One Nevada CU Visa Platinum Credit Card

One Nevada CU Visa Platinum Credit Card Review

This is a secured credit card card issued by One Nevada Credit Union. If you're wondering whether One Nevada CU Visa Platinum Credit Card is the right card for you, read on.

Key Takeaways

• Competitive APRs. One Nevada CU Visa Platinum Credit Card has a variable purchase APR of 17%
• No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
• 2% Balance transfer fee. One Nevada CU Visa Platinum Credit Card charges a fee of 2% on balance transfers. For example, a balance of $1,000 could cost $20 in transfer fees. The minimum fee is $5.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2% every time you make a transaction outside the U.S.
• Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, extended warranty protection on purchases, purchase protection, travel accident insurance, travel assistance, and fraud protection.
• Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.

Pros & Cons of One Nevada CU Visa Platinum Credit Card

One Nevada CU Visa Platinum Credit Card FAQ

Does One Nevada CU Visa Platinum Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the One Nevada CU Visa Platinum Credit Card benefits?

It provides the following benefits:

• Auto Rental Collision Damage Waiver
• Extended Warranty Protection
• Travel Accident Insurance
• Cell Phone Protection
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for One Nevada CU Visa Platinum Credit Card?

One Nevada CU Visa Platinum Credit Card has a variable purchase APR of 17%. The card has a variable balance transfer APR of 17% . It also has a variable cash advance APR of 17% .

What are the fees for One Nevada CU Visa Platinum Credit Card?

The following fees apply:

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does One Nevada CU Visa Platinum Credit Card report your account activity to credit bureaus?

Yes, One Nevada CU Visa Platinum Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for One Nevada CU Visa Platinum Credit Card

• Visit the One Nevada CU Visa Platinum Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.