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  Nutmeg State Financial Credit Union Mastercard Credit Card
Nutmeg State Financial Credit Union Mastercard Credit Card Unaffiliated

Nutmeg State Financial Credit Union Mastercard Credit Card

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Highlights
Purchase APR  (Fixed APR) 9.95% - 17.95%
Balance Transfer APR  (Fixed APR) 9.95% - 17.95%
Credit Score Range 600 - 850
Annual Fee $0

Nutmeg State Financial Credit Union Mastercard Credit Card Review

This is a card issued by Nutmeg State Financial Credit Union. If you're wondering whether Nutmeg State Financial Credit Union Mastercard Credit Card is the right card for you, read on.

Key Takeaways

  • Competitive APRs. Nutmeg State Financial Credit Union Mastercard Credit Card has a fixed purchase APR that ranges from 9.95% up to 17.95%.
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2% every time you make a transaction outside the U.S.
  • Multiple credit card benefits. Includes generous credit card perks, such as extended warranty protection on purchases, identity theft protection, price protection, and fraud protection.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of Nutmeg State Financial Credit Union Mastercard Credit Card

The Good The Bad
  • Potentially lower than average purchase APRs.
  • No annual fee.
  • Multiple credit card perks.
  • Extended warranty and price protection on purchases.
  • Identity Theft Protection.
  • Considers applicants with fair credit.
  • Nutmeg State Financial Credit Union Mastercard Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 2%.
  • You don't earn rewards on every purchase.

Nutmeg State Financial Credit Union Mastercard Credit Card FAQ

Does Nutmeg State Financial Credit Union Mastercard Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Nutmeg State Financial Credit Union Mastercard Credit Card benefits?

It provides the following benefits:

  • Extended Warranty Protection
  • Zero fraud liability
  • Price Protection
  • Reports to major credit bureaus

What are the relevant APRs for Nutmeg State Financial Credit Union Mastercard Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Nutmeg State Financial Credit Union Mastercard Credit Card has a fixed purchase APR that ranges from 9.95% up to 17.95%. The card has a fixed balance transfer APR that ranges from 9.95% up to 17.95%. It also has a fixed cash advance APR that ranges from 9.95% up to 17.95%.

Does Nutmeg State Financial Credit Union Mastercard Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Nutmeg State Financial Credit Union Mastercard Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Nutmeg State Financial Credit Union Mastercard Credit Card?

The following fees apply:

  • An overlimit fee of $25.
Nutmeg State Financial Credit Union Mastercard Credit Card Fees
Fees Amount
Annual Fee $0
Overlimit Fee $25
Foreign Transaction Fee 2%
Returned Payment Fee up to $35
Late Payment Fee up to $25

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does Nutmeg State Financial Credit Union Mastercard Credit Card have a foreign transaction fee?

Nutmeg State Financial Credit Union Mastercard Credit Card charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Nutmeg State Financial Credit Union Mastercard Credit Card?

The Nutmeg State Financial Credit Union Mastercard Credit Card customer service number is (860) 513-5000.

What is the support contact email for Nutmeg State Financial Credit Union Mastercard Credit Card?

The support contact email for Nutmeg State Financial Credit Union Mastercard Credit Card is MemberServices@nutmegstatefcu.org .

What is the Nutmeg State Financial Credit Union Mastercard Credit Card login page?

You can access the Nutmeg State Financial Credit Union Mastercard Credit Card login page here.

How do people rate the customer service and user experience of Nutmeg State Financial Credit Union Mastercard Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Nutmeg State Financial Credit Union Mastercard Credit Card report your account activity to credit bureaus?

Yes, Nutmeg State Financial Credit Union Mastercard Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Nutmeg State Financial Credit Union Mastercard Credit Card

  • Visit the Nutmeg State Financial Credit Union Mastercard Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 4:00pm
  • Tuesday 9:00am - 4:00pm
  • Wednesday 9:00am - 4:00pm
  • Thursday 9:00am - 6:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 12:00pm

Other Services by Nutmeg State Financial Credit Union

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Availability

  Available in 1 state
Connecticut
Availabile in all of Connecticut

Feature Breakdown

Cash Advance Fee Minimum $0
Cash Advance Fee (%) 0%
Minimum Cash Advance Fee ($) $0
Foreign Currency Transaction Fee 2%
No Annual Fee
Annual Fee $0
Minimum Interest Charge $0
Over-Limit Fee $25
No Interest Grace Period for Late Payment 25 days
Returned Payment Fee Up to $35
Late Fee Amount Up to $25
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Extended Warranty Protection
  • Price Protection
  • Fraud Liability
Rewards Type No Rewards
Cash Advance APR (Fixed APR) 9.95% - 17.95%
APR Type Fixed APR
Balance Computation average daily balance (including new purchases)
Purchase APR (Fixed APR) 9.95% - 17.95%
Balance Transfer APR (Fixed APR) 9.95% - 17.95%
Balance Transfer Fee Minimum $0
Balance Transfer Fee % 0%
Card Type
  • Balance Transfer
Card Network Mastercard

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