Nutmeg State FCU Secured Mastercard Credit Card
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| Purchase APR (Fixed APR) | 9.95 - 17.95 |
| Balance Transfer APR (Fixed APR) | 9.95 - 17.95 |
| Credit Score Range | 500 - 850 |
| Annual Fee | $0 |
Nutmeg State FCU Secured Mastercard Credit Card Review
This is a secured credit card card issued by Nutmeg State Financial Credit Union. If you're wondering whether Nutmeg State FCU Secured Mastercard Credit Card is the right card for you, read on.
Key Takeaways
- Competitive APRs. Nutmeg State FCU Secured Mastercard Credit Card has a fixed purchase APR that ranges from 9.95% up to 17.95%.
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2% every time you make a transaction outside the U.S.
- Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
- Multiple credit card benefits. Includes generous credit card perks, such as extended warranty protection on purchases, identity theft protection, price protection, and fraud protection.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.
Pros & Cons of Nutmeg State FCU Secured Mastercard Credit Card
| The Good | The Bad |
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Nutmeg State FCU Secured Mastercard Credit Card FAQ
Does Nutmeg State FCU Secured Mastercard Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Nutmeg State FCU Secured Mastercard Credit Card benefits?
It provides the following benefits:
- Extended Warranty Protection
- Zero fraud liability
- Price Protection
- Reports to major credit bureaus
What are the relevant APRs for Nutmeg State FCU Secured Mastercard Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Nutmeg State FCU Secured Mastercard Credit Card has a fixed purchase APR that ranges from 9.95% up to 17.95%. The card has a fixed balance transfer APR that ranges from 9.95% up to 17.95%. It also has a fixed cash advance APR that ranges from 9.95% up to 17.95%.
Does Nutmeg State FCU Secured Mastercard Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Nutmeg State FCU Secured Mastercard Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Nutmeg State FCU Secured Mastercard Credit Card?
The following fees apply:
- An overlimit fee of $25.
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Overlimit Fee | $25 |
| Foreign Transaction Fee | 2% |
| Returned Payment Fee | up to $35 |
| Late Payment Fee | up to $25 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does Nutmeg State FCU Secured Mastercard Credit Card have a foreign transaction fee?
Nutmeg State FCU Secured Mastercard Credit Card charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Nutmeg State FCU Secured Mastercard Credit Card?
The Nutmeg State FCU Secured Mastercard Credit Card customer service number is (860) 513-5000.
What is the support contact email for Nutmeg State FCU Secured Mastercard Credit Card?
The support contact email for Nutmeg State FCU Secured Mastercard Credit Card is MemberServices@nutmegstatefcu.org .
What is the Nutmeg State FCU Secured Mastercard Credit Card login page?
You can access the Nutmeg State FCU Secured Mastercard Credit Card login page here.
How do people rate the customer service and user experience of Nutmeg State FCU Secured Mastercard Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Nutmeg State FCU Secured Mastercard Credit Card report your account activity to credit bureaus?
Yes, Nutmeg State FCU Secured Mastercard Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Nutmeg State FCU Secured Mastercard Credit Card
- Visit the Nutmeg State FCU Secured Mastercard Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
520 Cromwell Avenue
Rocky Hill, CT 06067 USA - (860) 513-5000
- Visit Site
- Email Support
Other Services by Nutmeg State Financial Credit Union
Other Credit Cards by Nutmeg State Financial Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Cash Advance Fee Minimum | 0 |
| Cash Advance Fee (%) | 0 |
| Minimum Cash Advance Fee ($) | 0 |
| Foreign Currency Transaction Fee | 2 |
| No Annual Fee | |
| Annual Fee | $0 |
| Minimum Interest Charge | 0 |
| Over-Limit Fee | 25 |
| No Interest Grace Period for Late Payment | 25 days |
| Returned Payment Fee | Up to 35 |
| Late Fee Amount | Up to 25 |
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