Last Updated: 07/28/2025
Arizona FCU Visa Signature Cashback Rewards
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Last Updated: 07/28/2025
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Highlights
Purchase APR (Fixed APR)
17.99%(Verified 06/21/2024)
Balance Transfer APR (Fixed APR)
17.99%(Verified 06/21/2024)
Credit Score Range
670 - 850
Annual Fee
$0
Arizona FCU Visa Signature Cashback Rewards Review
This is a cashback credit card issued by Arizona Financial Credit Union. If you're wondering whether Arizona FCU Visa Signature Cashback Rewards is the right card for you, read on.
Key Takeaways
- APR: This is not a great card for people who carry a balance. It has a fixed purchase APR of 17.99%
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, purchase security, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Arizona FCU Visa Signature Rewards
| The Good | The Bad |
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Arizona FCU Visa Signature Rewards FAQ
Does Arizona FCU Visa Signature Rewards have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Every Purchase | 1.5 % cash back | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Arizona FCU Visa Signature Rewards have a signup bonus?
This card doesn't offer a cash signup bonus.Does Arizona FCU Visa Signature Rewards offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Arizona FCU Visa Signature Rewards benefits?
Arizona FCU Visa Signature Cashback Rewards provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Arizona FCU Visa Signature Rewards?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Arizona FCU Visa Signature Cashback Rewards has a fixed purchase APR of 17.99%. The card has a fixed balance transfer APR of 17.99% . It also has a fixed cash advance APR of 17.99% .
Note that late payments are subject to an APR of 17.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.Does Arizona FCU Visa Signature Rewards have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Arizona FCU Visa Signature Rewards have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Arizona FCU Visa Signature Rewards?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
What is the customer service phone number for Arizona FCU Visa Signature Rewards?
The customer service number for Arizona FCU Visa Signature Rewards is (602) 683-1000.
What is the support contact email for Arizona FCU Visa Signature Rewards?
The support contact email for Arizona FCU Visa Signature Rewards is member.services@azfcu.org.
What is the login page for Arizona FCU Visa Signature Rewards?
You can access the login page of Arizona FCU Visa Signature Rewards here.
How do people rate the customer service and user experience of Arizona FCU Visa Signature Rewards?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Arizona FCU Visa Signature Cashback Rewards report your account activity to credit bureaus?
Yes, Arizona FCU Visa Signature Cashback Rewards reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Arizona Financial Credit Union perform a hard credit pull?
Yes, Arizona FCU Visa Signature Rewards performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Arizona FCU Visa Signature Rewards
- Visit the website of Arizona FCU Visa Signature Rewards.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 6:00PM
Tuesday
9:00AM - 6:00PM
Wednesday
9:00AM - 6:00PM
Thursday
9:00AM - 6:00PM
Friday
9:00AM - 6:00PM
Saturday
Closed