SuperMoney
  One Nevada Credit Union Visa Platinum Share Secured Credit Card

One Nevada Credit Union Visa Platinum Share Secured Credit Card

in Personal Credit Cards from One Nevada Credit Union

Unaffiliated

One Nevada Credit Union Visa Platinum Share Secured Credit Card

Unaffiliated

in Personal Credit Cards from One Nevada Credit Union

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend One Nevada Credit Union Visa Platinum Share Secured Credit Card to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Purchase APR  (Variable APR) 17
Balance Transfer APR  (Variable APR) 17
Credit Score Range 500 - 850
Annual Fee $0

One Nevada Credit Union Visa Platinum Share Secured Credit Card Review

This is a secured credit card credit card issued by One Nevada Credit Union. If you're wondering whether One Nevada Credit Union Visa Platinum Share Secured Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Competitive APRs. One Nevada Credit Union Visa Platinum Share Secured Credit Card has a variable purchase APR of 17%
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • 2% Balance transfer fee. One Nevada Credit Union Visa Platinum Share Secured Credit Card charges a fee of 2% on balance transfers. For example, a balance of $1,000 could cost $20 in transfer fees. The minimum fee is $5.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2% every time you make a transaction outside the U.S.
  • Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, extended warranty protection on purchases, purchase protection, travel accident insurance, travel assistance, and fraud protection.
  • Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have good approval odds.
Pros & Cons of One Nevada Credit Union Visa Platinum Share Secured Credit Card
The Good The Bad
  • No annual fee.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Extended warranty on purchases.
  • Travel accident and travel assistance insurance.
  • Considers applicants with fair or poor credit.
  • One Nevada Credit Union Visa Platinum Share Secured Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 2%.
  • You don't earn rewards on every purchase.
  • Charges a 2% balance transfer fee.
One Nevada Credit Union Visa Platinum Share Secured Credit Card FAQ

Does One Nevada Credit Union Visa Platinum Share Secured Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the One Nevada Credit Union Visa Platinum Share Secured Credit Card benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Travel Accident Insurance
  • Cell Phone Protection
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for One Nevada Credit Union Visa Platinum Share Secured Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance.

It has a variable purchase APR of 17%. The card has a variable balance transfer APR of 17% . It also has a variable cash advance APR of 17% .

Does One Nevada Credit Union Visa Platinum Share Secured Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does One Nevada Credit Union Visa Platinum Share Secured Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for One Nevada Credit Union Visa Platinum Share Secured Credit Card?

The following fees apply:

One Nevada Credit Union Visa Platinum Share Secured Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 2%
Returned Payment Fee up to $25
Late Payment Fee up to $27

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does One Nevada Credit Union Visa Platinum Share Secured Credit Card have a foreign transaction fee?

One Nevada Credit Union Visa Platinum Share Secured Credit Card charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for One Nevada Credit Union Visa Platinum Share Secured Credit Card?

The One Nevada Credit Union Visa Platinum Share Secured Credit Card customer service number is (800) 388-3000.

What is the support contact email for One Nevada Credit Union Visa Platinum Share Secured Credit Card?

The support contact email for One Nevada Credit Union Visa Platinum Share Secured Credit Card is update-email@onenevada.org .

Does One Nevada Credit Union Visa Platinum Share Secured Credit Card report your account activity to credit bureaus?

Yes, One Nevada Credit Union Visa Platinum Share Secured Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for One Nevada Credit Union Visa Platinum Share Secured Credit Card

  • Visit the One Nevada Credit Union Visa Platinum Share Secured Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

About One Nevada Credit Union Visa Platinum Share Secured Credit Card

Icon for Personal Credit Cards
View all personal credit cards offered by One Nevada Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 21 days
Cash Advance Fee Minimum 5
Cash Advance Fee (%) Up to 2
Minimum Cash Advance Fee ($) Starting at 5
Foreign Currency Transaction Fee 2
Minimum Interest Charge 1
Returned Payment Fee Up to 25
Paper Statement Fee 5
Late Fee Amount Up to 27
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 500 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Purchase Protection
  • Cellular Telephone Protection
  • Travel Accident Insurance
  • Travel Assistance
Rewards Type No Rewards
Cash Advance APR (Variable APR) 17
Balance Computation a method called "average daily balance (including new purchases)."
Purchase APR (Variable APR) 17
Balance Transfer APR (Variable APR) 17
Balance Transfer Fee Minimum 5
Balance Transfer Fee % 2
Card Type
  • Secured
Card Network Visa

Be the first to rate

 

Would you recommend One Nevada Credit Union Visa Platinum Share Secured Credit Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Personal Credit Cards

One Nevada Credit Union Personal Credit Cards

Loading...