Last Updated: 07/28/2025
Northwest FCU NOW REWARDS Credit Card
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
8.24% - 18%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)
8.24% - 18%(Verified 06/21/2024)
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Credit Score Range
650 - 850
Annual Fee
$0
Northwest FCU NOW REWARDS Credit Card Review
This is a cashback credit card issued by Northwest Federal Credit Union. If you're wondering whether Northwest FCU NOW REWARDS Credit Card is the right card for you, read on.
Key Takeaways
- Welcome offer. Offers a signup bonus of 500 points that can be redeemed for travel, gifts, or other perks.
- APRs: Northwest FCU NOW REWARDS Credit Card has a variable regular purchase APR that ranges from 8.24% up to 18%.
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- A 3% balance transfer fee. Northwest FCU NOW REWARDS Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as identity theft protection, purchase security, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Northwest FCU NOW REWARDS Credit Card
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Northwest FCU NOW REWARDS Credit Card FAQ
Does Northwest FCU NOW REWARDS Credit Card have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Description |
Does Northwest FCU NOW REWARDS Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 500 points signup bonus that can be redeemed for travel, gifts, or other perks.Does Northwest FCU NOW REWARDS Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Northwest FCU NOW REWARDS Credit Card benefits?
Northwest FCU NOW REWARDS Credit Card provides the following benefits:
- Zero fraud liability
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Northwest FCU NOW REWARDS Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Northwest FCU NOW REWARDS Credit Card has a variable purchase APR that ranges from 8.24% up to 18%. The card has a variable balance transfer APR that ranges from 8.24% up to 18%. It also has a variable cash advance APR that ranges from 8.24% up to 18%.
The good news is this card does not charge a penalty APR if you are late on a payment.
Does Northwest FCU NOW REWARDS Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Northwest FCU NOW REWARDS Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Northwest FCU NOW REWARDS Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $35 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $35 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does Northwest FCU NOW REWARDS Credit Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Northwest FCU NOW REWARDS Credit Card?
The customer service number for Northwest FCU NOW REWARDS Credit Card is (844) 709-8900.
What is the support contact email for Northwest FCU NOW REWARDS Credit Card?
The support contact email for Northwest FCU NOW REWARDS Credit Card is nwfcu@nwfcu.org.
What is the login page for Northwest FCU NOW REWARDS Credit Card?
You can access the login page of Northwest FCU NOW REWARDS Credit Card here.
How do people rate the customer service and user experience of Northwest FCU NOW REWARDS Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Northwest FCU NOW REWARDS Credit Card report your account activity to credit bureaus?
Yes, Northwest FCU NOW REWARDS Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Northwest Federal Credit Union perform a hard credit pull?
Yes, Northwest FCU NOW REWARDS Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Northwest FCU NOW REWARDS Credit Card
- Visit the website of Northwest FCU NOW REWARDS Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 6:00PM
Tuesday
9:00AM - 6:00PM
Wednesday
9:00AM - 6:00PM
Thursday
9:00AM - 6:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 1:00PM