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CoVantage Credit Union Cash Back Visa Credit Card FAQ
Does CoVantage Credit Union Cash Back Visa Credit Card have a cash back or rewards program?
No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Every Purchase | 1.5 % cash back - 2 % cash back | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for CoVantage Credit Union Cash Back Visa Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.CoVantage Cash Back Visa® Credit Card has a variable purchase APR that ranges from 15.49% up to 18.49%. The card has a variable balance transfer APR that ranges from 15.49% up to 18.49%. It also has a variable cash advance APR that ranges from 15.49% up to 18.49%.
Does CoVantage Credit Union Cash Back Visa Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does CoVantage Credit Union Cash Back Visa Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for CoVantage Credit Union Cash Back Visa Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
What is the customer service phone number for CoVantage Credit Union Cash Back Visa Credit Card?
The customer service number for CoVantage Credit Union Cash Back Visa Credit Card is (800) 398-2667.
What is the support contact email for CoVantage Credit Union Cash Back Visa Credit Card?
The support contact email for CoVantage Credit Union Cash Back Visa Credit Card is covantagecares@covantagecu.org.
What is the login page for CoVantage Credit Union Cash Back Visa Credit Card?
You can access the login page of CoVantage Credit Union Cash Back Visa Credit Card here.
How do people rate the customer service and user experience of CoVantage Credit Union Cash Back Visa Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does CoVantage Cash Back Visa® Credit Card report your account activity to credit bureaus?
Yes, CoVantage Cash Back Visa® Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does CoVantage Credit Union perform a hard credit pull?
Yes, CoVantage Credit Union Cash Back Visa Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for CoVantage Credit Union Cash Back Visa Credit Card
- Visit the website of CoVantage Credit Union Cash Back Visa Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
7:00AM - 7:00PM
Tuesday
7:00AM - 7:00PM
Wednesday
7:00AM - 7:00PM
Thursday
7:00AM - 7:00PM
Friday
7:00AM - 7:00PM
Saturday
8:30AM - 5:00PM