Last Updated: 07/28/2025
Lincoln Maine FCU VISA Credit Card
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
Starting at 7.90%(Verified 07/10/2024)
Balance Transfer APR (Variable APR)
N/A
Credit Score Range
Starting at 549
Annual Fee
$0
Lincoln Maine FCU VISA Credit Card Review
This is a card issued by Lincoln Maine Federal Credit Union. If you're wondering whether Lincoln Maine FCU VISA Credit Card is the right card for you, read on.
Key Takeaways
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Lincoln Maine FCU VISA Credit Card
| The Good | The Bad |
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Lincoln Maine FCU VISA Credit Card FAQ
Does Lincoln Maine FCU VISA Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Zero fraud liability
What are the relevant APRs for Lincoln Maine FCU VISA Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Lincoln Maine FCU VISA Credit Card has a variable purchase APR starting at 7.90%. Lincoln Maine FCU VISA Credit Card does not offer balance transfers.
Does Lincoln Maine FCU VISA Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. Lincoln Maine FCU VISA Credit Card does not offer balance transfers.Does Lincoln Maine FCU VISA Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Lincoln Maine FCU VISA Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 0.00% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
What is the customer service phone number for Lincoln Maine FCU VISA Credit Card?
The customer service number for Lincoln Maine FCU VISA Credit Card is (207) 794-8623.
What is the support contact email for Lincoln Maine FCU VISA Credit Card?
The support contact email for Lincoln Maine FCU VISA Credit Card is lmfcu@lincolnmainefcu.com.
What is the login page for Lincoln Maine FCU VISA Credit Card?
You can access the login page of Lincoln Maine FCU VISA Credit Card here.
How do people rate the customer service and user experience of Lincoln Maine FCU VISA Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Lincoln Maine Federal Credit Union perform a hard credit pull?
Yes, Lincoln Maine FCU VISA Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Lincoln Maine FCU VISA Credit Card
- Visit the website of Lincoln Maine FCU VISA Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 4:00PM
Tuesday
8:30AM - 4:00PM
Wednesday
8:30AM - 4:00PM
Thursday
8:30AM - 4:00PM
Friday
8:00AM - 5:00PM
Saturday
9:00AM - 12:00PM