Last Updated: 07/28/2025
Cascade FCU Classic Visa Credit Card
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Fixed APR)
8.90% - 14.90%(Verified 06/21/2024)
Balance Transfer APR (Fixed APR)
8.90% - 14.90%(Verified 06/21/2024)
Credit Score Range
670 - 850
Annual Fee
$0
Cascade FCU Classic Visa Credit Card Review
This is a card issued by Cascade Federal Credit Union. If you're wondering whether Cascade FCU Classic Visa Credit Card is the right card for you, read on.
Key Takeaways
- APRs: Cascade FCU Classic Visa Credit Card has a fixed purchase APR that ranges from 8.90% up to 14.90%.
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, purchase security, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Cascade FCU Classic Visa Credit Card
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Cascade FCU Classic Visa Credit Card FAQ
Does Cascade FCU Classic Visa Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Cascade FCU Classic Visa Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Cascade FCU Classic Visa Credit Card has a fixed purchase APR that ranges from 8.90% up to 14.90%. The card has a fixed balance transfer APR that ranges from 8.90% up to 14.90%. It also has a fixed cash advance APR that ranges from 8.90% up to 14.90%.
Does Cascade FCU Classic Visa Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Cascade FCU Classic Visa Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Cascade FCU Classic Visa Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $15 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $20 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
What is the customer service phone number for Cascade FCU Classic Visa Credit Card?
The customer service number for Cascade FCU Classic Visa Credit Card is (800) 562-2853.
What is the support contact email for Cascade FCU Classic Visa Credit Card?
The support contact email for Cascade FCU Classic Visa Credit Card is eservices@cascadefcu.org.
What is the login page for Cascade FCU Classic Visa Credit Card?
You can access the login page of Cascade FCU Classic Visa Credit Card here.
How do people rate the customer service and user experience of Cascade FCU Classic Visa Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Cascade FCU Classic Visa Credit Card report your account activity to credit bureaus?
Yes, Cascade FCU Classic Visa Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Cascade Federal Credit Union perform a hard credit pull?
Yes, Cascade FCU Classic Visa Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Cascade FCU Classic Visa Credit Card
- Visit the website of Cascade FCU Classic Visa Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed